<?xml version="1.0" encoding="UTF-8" standalone="no"?>
<!DOCTYPE article PUBLIC "-//NLM//DTD Journal Publishing DTD v2.3 20070202//EN" "journalpublishing.dtd">
<article xml:lang="EN" xmlns:mml="http://www.w3.org/1998/Math/MathML" xmlns:xlink="http://www.w3.org/1999/xlink" article-type="research-article">
<front>
<journal-meta>
<journal-id journal-id-type="publisher-id">Front. Psychol.</journal-id>
<journal-title>Frontiers in Psychology</journal-title>
<abbrev-journal-title abbrev-type="pubmed">Front. Psychol.</abbrev-journal-title>
<issn pub-type="epub">1664-1078</issn>
<publisher>
<publisher-name>Frontiers Media S.A.</publisher-name>
</publisher>
</journal-meta>
<article-meta>
<article-id pub-id-type="doi">10.3389/fpsyg.2021.789863</article-id>
<article-categories>
<subj-group subj-group-type="heading">
<subject>Psychology</subject>
<subj-group>
<subject>Original Research</subject>
</subj-group>
</subj-group>
</article-categories>
<title-group>
<article-title>Exploring Trust Formation and Antecedents in Social Commerce</article-title>
</title-group>
<contrib-group>
<contrib contrib-type="author" corresp="yes">
<name><surname>Alkhalifah</surname> <given-names>Ali</given-names></name>
<xref ref-type="corresp" rid="c001"><sup>&#x002A;</sup></xref>
<uri xlink:href="http://loop.frontiersin.org/people/1398467/overview"/>
</contrib>
</contrib-group>
<aff><institution>Department of Information Technology, College of Computer, Qassim University</institution>, <addr-line>Buraydah</addr-line>, <country>Saudi Arabia</country></aff>
<author-notes>
<fn fn-type="edited-by"><p>Edited by: George Lazaroiu, Spiru Haret University, Romania</p></fn>
<fn fn-type="edited-by"><p>Reviewed by: Dan-Cristian Dabija, Babe&#x015F;-Bolyai University, Romania; Anil Bhat, SKUAST-Jammu, India; Shafique Ur Rehman, ILMA University, Pakistan</p></fn>
<corresp id="c001">&#x002A;Correspondence: Ali Alkhalifah, <email>a.alkhalifah@qu.edu.sa</email></corresp>
<fn fn-type="other" id="fn004"><p>This article was submitted to Human-Media Interaction, a section of the journal Frontiers in Psychology</p></fn>
</author-notes>
<pub-date pub-type="epub">
<day>28</day>
<month>01</month>
<year>2022</year>
</pub-date>
<pub-date pub-type="collection">
<year>2021</year>
</pub-date>
<volume>12</volume>
<elocation-id>789863</elocation-id>
<history>
<date date-type="received">
<day>05</day>
<month>10</month>
<year>2021</year>
</date>
<date date-type="accepted">
<day>29</day>
<month>12</month>
<year>2021</year>
</date>
</history>
<permissions>
<copyright-statement>Copyright &#x00A9; 2022 Alkhalifah.</copyright-statement>
<copyright-year>2022</copyright-year>
<copyright-holder>Alkhalifah</copyright-holder>
<license xlink:href="http://creativecommons.org/licenses/by/4.0/"><p>This is an open-access article distributed under the terms of the Creative Commons Attribution License (CC BY). The use, distribution or reproduction in other forums is permitted, provided the original author(s) and the copyright owner(s) are credited and that the original publication in this journal is cited, in accordance with accepted academic practice. No use, distribution or reproduction is permitted which does not comply with these terms.</p></license>
</permissions>
<abstract>
<p>With the rapid increase in social media users and netizens globally, the proclivity for online shopping using social commerce (SC) platforms cannot be ignored. Trust has been recognised as a constant challenge in the context of social commerce due to the lack of face-to-face interaction. Therefore, there is a dire need to enhance the trust of consumers in social commerce platforms. However, the research in the formation of trust in social commerce and antecedents remains limited. In addition, the existing SC research failed to include its multidimensional view to investigate user behaviour. This study fills this gap and extends existing knowledge by developing a model exploring the antecedents of trust in social commerce. Drawing upon the social-technical theory and trust lens, this study attempts to identify the role of (i) structural assurance (SA) and SC platforms as an institution-based trust, (ii) trust in sellers and trust in SC community as trusting beliefs, and (iii) trust in online payment as a cognitive trust on trust and intention of the social commerce. This research employs a dataset (<italic>n</italic> = 406) collected using an online survey; the research subjects were recruited from Australia, the United States, and the United Kingdom. This study uses the partial least squares structural equation modeling (PLS-SEM) approach to analyse the data and to confirm the hypothesis proposed in the research model. The empirical findings show that trust in social commerce influences behavioural intention. In addition, trust in the SC platform, the SC community, and online payment influence the trust in SC. Likewise, SA and trust in the SC platform have a significant relationship with trust in sellers, the SC community, and online payment. Finally, this study discusses the theoretical contributions and practical insights to several limitations and suggests directions for future research.</p>
</abstract>
<kwd-group>
<kwd>social commerce (SC)</kwd>
<kwd>electronic commerce</kwd>
<kwd>trust</kwd>
<kwd>social media</kwd>
<kwd>online payment</kwd>
<kwd>online community</kwd>
</kwd-group>
<counts>
<fig-count count="4"/>
<table-count count="9"/>
<equation-count count="0"/>
<ref-count count="106"/>
<page-count count="21"/>
<word-count count="16426"/>
</counts>
</article-meta>
</front>
<body>
<sec sec-type="intro" id="S1">
<title>Introduction</title>
<p>Social media sites such as Instagram, Twitter, and Facebook have become ubiquitous, creating possibilities for electronic business models usually known as social commerce (SC). Social commerce provides new opportunities for incorporating social inputs into financial operations (<xref ref-type="bibr" rid="B64">Mamonov and Benbunan-Fich, 2017</xref>). Social commerce is an innovative approach toward doing business by employing social media for networking (<xref ref-type="bibr" rid="B86">Sohn and Kim, 2020</xref>; <xref ref-type="bibr" rid="B103">Yang et al., 2021</xref>). Although social commerce is novel in the field of e-commerce, it is rapidly advancing and drawing the interest of practitioners and researchers (<xref ref-type="bibr" rid="B57">Lin et al., 2017</xref>; <xref ref-type="bibr" rid="B37">Hajli, 2020</xref>; <xref ref-type="bibr" rid="B93">Tuncer, 2021</xref>). Social commerce has become a substantial area of study that has received much attention in recent years (<xref ref-type="bibr" rid="B57">Lin et al., 2017</xref>; <xref ref-type="bibr" rid="B81">Sarkar et al., 2020</xref>; <xref ref-type="bibr" rid="B70">Molinillo et al., 2021</xref>; <xref ref-type="bibr" rid="B71">Mou and Benyoucef, 2021</xref>; <xref ref-type="bibr" rid="B102">Yang, 2021</xref>).</p>
<p>Progressing to social commerce from e-commerce has helped in the role reversal of sellers and buyers, where the bargaining power is now in the hands of the latter (<xref ref-type="bibr" rid="B43">Huang and Benyoucef, 2013</xref>; <xref ref-type="bibr" rid="B38">Hajli and Sims, 2015</xref>; <xref ref-type="bibr" rid="B100">Wongkitrungrueng and Assarut, 2020</xref>). Social commerce has transformed e-commerce from a product to a customer-based platform (<xref ref-type="bibr" rid="B43">Huang and Benyoucef, 2013</xref>; <xref ref-type="bibr" rid="B58">Lin et al., 2019</xref>; <xref ref-type="bibr" rid="B52">Leong et al., 2020</xref>). Moreover, social commerce is remarkably flourishing. For instance, the Chinese social commerce industry will hit &#x0024;351.65 billion by the end of 2021 (<xref ref-type="bibr" rid="B23">Enberg, 2021</xref>), while SC in the United States is expected to grow by 34.8% to &#x0024;36.09 billion in 2021 (<xref ref-type="bibr" rid="B59">Lipsman, 2021</xref>). Furthermore, the percentage of social commerce consumers in the United States increased by 25.2% to 80.1 million in 2020, and by 2021, it is expected to increase by another 12.9% to 90.4 million (<xref ref-type="bibr" rid="B59">Lipsman, 2021</xref>). Similarly, according to research conducted by Gartner, 66% of the 424 businesses under study employed social commerce practices (<xref ref-type="bibr" rid="B74">O&#x2019;Shea, 2018</xref>).</p>
<p>There might be a shift of trust to social commerce from e-commerce (<xref ref-type="bibr" rid="B16">Chen and Wang, 2016</xref>; <xref ref-type="bibr" rid="B37">Hajli, 2020</xref>). Trust, which has been identified as one of the most significant barriers to e-commerce, is an even greater issue in social commerce (<xref ref-type="bibr" rid="B57">Lin et al., 2017</xref>, <xref ref-type="bibr" rid="B58">2019</xref>; <xref ref-type="bibr" rid="B81">Sarkar et al., 2020</xref>; <xref ref-type="bibr" rid="B93">Tuncer, 2021</xref>). Where e-commerce platforms reinforce platform-based trust and security, social media platforms do not take responsibility for the social commerce posts and comments of buyers (<xref ref-type="bibr" rid="B71">Mou and Benyoucef, 2021</xref>; <xref ref-type="bibr" rid="B93">Tuncer, 2021</xref>). Hence, boosting the trust of consumers in the SC platforms is the need of the hour. Customer reviews, likes, comments, and communication with the seller in social commerce build the trust of potential customers (<xref ref-type="bibr" rid="B86">Sohn and Kim, 2020</xref>). For instance, Instagram is a social media platform based on pictures that facilitates the engagement between sellers and buyers and is conducive to genuine purchasing (<xref ref-type="bibr" rid="B70">Molinillo et al., 2021</xref>). Since trust is a significant component in customer purchase intentions in social commerce, practitioners will benefit from a deeper grasp of the subject.</p>
<p>Moreover, social commerce decision making that is related to purchases and transactions is greatly affected by researching trust models and influences that are becoming imperative (<xref ref-type="bibr" rid="B37">Hajli, 2020</xref>; <xref ref-type="bibr" rid="B51">L&#x00E3;z&#x00E3;roiu et al., 2020</xref>; <xref ref-type="bibr" rid="B93">Tuncer, 2021</xref>). However, the factors that influence trust in social commerce are primarily unknown (<xref ref-type="bibr" rid="B57">Lin et al., 2017</xref>; <xref ref-type="bibr" rid="B52">Leong et al., 2020</xref>, <xref ref-type="bibr" rid="B53">2021</xref>; <xref ref-type="bibr" rid="B81">Sarkar et al., 2020</xref>; <xref ref-type="bibr" rid="B93">Tuncer, 2021</xref>). Previous research has viewed trust in social commerce from a single dimension, emphasising trust in sites (<xref ref-type="bibr" rid="B58">Lin et al., 2019</xref>). Little attention has been devoted to trust regarding the seller and the SC platforms (<xref ref-type="bibr" rid="B100">Wongkitrungrueng and Assarut, 2020</xref>; <xref ref-type="bibr" rid="B71">Mou and Benyoucef, 2021</xref>; <xref ref-type="bibr" rid="B93">Tuncer, 2021</xref>). In addition, very few have investigated the trust of customers in sellers on SC platforms influencing their purchasing behaviour (<xref ref-type="bibr" rid="B93">Tuncer, 2021</xref>). Furthermore, few studies have looked at the institutional-based trust, for instance, structural assurance (SA) (<xref ref-type="bibr" rid="B81">Sarkar et al., 2020</xref>), trust in social commerce applications, and websites (<xref ref-type="bibr" rid="B62">Luo et al., 2010</xref>; <xref ref-type="bibr" rid="B37">Hajli, 2020</xref>).</p>
<p>Trust is an important factor in the purchasing behaviour of customers. Thus, trust is a multifaceted concept in e-commerce that includes trust in the supplier, website, and community members (<xref ref-type="bibr" rid="B1">Abed, 2018</xref>; <xref ref-type="bibr" rid="B26">Fu et al., 2018</xref>). Trusting social commerce is viewed as a one-dimensional or multidimensional notion (<xref ref-type="bibr" rid="B58">Lin et al., 2019</xref>; <xref ref-type="bibr" rid="B71">Mou and Benyoucef, 2021</xref>; <xref ref-type="bibr" rid="B93">Tuncer, 2021</xref>). Social commerce encompasses people, information, technology, and management (<xref ref-type="bibr" rid="B97">Wang and Zhang, 2012</xref>). Likewise, additional research shows that social commerce incorporates various technological, social, and commercial elements (<xref ref-type="bibr" rid="B97">Wang and Zhang, 2012</xref>; <xref ref-type="bibr" rid="B43">Huang and Benyoucef, 2013</xref>). According to this viewpoint, the nature of a multifaceted trust also relates to customer trust in social commerce (<xref ref-type="bibr" rid="B58">Lin et al., 2019</xref>). Nevertheless, previous research has ignored this notion, and a few social commerce studies have investigated trust as a multifaceted construct (<xref ref-type="bibr" rid="B58">Lin et al., 2019</xref>; <xref ref-type="bibr" rid="B71">Mou and Benyoucef, 2021</xref>).</p>
<p>According to our in-depth research, the study done by <xref ref-type="bibr" rid="B58">Lin et al. (2019)</xref> was the foremost and only previous research assessing social commerce trust from a multifaceted viewpoint that is encompassing trust in e-commerce websites, social media, SC features, and consumers. The study defined trust in SC as a second factor construct and assessed its impact on the purchase behaviour of an e-commerce site. Their study, however, did not identify nor evaluate the connections between these trust variables. Therefore, this study addresses these gaps by introducing a new conceptualisation of trust in SC and investigating the origins of trust in social commerce, such as institutional-based trust (SA and SC platforms), trusting beliefs (trust in sellers and community members), and cognitive trust (online payment), along with the relationship between these trust variables. As a multidimensional factor, this study analyses both trust in sellers and the SC platform. This research looks at the following question:</p>
<p>RQ. In social commerce, which dimension of trust is more linked with customer behaviour?</p>
<p>On the basis of social-technical theory (<xref ref-type="bibr" rid="B12">Bostrom and Heinen, 1977</xref>), this study identifies social commerce trust from a multifaceted perspective (the technology and people facets), aligned with the trust theory from previous research (<xref ref-type="bibr" rid="B67">McKnight et al., 2002</xref>; <xref ref-type="bibr" rid="B46">Kim et al., 2005</xref>; <xref ref-type="bibr" rid="B58">Lin et al., 2019</xref>).</p>
<p>This paper is structured in the following way. First, an outline of social commerce, the social-technical theory, and trust is provided. Second, social commerce trust formation is presented. The research model and hypothesis formulation are discussed in the fourth section. Following that, the research technique used in this study and the data analysis outcomes are explained. Finally, we discuss the implications and limitations of the study, along with future research prospects.</p>
</sec>
<sec id="S2">
<title>Literature Review</title>
<sec id="S2.SS1">
<title>Social Commerce</title>
<p>Since the social commerce concept is broad and is associated with several inconsistencies, including activities of e-commerce that involve social networks and social media, it currently lacks a standard definition (<xref ref-type="bibr" rid="B86">Sohn and Kim, 2020</xref>). According to <xref ref-type="bibr" rid="B89">Stephen and Toubia (2010)</xref>, social commerce is a type of Internet-based social network that enables people to directly engage in the selling and marketing of products or services <italic>via</italic> websites and online communities. Social commerce is a term used to define an e-commerce practice involving social media and social networks (<xref ref-type="bibr" rid="B55">Liang et al., 2011</xref>; <xref ref-type="bibr" rid="B64">Mamonov and Benbunan-Fich, 2017</xref>). In addition, social commerce entails using Web 2.0 technologies to promote online social engagements and customer experience to help buyers purchase goods and services (<xref ref-type="bibr" rid="B47">Kim and Park, 2013</xref>; <xref ref-type="bibr" rid="B103">Yang et al., 2021</xref>). <xref ref-type="bibr" rid="B86">Sohn and Kim (2020)</xref> also define social commerce as &#x201C;selling goods through SNSes as well as the electronic commerce based on a specific site.&#x201D; We use the following definition of social commerce by <xref ref-type="bibr" rid="B69">Meilatinova (2021)</xref> in this study, &#x201C;as an extension of e-commerce sites, integrated with social media and Web 2.0 technology to encourage online purchases and interactions with customers before, during, and after the purchase.&#x201D;</p>
<p>The literature has identified two kinds of social commerce. The first is social networking websites incorporating tools to facilitate online transactions. The second is typical e-commerce websites incorporating elements such as like, share, and comment to encourage social networking (<xref ref-type="bibr" rid="B55">Liang et al., 2011</xref>; <xref ref-type="bibr" rid="B105">Zhang and Benyoucef, 2016</xref>; <xref ref-type="bibr" rid="B39">Hajli et al., 2017</xref>; <xref ref-type="bibr" rid="B71">Mou and Benyoucef, 2021</xref>). However, other social commerce categories can be established based on the combination of characteristics (<xref ref-type="bibr" rid="B70">Molinillo et al., 2021</xref>). Based on how consumer interactions are built, what their aims are, what information they exchange, and the sort of platform they utilise, <xref ref-type="bibr" rid="B40">Han et al. (2018)</xref>, for example, identified eight distinct forms of social commerce.</p>
<p>A lot of attention has been given to social commerce (<xref ref-type="bibr" rid="B57">Lin et al., 2017</xref>; <xref ref-type="bibr" rid="B71">Mou and Benyoucef, 2021</xref>). Issues such as engagement in SC websites and sellers (<xref ref-type="bibr" rid="B100">Wongkitrungrueng and Assarut, 2020</xref>), information sharing (<xref ref-type="bibr" rid="B39">Hajli et al., 2017</xref>), value co-creation (<xref ref-type="bibr" rid="B91">Tajvidi et al., 2021</xref>), decision making in SC regarding purchase (<xref ref-type="bibr" rid="B15">Chen et al., 2017</xref>; <xref ref-type="bibr" rid="B51">L&#x00E3;z&#x00E3;roiu et al., 2020</xref>), and the role of peers relations and social influence (<xref ref-type="bibr" rid="B102">Yang, 2021</xref>) are investigated in prior research. Electronic word of mouth (eWOM) (<xref ref-type="bibr" rid="B17">Cheng et al., 2021</xref>) and features of social commerce Web design (<xref ref-type="bibr" rid="B70">Molinillo et al., 2021</xref>) are also discussed in previous studies. However, trust and its formation have been paid little attention to in previous SC research (<xref ref-type="bibr" rid="B52">Leong et al., 2020</xref>, <xref ref-type="bibr" rid="B53">2021</xref>; <xref ref-type="bibr" rid="B69">Meilatinova, 2021</xref>; <xref ref-type="bibr" rid="B71">Mou and Benyoucef, 2021</xref>).</p>
</sec>
<sec id="S2.SS2">
<title>Social-Technical Theory</title>
<p>According to social-technical theory (<xref ref-type="fig" rid="F1">Figure 1</xref>), a system may be divided into social and technical subsystems (<xref ref-type="bibr" rid="B12">Bostrom and Heinen, 1977</xref>). In addition to this, the procedures and technologies make the technical subsystem, and these systems allow users to perform multiple functions. For example, users can convert inputs into outputs and do some predefined system activities. On the other hand, the social subsystem consists of knowledge, users, connections, values, and a mechanism of reward (<xref ref-type="bibr" rid="B58">Lin et al., 2019</xref>). The subsystems mentioned above are not isolated; instead, they are related and should function in tandem for optimal performance of the system (<xref ref-type="bibr" rid="B12">Bostrom and Heinen, 1977</xref>; <xref ref-type="bibr" rid="B11">Bostrom et al., 2009</xref>). According to this viewpoint, people and technology play essential parts in determining the functionality of the system since they mainly define the connection between the two subsystems (<xref ref-type="bibr" rid="B50">Kong et al., 2020</xref>).</p>
<fig id="F1" position="float">
<label>FIGURE 1</label>
<caption><p>Social-technical theory (<xref ref-type="bibr" rid="B12">Bostrom and Heinen, 1977</xref>).</p></caption>
<graphic mimetype="image" mime-subtype="tiff" xlink:href="fpsyg-12-789863-g001.tif"/>
</fig>
<p>This theory is relevant to social commerce, directed by web technology and the people involving the aforementioned subsystems (<xref ref-type="bibr" rid="B50">Kong et al., 2020</xref>). The social commerce subsystem consists of people (social media users, sellers, and buyers) and organisational components (groups, communities, and fan pages) supporting the social relationships and interactions, facilitating social support, and making people rely on and commit to an organisation (<xref ref-type="bibr" rid="B11">Bostrom et al., 2009</xref>; <xref ref-type="bibr" rid="B55">Liang et al., 2011</xref>; <xref ref-type="bibr" rid="B97">Wang and Zhang, 2012</xref>; <xref ref-type="bibr" rid="B72">Ng, 2013</xref>; <xref ref-type="bibr" rid="B58">Lin et al., 2019</xref>). The technological subsystem of social commerce comprises Web technology, including social media, social commerce elements, and e-commerce sites and process elements that support the SC operations like commercial information exchange and consumer evaluations (<xref ref-type="bibr" rid="B55">Liang et al., 2011</xref>; <xref ref-type="bibr" rid="B97">Wang and Zhang, 2012</xref>).</p>
<p>In addition, technological variations do not restrict the technical system and do not influence the system and the users of the social structure, as stated by the social-technical theory (<xref ref-type="bibr" rid="B58">Lin et al., 2019</xref>). E-commerce sites alter the technological environment by including SC features and social networking sites. As a result, the affordances that allow customers to do new activities are provided (i.e., new customer behaviours like information sharing about the product). Moreover, such modifications can also influence people and the structure of the task (i.e., examining how customers engage on online e-commerce sites and online platforms) (<xref ref-type="bibr" rid="B11">Bostrom et al., 2009</xref>). This subsystem also forms the basis for the social subsystem in social commerce. Finally, the internet and online sites also allow individuals to connect, build, and sustain social ties.</p>
<p>In contrast, progression in the technical subsystem of social commerce may be triggered by the social subsystem because organisations and people require valuable support, interactions, and social relationships. This can be obtained through technological capabilities (<xref ref-type="bibr" rid="B50">Kong et al., 2020</xref>). These two subsystems have been demonstrated to operate well together in social commerce (<xref ref-type="bibr" rid="B58">Lin et al., 2019</xref>). As a result, these two subsystems benefit customers by enhancing their shopping experience and purchasing decisions (<xref ref-type="bibr" rid="B58">Lin et al., 2019</xref>). Hence, the social-technical theory is an ideal theoretical framework since it may aid in understanding how many variables interact to build the trust of customers in social commerce. Using social&#x2013;technical theory, it has been suggested that technology and people are the fundamental elements that propel social commerce and can truly depict the social commerce subsystems (<xref ref-type="bibr" rid="B58">Lin et al., 2019</xref>; <xref ref-type="bibr" rid="B50">Kong et al., 2020</xref>).</p>
<p>This study examines a social commerce platform setting that combines social networking sites with conventional e-commerce websites. Moreover, this study encourages the SC attributes, such as consumer evaluations and sharing on social commerce sites. Our primary focus is on community members and sellers who have provided the above-mentioned SC features. Hence, the people component is represented through the SC community members and sellers because they are the key competence of these SC features. Social commerce platforms, SA, and online payment best represent the technology. The technology and people dimensions are further discussed in sections &#x201C;Institutional-Based Trust&#x201D; and &#x201C;Trusting Beliefs.&#x201D;</p>
</sec>
<sec id="S2.SS3">
<title>Trust</title>
<p>Trust has been thoroughly researched and distinctly defined in several research papers. Due to the diversity of definitions for this perplexing concept, we opted to utilise a well-referenced and widely accepted definition of trust that has been cited in several pieces of research. The definition of trust by <xref ref-type="bibr" rid="B65">Mayer et al. (1995)</xref> has been used in this study, i.e., &#x201C;a party&#x2019;s willingness to be responsible for the acts of another party in exchange for the anticipation that others will perform a specific action significant to the truster, regardless of the truster&#x2019;s ability to track or control the other party&#x201D; (p. 712).</p>
<p>Trust is important in trade interactions, particularly those with unknown dangers in the Internet world (<xref ref-type="bibr" rid="B27">Gefen et al., 2003</xref>). The acceptance or rejection of consumers of online transactions is heavily influenced by their trust (<xref ref-type="bibr" rid="B76">Pavlou and Gefen, 2004</xref>). Trust is frequently interpreted as confidence in both user feedback and the capability, reliability, and honesty of retail suppliers (<xref ref-type="bibr" rid="B39">Hajli et al., 2017</xref>; <xref ref-type="bibr" rid="B52">Leong et al., 2020</xref>). Trust is a three-dimensional concept encompassing competence, integrity, and benevolence (<xref ref-type="bibr" rid="B67">McKnight et al., 2002</xref>). Competence means the capability of the trustee to meet the requirements of the truster; benevolence is the concern of the trustee&#x2019;s for and determination to behave in the interests of the truster; integrity is defined as the capability of the trustee to keep honest commitments (<xref ref-type="bibr" rid="B67">McKnight et al., 2002</xref>). The trustor is the person who creates the trust, while the trustee is the one who receives it (<xref ref-type="bibr" rid="B68">McKnight et al., 1998</xref>).</p>
<p>This study responded to the appeal from previous studies (<xref ref-type="bibr" rid="B57">Lin et al., 2017</xref>, <xref ref-type="bibr" rid="B58">2019</xref>; <xref ref-type="bibr" rid="B37">Hajli, 2020</xref>; <xref ref-type="bibr" rid="B52">Leong et al., 2020</xref>, <xref ref-type="bibr" rid="B53">2021</xref>; <xref ref-type="bibr" rid="B71">Mou and Benyoucef, 2021</xref>; <xref ref-type="bibr" rid="B93">Tuncer, 2021</xref>) for more research on the factors contributing to trust in the SC context. They proposed that trust is the notion that enables customers to adopt SC after considering the features of social media and vendor suppliers, the underlying Internet infrastructure, and the payment.</p>
</sec>
<sec id="S2.SS4">
<title>Trust in Social Commerce</title>
<p>Previous SC studies have recognised that trust is a significant factor that drives the behavioural intentions of customers like intention to use (<xref ref-type="bibr" rid="B79">Rahman et al., 2020</xref>), buying or repurchasing intent (<xref ref-type="bibr" rid="B47">Kim and Park, 2013</xref>; <xref ref-type="bibr" rid="B39">Hajli et al., 2017</xref>; <xref ref-type="bibr" rid="B69">Meilatinova, 2021</xref>), and aim to support (<xref ref-type="bibr" rid="B93">Tuncer, 2021</xref>), word of mouth (WOM) (<xref ref-type="bibr" rid="B69">Meilatinova, 2021</xref>), and loyalty behaviour intention (<xref ref-type="bibr" rid="B70">Molinillo et al., 2021</xref>). There is limited studies that emphasise SC trust and behaviour usage intention (<xref ref-type="bibr" rid="B71">Mou and Benyoucef, 2021</xref>; <xref ref-type="bibr" rid="B93">Tuncer, 2021</xref>).</p>
<p>Additionally, a lack of empirical investigations demonstrates the trust antecedents in SC (<xref ref-type="bibr" rid="B57">Lin et al., 2017</xref>, <xref ref-type="bibr" rid="B58">2019</xref>; <xref ref-type="bibr" rid="B52">Leong et al., 2020</xref>, <xref ref-type="bibr" rid="B53">2021</xref>; <xref ref-type="bibr" rid="B69">Meilatinova, 2021</xref>). The social factors of trust have been extensively researched (<xref ref-type="bibr" rid="B48">Kim and Peterson, 2017</xref>; <xref ref-type="bibr" rid="B52">Leong et al., 2020</xref>; <xref ref-type="bibr" rid="B71">Mou and Benyoucef, 2021</xref>). For instance, <xref ref-type="bibr" rid="B52">Leong et al. (2020)</xref> investigated trust in social commerce using networks and social presence. Their study discovered that information support had the most significant influence on the SC trust using a mixed SEM-ANN method. According to <xref ref-type="bibr" rid="B52">Leong et al. (2020)</xref>, &#x201C;the drivers of trust creation in e-commerce remain substantially unknown.&#x201D; Recently, <xref ref-type="bibr" rid="B71">Mou and Benyoucef (2021)</xref> published meta-analysis research on customer behaviour in SC. It analyses several theoretical frameworks and examines the influence on the phases of consumer decision-making of the elements provided by them and the moderators among the variables. Interpersonal and organisational trust was found to be associated with SC behaviour. Additionally, a meta-analysis examines the factors contributing to mobile consumer engagement trust (<xref ref-type="bibr" rid="B81">Sarkar et al., 2020</xref>). The study found several influential elements that affect trust in mobile commerce. These elements include, but are not limited to, SA, disposition to trust, perceived security and risk, information and user interface quality, perceived usefulness, and ease of use.</p>
<p>In the SC literature, many trust factors have been identified. As an example, these variables include trust in SC websites and applications (<xref ref-type="bibr" rid="B37">Hajli, 2020</xref>), trust in sellers and social media platforms (<xref ref-type="bibr" rid="B39">Hajli et al., 2017</xref>; <xref ref-type="bibr" rid="B93">Tuncer, 2021</xref>), community trust (<xref ref-type="bibr" rid="B18">Cheng et al., 2019</xref>; <xref ref-type="bibr" rid="B70">Molinillo et al., 2021</xref>), perceived trust (<xref ref-type="bibr" rid="B47">Kim and Park, 2013</xref>; <xref ref-type="bibr" rid="B52">Leong et al., 2020</xref>), trust in mobile social commerce (<xref ref-type="bibr" rid="B53">Leong et al., 2021</xref>), and trust disposition (<xref ref-type="bibr" rid="B18">Cheng et al., 2019</xref>).</p>
<p>Trust was found as a one-dimensional component in most of these investigations. There is a lack of research that has seen several distinct trust variables in a single study (<xref ref-type="bibr" rid="B58">Lin et al., 2019</xref>; <xref ref-type="bibr" rid="B37">Hajli, 2020</xref>; <xref ref-type="bibr" rid="B71">Mou and Benyoucef, 2021</xref>; <xref ref-type="bibr" rid="B93">Tuncer, 2021</xref>). Additionally, to our knowledge, only one study conceptualises trust as a multidimensional component, namely, <xref ref-type="bibr" rid="B58">Lin et al. (2019)</xref>. Their study employed the social-technical theory to conceptualise the SC trust in a multidimensional view. Social commerce trust construct included trust in e-commerce sites, trust in social media, SC features, and consumers. The analysis of data of 904 United States Amazon customers, collected by using an online survey, shows a strong provision for this conceptualisation. In addition, the results revealed that trust in social commerce features and trust in consumers have stronger impacts than trust in social media and trust in e-commerce sites in the formation of SC trust. Moreover, <xref ref-type="bibr" rid="B58">Lin et al. (2019)</xref> believe that &#x201C;understanding the role and antecedents of customer trust in social e-commerce would give additional insight into the phenomena of social commerce and its economic effects.&#x201D; Therefore, this study addresses these gaps by identifying diverse trust variables, including trust in the Internet (SA), trust in SC platforms (social networking and e-commerce sites) (multidimensional), trust in sellers (multidimensional), trust in SC community members, and cognitive trust (online payment). The next section discusses the trust constructions used in this study.</p>
</sec>
<sec id="S2.SS5">
<title>Social Commerce Trust in This Study</title>
<p>There is a significant degree of ambiguity from an SC view because of the lack of face-to-face interactions and the massive amount of user-generated material (<xref ref-type="bibr" rid="B24">Featherman and Hajli, 2016</xref>). As a result, building relationships with SC users is challenging as they cannot verify the reliability and authenticity of the user-generated material (<xref ref-type="bibr" rid="B52">Leong et al., 2020</xref>). Additionally, because the SC customers lack face-to-face contact, they cannot detect non-verbal facial movements, making trust-building in SC problematic. As a result, it is critical to understand trust in social commerce better.</p>
<p>Trust has long been seen as a critical component of the activity of customers in e-commerce. Trust in e-commerce is a multifaceted concept comprised of three parts: (1) trust in website, (2) trust in network operator, and (3) trust in community members (<xref ref-type="bibr" rid="B1">Abed, 2018</xref>; <xref ref-type="bibr" rid="B26">Fu et al., 2018</xref>). However, in SC notion, utilising a part of the Chinese population, it was discovered that trust in community members had no significant effect on social purchasing intent. In comparison, a poll of Netizens of the <ext-link ext-link-type="uri" xlink:href="http://Douban.com">Douban.com</ext-link> portal discovered that trust in community members has a significant role in influencing social shopping intent (<xref ref-type="bibr" rid="B71">Mou and Benyoucef, 2021</xref>). This motivated us to investigate if one component of trust is more important than the others in influencing customer behaviour in social commerce, or if the effects of trust varied across different SC platforms (<xref ref-type="bibr" rid="B71">Mou and Benyoucef, 2021</xref>).</p>
<p><xref ref-type="fig" rid="F2">Figure 2</xref> depicts the SC trust model established in this study. This model has three concept levels: (1) trusting beliefs, (2) institutional-based trust, and (3) cognitive trust. It is essential to distinguish between trust in an online service provider and faith in technology as a transaction platform (<xref ref-type="bibr" rid="B67">McKnight et al., 2002</xref>; <xref ref-type="bibr" rid="B62">Luo et al., 2010</xref>). Therefore, the model distinguishes between two sorts of trust: initial trust in the sellers, SC community members (which may be new or pre-existing trust), pre-existing trust in the SA, SC platforms, and online payment. Trust is assessed between the two distinct exchange transaction parties, as the transaction duties of the social commerce platform and sellers may vary per customer. As a result, the trust of each consumer in the SC platform and other customers may vary.</p>
<fig id="F2" position="float">
<label>FIGURE 2</label>
<caption><p>Social commerce trust formation.</p></caption>
<graphic mimetype="image" mime-subtype="tiff" xlink:href="fpsyg-12-789863-g002.tif"/>
</fig>
<p>Trust in social commerce or SC trust is defined as the user&#x2019;s beliefs that SC systems are reliable, and a feeling of being protected and being concerned in the online purchasing transaction (<xref ref-type="bibr" rid="B72">Ng, 2013</xref>; <xref ref-type="bibr" rid="B52">Leong et al., 2020</xref>). The phrase &#x201C;trusting beliefs&#x201D; refers to the opinion of a confident truster that the trustee &#x2013; such as a particular Web-based vendor &#x2013; possesses favourable characteristics for the truster (<xref ref-type="bibr" rid="B67">McKnight et al., 2002</xref>). Both trusts in sellers and in SC community members are considered to be the steadfast beliefs in this study. Trust in the sellers refers to the expectation of consumers to be able to trust the official testimony and speech of the sellers on the SC platforms (<xref ref-type="bibr" rid="B93">Tuncer, 2021</xref>). The term &#x201C;SC community&#x201D; refers to a subset of social media and online members who utilise user-generated content (UGC) and human engagement to assist customers in making product and service purchase decisions (<xref ref-type="bibr" rid="B17">Cheng et al., 2021</xref>). Opinions of consumers of the integrity and capability of the SC platforms to provide accurate evaluations and suggestions are described as trust in digital spaces (<xref ref-type="bibr" rid="B66">McKnight, 2005</xref>).</p>
<p>As per the model of trust-based acceptance by <xref ref-type="bibr" rid="B49">Komiak and Benbasat (2006)</xref>, cognitive trust captures the unique trusting views of users about the trustworthy qualities of the trustee, such as professional qualifications, familiarity, and dependability. Intellectual trust will be created to a high degree if people find adequate causes to trust (<xref ref-type="bibr" rid="B29">Gong et al., 2020</xref>). Cognitive trust in online purchases is used in this study to refer to the belief of users in the potential of SC platforms to offer accurate and trustworthy financial services (<xref ref-type="bibr" rid="B29">Gong et al., 2020</xref>; <xref ref-type="bibr" rid="B53">Leong et al., 2021</xref>). It measures the cognitive views of consumers about the dependability and credibility of online payment systems. Trust has been recognised as a critical element in the research of online human behaviour, particularly in transactions like SC, where customers are more receptive to online payments (<xref ref-type="bibr" rid="B99">Williams, 2021</xref>).</p>
<p>Trust in the Internet and SC platforms is the pre-existing trust based on institutions (<xref ref-type="bibr" rid="B37">Hajli, 2020</xref>; <xref ref-type="bibr" rid="B93">Tuncer, 2021</xref>). Institutional trust is defined as &#x201C;the assumption that necessary structural circumstances exist (e.g., on the Internet) to increase the chance of success in an endeavour such as e-commerce&#x201D; (<xref ref-type="bibr" rid="B67">McKnight et al., 2002</xref>, p. 339). Trust in institutions (through the Internet) is described as having a single dimension: SA. SA is &#x201C;belief in the existence of structures like as guarantees, rules, pledges, legal remedies, or other mechanisms designed to encourage success&#x201D; (<xref ref-type="bibr" rid="B67">McKnight et al., 2002</xref>, p. 339). A customer with a high level of structural certainty regarding the Internet would think that technical and legal safeguards, such as data security, would protect him/her from financial, privacy, or identity information loss. The SC users feel that SC sites on the Internet are competent and trustworthy. The term &#x201C;trust in the social commerce platform&#x201D; relates to the views of consumers of the institutional structure of social media and e-commerce platforms system, and their sentiments about the SA of the system (<xref ref-type="bibr" rid="B76">Pavlou and Gefen, 2004</xref>; <xref ref-type="bibr" rid="B93">Tuncer, 2021</xref>).</p>
<sec id="S2.SS5.SSS1">
<title>The People Dimensions</title>
<p>The critical components of people supporting social interactions and relationships in social commerce are the sellers, online community members, and features (<xref ref-type="bibr" rid="B97">Wang and Zhang, 2012</xref>; <xref ref-type="bibr" rid="B58">Lin et al., 2019</xref>; <xref ref-type="bibr" rid="B100">Wongkitrungrueng and Assarut, 2020</xref>). According to <xref ref-type="bibr" rid="B37">Hajli (2020)</xref>, customer trust in the seller is becoming ever more important as a prerequisite for consumer shopping, assessments, and purchase decisions. Trust may be formed through the security of the atmosphere established by the place of business or the e-commerce site of the seller. Furthermore, in the social commerce environment, to this viewpoint, sellers and online communities are the key contributors to social commerce (<xref ref-type="bibr" rid="B37">Hajli, 2020</xref>; <xref ref-type="bibr" rid="B17">Cheng et al., 2021</xref>). A highly interactive platform is provided to the customers by sellers and online communities in social commerce. They can engage with one another and share their opinions on a service or product (<xref ref-type="bibr" rid="B55">Liang et al., 2011</xref>; <xref ref-type="bibr" rid="B52">Leong et al., 2020</xref>). During the purchase procedure, however, their relationship with the SC consumers differs. Sellers and online communities are also important in social commerce literature (e.g., <xref ref-type="bibr" rid="B72">Ng, 2013</xref>; <xref ref-type="bibr" rid="B18">Cheng et al., 2019</xref>, <xref ref-type="bibr" rid="B17">2021</xref>; <xref ref-type="bibr" rid="B58">Lin et al., 2019</xref>; <xref ref-type="bibr" rid="B37">Hajli, 2020</xref>; <xref ref-type="bibr" rid="B52">Leong et al., 2020</xref>). Consumer trust in social commerce is determined by their positive subjective beliefs that sellers and SC community members are sincere and offer reliable user-generated content. Hence, trust in sellers and SC community members are the two constructs that are employed to represent the people dimension of social commerce trust.</p>
</sec>
<sec id="S2.SS5.SSS2">
<title>The Technology Dimensions</title>
<p>The idea of technology has typically been characterised as a component of trust (<xref ref-type="bibr" rid="B67">McKnight et al., 2002</xref>; <xref ref-type="bibr" rid="B46">Kim et al., 2005</xref>; <xref ref-type="bibr" rid="B54">Li et al., 2008</xref>; <xref ref-type="bibr" rid="B58">Lin et al., 2019</xref>). According to existing findings, the technical capabilities of social commerce advance from the SC platforms, including social media and e-commerce (<xref ref-type="bibr" rid="B58">Lin et al., 2019</xref>; <xref ref-type="bibr" rid="B37">Hajli, 2020</xref>; <xref ref-type="bibr" rid="B93">Tuncer, 2021</xref>), online payment platforms (<xref ref-type="bibr" rid="B99">Williams, 2021</xref>), and Internet-related SA (<xref ref-type="bibr" rid="B67">McKnight et al., 2002</xref>; <xref ref-type="bibr" rid="B81">Sarkar et al., 2020</xref>). These social commerce technological tools collaborate to offer assistance on social commerce attributes, online purchases, and social commerce behaviour of customers such as ratings, reviews, and sharing. According to this viewpoint, in the environment of social commerce tools, and trust, especially in social commerce, is the primary element that induces trust in the attitudes of customers.</p>
<p>First, based on the SC studies that have evaluated trust, social media offers fundamentals for the technological competence of social commerce (<xref ref-type="bibr" rid="B72">Ng, 2013</xref>; <xref ref-type="bibr" rid="B58">Lin et al., 2019</xref>; <xref ref-type="bibr" rid="B37">Hajli, 2020</xref>; <xref ref-type="bibr" rid="B93">Tuncer, 2021</xref>). Furthermore, trusting e-commerce websites add to the technical dimension of social commerce (<xref ref-type="bibr" rid="B58">Lin et al., 2019</xref>). In this research, trust refers to the opinions of people about certain e-commerce social networking sites. The primary element of trust in social commerce is trusting the SC platforms for e-commerce and social networking sites to gather the trust of customers in general SC, as employed by our research. Second, trusting online payment platforms facilitates the technological dimension of social commerce, especially in our social commerce research. In the conventional e-commerce environment, trust in online payment has been recognised as an important customer trust factor (<xref ref-type="bibr" rid="B29">Gong et al., 2020</xref>). It has also been included in customer trust in social commerce (<xref ref-type="bibr" rid="B53">Leong et al., 2021</xref>; <xref ref-type="bibr" rid="B99">Williams, 2021</xref>). Trust in online payment is a critical factor representing the trust beliefs of customers in social commerce since online payment is essential in conducting SC operations (<xref ref-type="bibr" rid="B99">Williams, 2021</xref>).</p>
<p>Finally, SA, or trust in the Internet, has been recognised as a critical characteristic of technology in various online situations (<xref ref-type="bibr" rid="B67">McKnight et al., 2002</xref>; <xref ref-type="bibr" rid="B54">Li et al., 2008</xref>; <xref ref-type="bibr" rid="B2">Alkhalifah and D&#x2019;Ambra, 2013</xref>; <xref ref-type="bibr" rid="B45">Khan et al., 2021</xref>). It has been proposed that the SA of the platform of the context has a greater impact on trusting beliefs (<xref ref-type="bibr" rid="B67">McKnight et al., 2002</xref>). In a mobile commerce context, SA (promises, guarantees, rules, insurances, and terms and conditions of a contract) indicates the honesty of the seller and aids in the development of trust in the system (<xref ref-type="bibr" rid="B81">Sarkar et al., 2020</xref>). Hence, social commerce trust from a technology viewpoint is aided by the trust beliefs of customers in the SA of an SC platform. To summarise, we utilise three constructs to represent the technological dimension of SC trust, i.e., trust in the SC platform, SA, and online payment.</p>
</sec>
</sec>
</sec>
<sec id="S3">
<title>Research Model and Hypothesis Development</title>
<p>Based on the social-technical theory and trust lenses, the proposed research model was developed as shown in <xref ref-type="fig" rid="F3">Figure 3</xref>. The behavioural intention is determined mainly by trust in SC. Moreover, the trust in SC is affected by institution-based trust, trusting beliefs, and cognitive trust. The following sub- sections describe the research model and discuss the hypotheses development in detail.</p>
<fig id="F3" position="float">
<label>FIGURE 3</label>
<caption><p>Research model.</p></caption>
<graphic mimetype="image" mime-subtype="tiff" xlink:href="fpsyg-12-789863-g003.tif"/>
</fig>
<sec id="S3.SS1">
<title>Institutional-Based Trust</title>
<p>The suggested model analyses the relation between trust in the SC platform and the Internet. According to cognitive dissonance theory (<xref ref-type="bibr" rid="B9">Bhattacherjee and Premkumar, 2004</xref>), individuals may be less inclined to provide their details if the environment that the Internet provides is considered unsafe, irrespective of the level of trust they have in a specific supplier. On SC platforms, the lack of face-to-face interaction generates confusion and insecurity (<xref ref-type="bibr" rid="B24">Featherman and Hajli, 2016</xref>). According to one study, trust in the Internet and e-commerce businesses is critical for making online purchases (<xref ref-type="bibr" rid="B48">Kim and Peterson, 2017</xref>).</p>
<p>Prior IT adoption research discovered a tangible link between SA and trust (<xref ref-type="bibr" rid="B62">Luo et al., 2010</xref>; <xref ref-type="bibr" rid="B106">Zhou, 2012</xref>; <xref ref-type="bibr" rid="B73">Oliveira et al., 2014</xref>; <xref ref-type="bibr" rid="B45">Khan et al., 2021</xref>). Moreover, mobile social commerce studies confirmed the substantial relationship between SA and SC trust (<xref ref-type="bibr" rid="B81">Sarkar et al., 2020</xref>). A significant relationship between social media interaction, SC applications and websites, and institution-based trust was discovered by <xref ref-type="bibr" rid="B37">Hajli (2020)</xref>, leading to purchasing intentions on SC websites. Furthermore, SC trust is influenced by e-commerce and social networking sites (<xref ref-type="bibr" rid="B58">Lin et al., 2019</xref>). Likewise, SC users with a positive impression of SA and the SC platform are more inclined to share their data and utilise the SC. As a result, we predict that trust in the SC platform and SA influence the willingness of consumers to trust in SC. Accordingly, we posit the following hypotheses:</p>
<list list-type="simple">
<list-item><p>H1: Structural assurance has an influence on trust in social commerce.</p>
</list-item>
<list-item><p>H2: Structural assurance has an influence on trust in social commerce platforms.</p>
</list-item>
<list-item><p>H3: Trust in SC platforms has an influence on trust in social commerce.</p>
</list-item>
</list>
<p>Prior trust studies have shown that SA of the platform of the context has a more significant effect on trusting views (<xref ref-type="bibr" rid="B67">McKnight et al., 2002</xref>; <xref ref-type="bibr" rid="B54">Li et al., 2008</xref>; <xref ref-type="bibr" rid="B45">Khan et al., 2021</xref>). Moreover, SC consumers are more likely to have favourable, trusting attitudes in social commerce if they feel that sellers, SC communities, and online payment service providers on the Internet are run with truthfulness, sincerity, and compassion. In the context of technology, technological protections like encryption, particular system development methods, and techniques have been discovered to assist early trusting beliefs in an online seller and website (<xref ref-type="bibr" rid="B54">Li et al., 2008</xref>; <xref ref-type="bibr" rid="B62">Luo et al., 2010</xref>). Social commerce customers may also look for Internet rules and regulations and legal ways to secure their information (<xref ref-type="bibr" rid="B44">Jiang et al., 2021</xref>). We argue that trusting beliefs in online sellers, community members, and payment will enhance due to the SA connected to the Internet in general. As a result, we anticipate that users will be more likely to trust social commerce systems if they feel comfortable engaging with the Internet in general. As a result, the following hypotheses emerge:</p>
<list list-type="simple">
<list-item><p>H4: Structural assurance has an influence on trust in sellers.</p>
</list-item>
<list-item><p>H5: Structural assurance has an influence on trust in the social commerce community.</p>
</list-item>
<list-item><p>H6: Structural assurance has an influence on trust in online payment.</p>
</list-item>
</list>
<p>The safety, security, and guarantees provided by the e-commerce site or place of business of the seller form the basis of trust (<xref ref-type="bibr" rid="B37">Hajli, 2020</xref>). When customers trust an SC platform, they are more likely to purchase and engage in social interactions (<xref ref-type="bibr" rid="B37">Hajli, 2020</xref>; <xref ref-type="bibr" rid="B93">Tuncer, 2021</xref>). Individuals use SC platforms and make purchases when they feel the platforms are trustworthy and satisfy their needs (<xref ref-type="bibr" rid="B79">Rahman et al., 2020</xref>). Furthermore, the willingness of people to adopt social commerce platforms increases when their trust in the web vendors is positively influenced (<xref ref-type="bibr" rid="B61">Lu et al., 2016</xref>). Hence, we postulate that:</p>
<list list-type="simple">
<list-item><p>H7: Trust in SC platforms has an influence on trust in sellers.</p>
</list-item>
</list>
<p>Social commerce platform features such as reviews, forums, ratings, and communities are critical predictors of customer behaviour in the SC sector (<xref ref-type="bibr" rid="B38">Hajli and Sims, 2015</xref>; <xref ref-type="bibr" rid="B17">Cheng et al., 2021</xref>). Trust and perceived risks can be improved by online communities (<xref ref-type="bibr" rid="B36">Hajli, 2015</xref>). Trust can be maximised, and risks connected with online transactions can be minimised through interactions <italic>via</italic> the members and features of the online community on social commerce platforms and Internet technologies (<xref ref-type="bibr" rid="B35">Hajli, 2013</xref>; <xref ref-type="bibr" rid="B79">Rahman et al., 2020</xref>). Thus, we hypothesise:</p>
<list list-type="simple">
<list-item><p>H8: Trust in SC platforms has an influence on trust in social commerce community members.</p>
</list-item>
</list>
<p>Customers can make purchases employing online payment methods without revealing their personal information like credit card details by using several SC applications and websites available today (<xref ref-type="bibr" rid="B71">Mou and Benyoucef, 2021</xref>; <xref ref-type="bibr" rid="B99">Williams, 2021</xref>). Although Line, Facebook, Instagram, and other sites are primarily used for social networking, numerous commerce activities, like purchases, are also possible. Customer trust in the vendor as a prerequisite to purchasing decisions, evaluations, and shopping is becoming more critical as the market is brimming with purchase options (<xref ref-type="bibr" rid="B37">Hajli, 2020</xref>). Hence, customers are more likely to trust social commerce vendors and conduct online financial transactions if they have more vital institution-based trust in social commerce platforms.</p>
<list list-type="simple">
<list-item><p>H9: Trust in SC platforms has an influence on trust in online payment.</p>
</list-item>
</list>
</sec>
<sec id="S3.SS2">
<title>Trusting Beliefs</title>
<p>Regarding the expertise, knowledge, and experience of social commerce sellers, buyers may be concerned about their competence and whether they are working for themselves or on behalf of someone else to meet their demands (<xref ref-type="bibr" rid="B100">Wongkitrungrueng and Assarut, 2020</xref>). By providing assistance in information and in notifying consumers that they care about their requirements, the generosity of sellers may be induced. Thus, they may promote their credibility by making good faith claims about the quality of the business offerings (items and services) they deliver to their consumers. Trust can assist SC consumers in overcoming their worries and encouraging them to use social commerce. Some businesses, such as Walmart, have failed to implement SC because of numerous security, privacy, and trust concerns (<xref ref-type="bibr" rid="B47">Kim and Park, 2013</xref>). Customers refrain from making e-commerce purchases by trusting the sincerity, competency, trustworthiness, and customer feedback of sellers (<xref ref-type="bibr" rid="B39">Hajli et al., 2017</xref>).</p>
<p>Trust is a challenging phenomenon in social commerce compared to traditional e-commerce (<xref ref-type="bibr" rid="B27">Gefen et al., 2003</xref>; <xref ref-type="bibr" rid="B58">Lin et al., 2019</xref>). Users interact with individual businesses under the social commerce C2C paradigm. The identities on both sides of the interaction are opaque, and there is a significant information imbalance (<xref ref-type="bibr" rid="B53">Leong et al., 2021</xref>). For example, sellers could make Facebook fan pages for managers to communicate directly with customers to enhance their relationships (<xref ref-type="bibr" rid="B53">Leong et al., 2021</xref>). Furthermore, seller and buyer interactions can be enabled through chat plug-ins in websites or chat applications, such as QQ, WeChat, etc. This can help customers receive more information and know the attitude, trustworthiness, and compassion of sellers to build their trust beliefs (<xref ref-type="bibr" rid="B52">Leong et al., 2020</xref>). Such factors make customers believe that purchasing decisions are risky where trust becomes visible and a severe issue (<xref ref-type="bibr" rid="B93">Tuncer, 2021</xref>). Hence, the ease and assurance required to make purchases through SC platforms rely on the level of trust of the seller (<xref ref-type="bibr" rid="B100">Wongkitrungrueng and Assarut, 2020</xref>). We propose the following hypothesis based on our analysis:</p>
<list list-type="simple">
<list-item><p>H10. Trust in sellers has an influence on trust in social commerce.</p>
</list-item>
</list>
<p>As a new e-commerce medium, social commerce incorporates social aspects and fosters consumer-generated material, such as suggestions, comments, images, reviews, and online streaming (<xref ref-type="bibr" rid="B38">Hajli and Sims, 2015</xref>; <xref ref-type="bibr" rid="B17">Cheng et al., 2021</xref>). Before making a purchasing decision, many customers seek the advice and suggestions of others (<xref ref-type="bibr" rid="B15">Chen et al., 2017</xref>). Social commerce offers significant benefits, such as linking merchants and consumers, and assisting them in acquiring and sharing product knowledge (<xref ref-type="bibr" rid="B101">Xiao et al., 2015</xref>).</p>
<p>In the context of interpersonal communication, social commerce networks may provide customers with a very engaging environment where they can trust and connect while also expressing their views on a product or service (<xref ref-type="bibr" rid="B55">Liang et al., 2011</xref>; <xref ref-type="bibr" rid="B17">Cheng et al., 2021</xref>). Trust in members is influenced by the social advantages of the community that customers acquire (<xref ref-type="bibr" rid="B92">Tsai and Hung, 2019</xref>). When consumers receive trustworthy, accurate, and timely information and tools from SC communities, their trust increases substantially (<xref ref-type="bibr" rid="B104">Yeon et al., 2019</xref>; <xref ref-type="bibr" rid="B17">Cheng et al., 2021</xref>). For a good shopping experience and better purchasing decisions, customers in SC depend on informative support and product reviews (<xref ref-type="bibr" rid="B103">Yang et al., 2021</xref>). According to <xref ref-type="bibr" rid="B53">Leong et al. (2021)</xref>, online reviews significantly affect trust in mobile social commerce. Furthermore, <xref ref-type="bibr" rid="B58">Lin et al. (2019)</xref> discovered a strong relationship between social media elements (i.e., product ratings, reviews, and sharing) and social commerce trust. Hence, we hypothesise:</p>
<list list-type="simple">
<list-item><p>H11: Trust in the SC community members has an influence on trust in social commerce.</p>
</list-item>
</list>
</sec>
<sec id="S3.SS3">
<title>Cognitive Trust</title>
<p>Online payment is critical to completing social commerce operations (<xref ref-type="bibr" rid="B105">Zhang and Benyoucef, 2016</xref>; <xref ref-type="bibr" rid="B99">Williams, 2021</xref>). Assumptions of customers that the SC online payment service features are credible are referred to as cognitive trust in the online payment (<xref ref-type="bibr" rid="B53">Leong et al., 2021</xref>). Previously, cognitive trust was defined as trusting attitudes involving trust in mobile and online payments (<xref ref-type="bibr" rid="B29">Gong et al., 2020</xref>; <xref ref-type="bibr" rid="B53">Leong et al., 2021</xref>). Trust in mobile social commerce is significantly influenced by cognitive trust in mobile payments (<xref ref-type="bibr" rid="B53">Leong et al., 2021</xref>). According to <xref ref-type="bibr" rid="B56">Lin et al. (2011)</xref>, trust can be transmitted intra-channel when the trust of the customers is transferred to another entity within the shared channel. As both online payment and SC are part of the same online service-to-service intra-channel, we predict that the trust of customers in online payment will be extended to trust in social commerce services. Thus, the following is our hypothesis:</p>
<list list-type="simple">
<list-item><p>H12: Trust in online payment has an influence on social commerce trust.</p>
</list-item>
</list>
</sec>
<sec id="S3.SS4">
<title>Trust in Social Commerce and Behavioural Intention</title>
<p>The extent to which an individual considers whether to indulge in a specific activity or the likelihood of the intention of an individual to perform a specific behaviour is known as behavioural intention (<xref ref-type="bibr" rid="B95">Venkatesh et al., 2013</xref>). This paper describes behavioural intention as the probability that people will use a social commerce site in the future to buy online. Customers who build trust in a particular SC platform are more likely to return (<xref ref-type="bibr" rid="B69">Meilatinova, 2021</xref>). According to <xref ref-type="bibr" rid="B72">Ng (2013)</xref>, the intention of a customer to buy from a social commerce site is enhanced through trust in an SC platform. Moreover, a significant relationship exists between buying behaviour and social commerce trust. According to the results of a meta-analysis of SC research (<xref ref-type="bibr" rid="B81">Sarkar et al., 2020</xref>; <xref ref-type="bibr" rid="B71">Mou and Benyoucef, 2021</xref>), there is a substantial relationship between trust and customer behaviour intention.</p>
<p>As a multifaceted concept, social commerce trust impacts customer decisions as a holistic process that combines the cognitive and emotive processes by incorporating the effects of its aspects (<xref ref-type="bibr" rid="B67">McKnight et al., 2002</xref>; <xref ref-type="bibr" rid="B58">Lin et al., 2019</xref>). Customers with a high level of social commerce trust believe that SC platforms, online payment systems, and Internet technology are reliable and satisfy their needs during the online purchasing process. Consumers will also believe that vendors and SC communities are trustworthy and concerned about their requirements, leading to favourable impressions of trust in SC and a desire to continue using it. As a result, we propose the following hypotheses:</p>
<list list-type="simple">
<list-item><p>H13: Social commerce trust has an influence on behavioural intention.</p>
</list-item>
</list>
</sec>
<sec id="S3.SS5">
<title>Control Variables</title>
<p>As control variables, this study includes demographic factors such as age, gender, and education. Prior empirical study has shown that individual user variations in behavioural intentions toward technology adoption are influenced by demographic factors (<xref ref-type="bibr" rid="B96">Venkatesh et al., 2012</xref>, <xref ref-type="bibr" rid="B95">2013</xref>). Moreover, researchers have indicated that these variables are crucial to consider in customer surveys, emphasising the need to control them in uncertain behaviour, such as trust in social commerce (<xref ref-type="bibr" rid="B10">Booth and Nolen, 2012</xref>; <xref ref-type="bibr" rid="B24">Featherman and Hajli, 2016</xref>; <xref ref-type="bibr" rid="B52">Leong et al., 2020</xref>). Gender and age were found to influence trust in information technology by <xref ref-type="bibr" rid="B75">Pak et al. (2014)</xref>. Furthermore, trust is significantly affected by education and gender (<xref ref-type="bibr" rid="B13">Calabrese et al., 2016</xref>). Based on prior findings, it seemed appropriate to include gender, age, and education as control variables in this study.</p>
</sec>
</sec>
<sec id="S4">
<title>Research Methodology</title>
<sec id="S4.SS1">
<title>Data Collection Procedure</title>
<p>This study uses a target sample of individuals who were older than 18 and had online shopping experiences through the SC platforms (e-commerce and SC websites or social networks platforms). Social networks sites (SNS), specifically, Facebook and Instagram users, were the target population. There are several reasons to choose this sample set. First, SNS is very popular, with millions of actual and potential SC users (<xref ref-type="bibr" rid="B71">Mou and Benyoucef, 2021</xref>). Second, Facebook and Instagram are among the top three SC providers with various online community and payment features and the highest SC users (<xref ref-type="bibr" rid="B71">Mou and Benyoucef, 2021</xref>). Third, different technical mechanisms and functionalities are conducted on both platforms. This is because they are attractive social networks, and it is crucial to investigate the key socio-technical differences. Furthermore, these socio-technical differences are significant to examine changes in beliefs and perceptions among responders (<xref ref-type="bibr" rid="B22">Dwyer et al., 2007</xref>), which enabled the demographic differences to construct the sample. Finally, research (<xref ref-type="bibr" rid="B85">Sibona and Walczak, 2012</xref>) reported that recruitment through SNS is suitable to gain insights into the behaviour of consumers and helpful in understanding the technology adoption. However, most previous SC adoption studies have focussed on Facebook as an SNS platform, and limited research has studied trust in social commerce from dual SNS platforms or different sites such as Instagram (<xref ref-type="bibr" rid="B52">Leong et al., 2020</xref>; <xref ref-type="bibr" rid="B93">Tuncer, 2021</xref>).</p>
<p>Facebook and Instagram are commonly used in almost every country in various languages. Moreover, data collection in different countries and cultures is challenging due to the language and cultural differences (<xref ref-type="bibr" rid="B94">Van de Vijver and Chasiotis, 2010</xref>). Therefore, this study is conducted in three English-speaking countries, namely, (i) Australia, (ii) the United States, and (iii) the United Kingdom. The selection of these countries is based on certain reasons. First, the survey was designed in English to ensure that the respondents can understand the questionnaire. Second, data collection from diverse settings could help to increase the generalisability of the research findings (<xref ref-type="bibr" rid="B94">Van de Vijver and Chasiotis, 2010</xref>). Third, Facebook and Instagram have been reported as the most popular social networks, with more users across the selected countries (<xref ref-type="bibr" rid="B87">Statista, 2021a</xref>,<xref ref-type="bibr" rid="B88">b</xref>).</p>
<p>Practically, collecting the information of Facebook and Instagram users is crucial. However, these platforms enable individuals to target users <italic>via</italic> advertising. Therefore, this study employs a banner advertisement placed through Facebook Adv and Instagram Adv as a technique to recruit subjects (<xref ref-type="bibr" rid="B3">Alvarez et al., 2003</xref>). This technique enables advertisers to determine which members view the ads by selecting target viewers based on age, gender, location, and interests. This study ran two banner campaigns through each site for 2 weeks, from 15 March 2021 to 30 March 2021.</p>
<p>In total, 843 people clicked on the advertisement and were directed to the survey website. The initial data analysis revealed that 258 (30.6% of the individuals directed to the survey website) did not complete the questionnaire and exited the survey at some point before completion, and only 585 individuals completed the questionnaire. Furthermore, knowing whether an individual has a prior online shopping experience with SC platforms, the filtering question of &#x201C;Have you been involved in social commerce (e.g., buying online through social media) before?&#x201D; was asked (<xref ref-type="bibr" rid="B52">Leong et al., 2020</xref>). Among 585 completed responses, some data were discarded. For example, 112 responses were ruled out since the participants did not have a prior online shopping experience with SC platforms. In addition, 67 individual responses were removed because they were invalid, either having the same answer to most questions or completing the survey in less than the average time (7 min). Therefore, 406 responses (usable data sets) were used for further analysis. The yielded sample size was adequate as it fulfilled the criteria for conducting confirmatory factor analysis using PLS (<xref ref-type="bibr" rid="B30">Goodhue et al., 2012</xref>; <xref ref-type="bibr" rid="B34">Hair et al., 2019</xref>).</p>
</sec>
<sec id="S4.SS2">
<title>Items Scale</title>
<p>The measurement items were adopted from previous well-known researches to sustain construct and content validity (see <xref ref-type="supplementary-material" rid="TS1">Supplementary Appendix A</xref>). <xref ref-type="bibr" rid="B28">Gefen et al. (2011)</xref> argued that the total of three items loading on one construct should statistically identify the factor measurement. Accordingly, all constructs were measured by at least three items except for behavioural intention. The behavioural intention is defined as the extent to which individuals will continue purchasing using a particular SC platform in the future and is measured with five reflective items that have been modified and adapted from <xref ref-type="bibr" rid="B7">Bansal et al. (2010)</xref>; <xref ref-type="bibr" rid="B96">Venkatesh et al. (2012)</xref>, and <xref ref-type="bibr" rid="B5">Aren et al. (2013)</xref>. Trust in SC was adapted from <xref ref-type="bibr" rid="B47">Kim and Park (2013)</xref>. SA was adapted from <xref ref-type="bibr" rid="B67">McKnight et al. (2002)</xref>. Trust in SC platform and trust in Sellers constructs (benevolence, competence, and integrity) were adapted from <xref ref-type="bibr" rid="B67">McKnight et al. (2002)</xref>; <xref ref-type="bibr" rid="B54">Li et al. (2008)</xref>, and <xref ref-type="bibr" rid="B100">Wongkitrungrueng and Assarut (2020)</xref>. Trust in the SC community construct was adapted from <xref ref-type="bibr" rid="B19">Cheung et al. (2009)</xref>; <xref ref-type="bibr" rid="B36">Hajli (2015)</xref>, and <xref ref-type="bibr" rid="B79">Rahman et al. (2020)</xref>, and trust in online payments items were adapted from <xref ref-type="bibr" rid="B53">Leong et al. (2021)</xref>. A seven-point Likert scale that ranged from &#x201C;strongly agree&#x201D; to &#x201C;strongly disagree&#x201D; was used to measure the scales (<xref ref-type="bibr" rid="B42">Hinkin, 1998</xref>). A pre-test phase was considered to refine and validate the questionnaire (<xref ref-type="bibr" rid="B63">MacKenzie et al., 2011</xref>). The draft of questions and measurements was sent for review to 10 social networkers, who are online shoppers, and five information systems (IS) professors, seeking their confirmation of the face validity of the survey questionnaire. Based on their feedback, minor changes and revision were made.</p>
</sec>
<sec id="S4.SS3">
<title>Common Method Bias</title>
<p>This study implemented some methods to assess and mitigate the influence of common method bias (CMB), as recommended by <xref ref-type="bibr" rid="B8">Barlette et al. (2021)</xref>. <italic>A priori</italic> procedural remedy by <xref ref-type="bibr" rid="B78">Podsakoff et al. (2012)</xref> was included. This method was used during the pre-test phase to refine the scale items and to eliminate potential ambiguities, with multiple-choice questions periodically included to break up the pattern of questions rated using Likert scales. In addition, Harman&#x2019;s single-factor test was conducted. The results of the Harman one-factor test showed that the total variance was less than 50%, indicating that CMB was not a concern in this study (<xref ref-type="bibr" rid="B77">Podsakoff et al., 2003</xref>). Furthermore, the path coefficients and correlation of the constructs obtained from the structural model assessment had varying degrees of significance (<xref ref-type="bibr" rid="B8">Barlette et al., 2021</xref>; <xref ref-type="bibr" rid="B99">Williams, 2021</xref>). These results suggested that CMB was not a problem in data.</p>
<p>In addition, a non-response bias test was conducted (<xref ref-type="bibr" rid="B20">Churchill, 1979</xref>). Two groups were formed according to the order in which participants completed the survey questionnaire. The first sub-sample consisted of the first 100 early respondents, while the second included the last 100 late respondents (<xref ref-type="bibr" rid="B20">Churchill, 1979</xref>). A two-tailed <italic>t</italic>-test at a 5% significance level was assessed to compare these two sub-sample groups (<xref ref-type="bibr" rid="B25">Field, 2009</xref>). The test findings showed no significant differences between these two groups of respondents. Hence, non-response bias was not a problem in this study.</p>
</sec>
</sec>
<sec id="S5">
<title>Data Analysis and Results</title>
<sec id="S5.SS1">
<title>Sample Statistics</title>
<p><xref ref-type="table" rid="T1">Table 1</xref> shows the demographic profile of respondents. The sample is majorly comprised of male respondents (55.6%). Moreover, in the sample, most of them were young, and the ages ranged from 18&#x2013;41 (86.6%), with the remaining 13.4% older than 42 years. The subjects were relatively highly educated (85.5% had a Bachelor&#x2019;s degree or higher). Concerning their online shopping history, 40% of the sample had frequently shopped online. The majority of respondents were mainly from the United States, Australia, and the United Kingdom, respectively.</p>
<table-wrap position="float" id="T1">
<label>TABLE 1</label>
<caption><p>Demographic statistics.</p></caption>
<table cellspacing="5" cellpadding="5" frame="hsides" rules="groups">
<thead>
<tr>
<td valign="top" align="left">Category</td>
<td valign="top" align="center">Frequency</td>
<td valign="top" align="center">Percent</td>
</tr>
</thead>
<tbody>
<tr>
<td valign="top" align="left"><bold>Gender</bold></td>
<td/>
<td/>
</tr>
<tr>
<td valign="top" align="left">Male</td>
<td valign="top" align="center">226</td>
<td valign="top" align="center">55.6</td>
</tr>
<tr>
<td valign="top" align="left">Female</td>
<td valign="top" align="center">180</td>
<td valign="top" align="center">44.4</td>
</tr>
<tr>
<td valign="top" align="left"><bold>Age (years)</bold></td>
<td/>
<td/>
</tr>
<tr>
<td valign="top" align="left">Less than 18</td>
<td valign="top" align="center">0</td>
<td valign="top" align="center">0</td>
</tr>
<tr>
<td valign="top" align="left">18&#x2013;21</td>
<td valign="top" align="center">60</td>
<td valign="top" align="center">14.8</td>
</tr>
<tr>
<td valign="top" align="left">22&#x2013;31</td>
<td valign="top" align="center">138</td>
<td valign="top" align="center">34</td>
</tr>
<tr>
<td valign="top" align="left">32&#x2013;41</td>
<td valign="top" align="center">154</td>
<td valign="top" align="center">37.9</td>
</tr>
<tr>
<td valign="top" align="left">42&#x2013;51</td>
<td valign="top" align="center">31</td>
<td valign="top" align="center">7.6</td>
</tr>
<tr>
<td valign="top" align="left">52&#x2013;61</td>
<td valign="top" align="center">16</td>
<td valign="top" align="center">3.9</td>
</tr>
<tr>
<td valign="top" align="left">More than 61</td>
<td valign="top" align="center">7</td>
<td valign="top" align="center">1.7</td>
</tr>
<tr>
<td valign="top" align="left"><bold>Education</bold></td>
<td/>
<td/>
</tr>
<tr>
<td valign="top" align="left">Not educated</td>
<td valign="top" align="center">0</td>
<td valign="top" align="center">0</td>
</tr>
<tr>
<td valign="top" align="left">High school</td>
<td valign="top" align="center">21</td>
<td valign="top" align="center">5.2</td>
</tr>
<tr>
<td valign="top" align="left">Diploma</td>
<td valign="top" align="center">35</td>
<td valign="top" align="center">8.6</td>
</tr>
<tr>
<td valign="top" align="left">Bachelor</td>
<td valign="top" align="center">245</td>
<td valign="top" align="center">60.3</td>
</tr>
<tr>
<td valign="top" align="left">Master</td>
<td valign="top" align="center">62</td>
<td valign="top" align="center">15.3</td>
</tr>
<tr>
<td valign="top" align="left">Ph.D.</td>
<td valign="top" align="center">40</td>
<td valign="top" align="center">9.9</td>
</tr>
<tr>
<td valign="top" align="left">Others</td>
<td valign="top" align="center">3</td>
<td valign="top" align="center">0.7</td>
</tr>
<tr>
<td valign="top" align="left"><bold>Online Shopping Usage</bold></td>
<td/>
<td/>
</tr>
<tr>
<td valign="top" align="left">Once a week</td>
<td valign="top" align="center">42</td>
<td valign="top" align="center">10.3</td>
</tr>
<tr>
<td valign="top" align="left">Twice a week</td>
<td valign="top" align="center">24</td>
<td valign="top" align="center">5.9</td>
</tr>
<tr>
<td valign="top" align="left">Several times a week</td>
<td valign="top" align="center">16</td>
<td valign="top" align="center">3.9</td>
</tr>
<tr>
<td valign="top" align="left">Once a month</td>
<td valign="top" align="center">67</td>
<td valign="top" align="center">16.5</td>
</tr>
<tr>
<td valign="top" align="left">Several times a month</td>
<td valign="top" align="center">166</td>
<td valign="top" align="center">40.9</td>
</tr>
<tr>
<td valign="top" align="left">Several times a year</td>
<td valign="top" align="center">79</td>
<td valign="top" align="center">19.5</td>
</tr>
<tr>
<td valign="top" align="left">Not specified</td>
<td valign="top" align="center">12</td>
<td valign="top" align="center">3</td>
</tr>
<tr>
<td valign="top" align="left"><bold>Country</bold></td>
<td/>
<td/>
</tr>
<tr>
<td valign="top" align="left">Australia</td>
<td valign="top" align="center">139</td>
<td valign="top" align="center">33.3</td>
</tr>
<tr>
<td valign="top" align="left">USA</td>
<td valign="top" align="center">147</td>
<td valign="top" align="center">36.2</td>
</tr>
<tr>
<td valign="top" align="left">UK</td>
<td valign="top" align="center">135</td>
<td valign="top" align="center">30.5</td>
</tr>
</tbody>
</table>
</table-wrap>
</sec>
<sec id="S5.SS2">
<title>Measurement Model</title>
<p>This study employs PLS using SmartPLS 3.0 software (<xref ref-type="bibr" rid="B80">Ringle et al., 2015</xref>) to analyse the data and to assess the structural relationships of the research model. This study employs the confirmatory composite analysis (CCA) approach, which is recently introduced and applied to confirm the measurement models when using PLS-SEM (<xref ref-type="bibr" rid="B32">Hair et al., 2020</xref>; <xref ref-type="bibr" rid="B31">Hair, 2021</xref>). This study follows the guidelines of <xref ref-type="bibr" rid="B32">Hair et al. (2020)</xref> in accessing PLS- CCA to confirm the reflective measurement model. Moreover, this study uses the PLS technique because it does not build a strict assumption about the normal data distribution and is preferable for composite analysis (<xref ref-type="bibr" rid="B33">Hair et al., 2021</xref>). In addition, non-parametric bootstrapping was carried out using 406 cases and 10,000 samples (<xref ref-type="bibr" rid="B90">Streukens and Leroi-Werelds, 2016</xref>) to obtain the significance of each structural path (i.e., the <italic>t</italic>-value) between the constructs (<xref ref-type="bibr" rid="B33">Hair et al., 2021</xref>).</p>
<p>This study is based on a structural model that contains six unidimensional (single) constructs (i.e., behavioural intention, SC trust, trust in SC community members, trust in online payment, and SA), two hierarchical (second-order) constructs (i.e., trust in SC platform and trust in sellers). Previous studies on trust in online contexts (<xref ref-type="bibr" rid="B67">McKnight et al., 2002</xref>; <xref ref-type="bibr" rid="B54">Li et al., 2008</xref>; <xref ref-type="bibr" rid="B62">Luo et al., 2010</xref>; <xref ref-type="bibr" rid="B2">Alkhalifah and D&#x2019;Ambra, 2013</xref>) and social commerce (<xref ref-type="bibr" rid="B58">Lin et al., 2019</xref>) have specified these variables as a hierarchical construct consisting of few sub-dimensions and dimension in most cases.</p>
<sec id="S5.SS2.SSS1">
<title>First Order Construct</title>
<p>To verify the reliability of the measurement model, Composite reliability (CR), Rho-A, and Cronbach&#x2019;s alpha (&#x03B1;) values were measured, as shown in <xref ref-type="table" rid="T2">Table 2</xref>. It has been suggested that these values should lie above 0.70 to demonstrate the reliability of the items (<xref ref-type="bibr" rid="B41">Henseler et al., 2016</xref>; <xref ref-type="bibr" rid="B32">Hair et al., 2020</xref>, <xref ref-type="bibr" rid="B33">2021</xref>). The Composite reliability varied between 0.839 and 0.922, while Cronbach&#x2019;s alpha values ranged between 0.770 and 0.905 for all variables. Thus, this confirms the reliability of the model. In addition, convergent validity and discriminant validity tests were carried out and were evaluated. For convergent validity, the factor loading value should be over 0.7, and the average variance extraction (AVE) should be around 0.5 (<xref ref-type="bibr" rid="B41">Henseler et al., 2016</xref>; <xref ref-type="bibr" rid="B32">Hair et al., 2020</xref>). <xref ref-type="table" rid="T2">Table 2</xref> shows that AVE values were over 0.6 and factor loadings were above 0.770, exceeding the cut-off value. Therefore, these values validate the measurement model and indicate the possession of convergent validity. <xref ref-type="table" rid="T3">Table 3</xref> also suggests that the square root of each AVE was greater than the relation between inter-structural values (<xref ref-type="bibr" rid="B41">Henseler et al., 2016</xref>; <xref ref-type="bibr" rid="B32">Hair et al., 2020</xref>).</p>
<table-wrap position="float" id="T2">
<label>TABLE 2</label>
<caption><p>First-order construct descriptive.</p></caption>
<table cellspacing="5" cellpadding="5" frame="hsides" rules="groups">
<thead>
<tr>
<td valign="top" align="left">Construct</td>
<td valign="top" align="center">Items</td>
<td valign="top" align="center">Loading</td>
<td valign="top" align="left">Cronbach&#x2019;s Alpha</td>
<td valign="top" align="center">rho_A</td>
<td valign="top" align="left">Composite Reliability</td>
<td valign="top" align="left">Average Variance Extracted (AVE)</td>
</tr>
</thead>
<tbody>
<tr>
<td valign="top" align="left">Behavioural intention (BI)</td>
<td/>
<td/>
<td valign="top" align="left">0.842</td>
<td valign="top" align="center">0.851</td>
<td valign="top" align="left">0.888</td>
<td valign="top" align="left">0.613</td>
</tr>
<tr>
<td valign="top" align="left"/>
<td valign="top" align="center">BI1</td>
<td valign="top" align="center">0.770</td>
<td valign="top" align="left"/><td/>
<td valign="top" align="left"/>
<td valign="top" align="left"/></tr>
<tr>
<td valign="top" align="left"/>
<td valign="top" align="center">BI2</td>
<td valign="top" align="center">0.831</td>
<td valign="top" align="left"/><td/>
<td valign="top" align="left"/>
<td valign="top" align="left"/></tr>
<tr>
<td valign="top" align="left"/>
<td valign="top" align="center">BI3</td>
<td valign="top" align="center">0.829</td>
<td valign="top" align="left"/><td/>
<td valign="top" align="left"/>
<td valign="top" align="left"/></tr>
<tr>
<td valign="top" align="left"/>
<td valign="top" align="center">BI4</td>
<td valign="top" align="center">0.771</td>
<td valign="top" align="left"/><td/>
<td valign="top" align="left"/>
<td valign="top" align="left"/></tr>
<tr>
<td valign="top" align="left"/>
<td valign="top" align="center">BI5</td>
<td valign="top" align="center">0.708</td>
<td valign="top" align="left"/><td/>
<td valign="top" align="left"/>
<td valign="top" align="left"/></tr>
<tr>
<td valign="top" align="left">Cognitive trust -online payment (CTOP)</td>
<td/>
<td/>
<td valign="top" align="left">0.859</td>
<td valign="top" align="center">0.868</td>
<td valign="top" align="left">0.914</td>
<td valign="top" align="left">0.781</td>
</tr>
<tr>
<td valign="top" align="left"/>
<td valign="top" align="center">CTOP1</td>
<td valign="top" align="center">0.916</td>
<td valign="top" align="left"/><td/>
<td valign="top" align="left"/>
<td valign="top" align="left"/></tr>
<tr>
<td valign="top" align="left"/>
<td valign="top" align="center">CTOP2</td>
<td valign="top" align="center">0.909</td>
<td valign="top" align="left"/><td/>
<td valign="top" align="left"/>
<td valign="top" align="left"/></tr>
<tr>
<td valign="top" align="left"/>
<td valign="top" align="center">CTOP3</td>
<td valign="top" align="center">0.823</td>
<td valign="top" align="left"/><td/>
<td valign="top" align="left"/>
<td valign="top" align="left"/></tr>
<tr>
<td valign="top" align="left">Structural assurance (SA)</td>
<td/>
<td/>
<td valign="top" align="left">0.840</td>
<td valign="top" align="center">0.843</td>
<td valign="top" align="left">0.904</td>
<td valign="top" align="left">0.759</td>
</tr>
<tr>
<td valign="top" align="left"/>
<td valign="top" align="center">SA1</td>
<td valign="top" align="center">0.834</td>
<td valign="top" align="left"/><td/>
<td valign="top" align="left"/>
<td valign="top" align="left"/></tr>
<tr>
<td valign="top" align="left"/>
<td valign="top" align="center">SA2</td>
<td valign="top" align="center">0.925</td>
<td valign="top" align="left"/><td/>
<td valign="top" align="left"/>
<td valign="top" align="left"/></tr>
<tr>
<td valign="top" align="left"/>
<td valign="top" align="center">SA3</td>
<td valign="top" align="center">0.851</td>
<td valign="top" align="left"/><td/>
<td valign="top" align="left"/>
<td valign="top" align="left"/></tr>
<tr>
<td valign="top" align="left">Social commerce trust (SCT)</td>
<td/>
<td/>
<td valign="top" align="left">0.801</td>
<td valign="top" align="center">0.801</td>
<td valign="top" align="left">0.883</td>
<td valign="top" align="left">0.716</td>
</tr>
<tr>
<td valign="top" align="left"/>
<td valign="top" align="center">SCT1</td>
<td valign="top" align="center">0.815</td>
<td valign="top" align="left"/><td/>
<td valign="top" align="left"/>
<td valign="top" align="left"/></tr>
<tr>
<td valign="top" align="left"/>
<td valign="top" align="center">SCT2</td>
<td valign="top" align="center">0.888</td>
<td valign="top" align="left"/><td/>
<td valign="top" align="left"/>
<td valign="top" align="left"/></tr>
<tr>
<td valign="top" align="left"/>
<td valign="top" align="center">SCT3</td>
<td valign="top" align="center">0.834</td>
<td valign="top" align="left"/><td/>
<td valign="top" align="left"/>
<td valign="top" align="left"/></tr>
<tr>
<td valign="top" align="left">Trust in SC community (TSCC)</td>
<td/>
<td/>
<td valign="top" align="left">0.802</td>
<td valign="top" align="center">0.805</td>
<td valign="top" align="left">0.883</td>
<td valign="top" align="left">0.716</td>
</tr>
<tr>
<td valign="top" align="left"/>
<td valign="top" align="center">TSCC1</td>
<td valign="top" align="center">0.821</td>
<td valign="top" align="left"/><td/>
<td valign="top" align="left"/>
<td valign="top" align="left"/></tr>
<tr>
<td valign="top" align="left"/>
<td valign="top" align="center">TSCC2</td>
<td valign="top" align="center">0.833</td>
<td valign="top" align="left"/><td/>
<td valign="top" align="left"/>
<td valign="top" align="left"/></tr>
<tr>
<td valign="top" align="left"/>
<td valign="top" align="center">TSCC3</td>
<td valign="top" align="center">0.883</td>
<td valign="top" align="left"/><td/>
<td valign="top" align="left"/>
<td valign="top" align="left"/></tr>
<tr>
<td valign="top" align="left">Trust in SC platform -benevolence (TSCPB)</td>
<td/>
<td/>
<td valign="top" align="left">0.709</td>
<td valign="top" align="center">0.715</td>
<td valign="top" align="left">0.839</td>
<td valign="top" align="left">0.636</td>
</tr>
<tr>
<td valign="top" align="left"/>
<td valign="top" align="center">TSCPB1</td>
<td valign="top" align="center">0.771</td>
<td valign="top" align="left"/><td/>
<td valign="top" align="left"/>
<td valign="top" align="left"/></tr>
<tr>
<td valign="top" align="left"/>
<td valign="top" align="center">TSCPB2</td>
<td valign="top" align="center">0.878</td>
<td valign="top" align="left"/><td/>
<td valign="top" align="left"/>
<td valign="top" align="left"/></tr>
<tr>
<td valign="top" align="left"/>
<td valign="top" align="center">TSCPB3</td>
<td valign="top" align="center">0.736</td>
<td valign="top" align="left"/><td/>
<td valign="top" align="left"/>
<td valign="top" align="left"/></tr>
<tr>
<td valign="top" align="left">Trust in SC platform- competence (TSCPC)</td>
<td/>
<td/>
<td valign="top" align="left">0.801</td>
<td valign="top" align="center">0.804</td>
<td valign="top" align="left">0.883</td>
<td valign="top" align="left">0.717</td>
</tr>
<tr>
<td valign="top" align="left"/>
<td valign="top" align="center">TSCPC1</td>
<td valign="top" align="center">0.882</td>
<td valign="top" align="left"/><td/>
<td valign="top" align="left"/>
<td valign="top" align="left"/></tr>
<tr>
<td valign="top" align="left"/>
<td valign="top" align="center">TSCPC2</td>
<td valign="top" align="center">0.859</td>
<td valign="top" align="left"/><td/>
<td valign="top" align="left"/>
<td valign="top" align="left"/></tr>
<tr>
<td valign="top" align="left"/>
<td valign="top" align="center">TSCPC3</td>
<td valign="top" align="center">0.796</td>
<td valign="top" align="left"/><td/>
<td valign="top" align="left"/>
<td valign="top" align="left"/></tr>
<tr>
<td valign="top" align="left">Trust in SC platform- integrity (TSCPI)</td>
<td/>
<td/>
<td valign="top" align="left">0.829</td>
<td valign="top" align="center">0.831</td>
<td valign="top" align="left">0.898</td>
<td valign="top" align="left">0.746</td>
</tr>
<tr>
<td valign="top" align="left"/>
<td valign="top" align="center">TSCPI1</td>
<td valign="top" align="center">0.824</td>
<td valign="top" align="left"/><td/>
<td valign="top" align="left"/>
<td valign="top" align="left"/></tr>
<tr>
<td valign="top" align="left"/>
<td valign="top" align="center">TSCPI2</td>
<td valign="top" align="center">0.901</td>
<td valign="top" align="left"/><td/>
<td valign="top" align="left"/>
<td valign="top" align="left"/></tr>
<tr>
<td valign="top" align="left"/>
<td valign="top" align="center">TSCPI3</td>
<td valign="top" align="center">0.865</td>
<td valign="top" align="left"/><td/>
<td valign="top" align="left"/>
<td valign="top" align="left"/></tr>
<tr>
<td valign="top" align="left">Trust in Sellers- Benevolence (TSELLB)</td>
<td/>
<td/>
<td valign="top" align="left">0.770</td>
<td valign="top" align="center">0.775</td>
<td valign="top" align="left">0.868</td>
<td valign="top" align="left">0.687</td>
</tr>
<tr>
<td valign="top" align="left"/>
<td valign="top" align="center">TSELLB1</td>
<td valign="top" align="center">0.786</td>
<td valign="top" align="left"/><td/>
<td valign="top" align="left"/>
<td valign="top" align="left"/></tr>
<tr>
<td valign="top" align="left"/>
<td valign="top" align="center">TSELLB2</td>
<td valign="top" align="center">0.896</td>
<td valign="top" align="left"/><td/>
<td valign="top" align="left"/>
<td valign="top" align="left"/></tr>
<tr>
<td valign="top" align="left"/>
<td valign="top" align="center">TSELLB3</td>
<td valign="top" align="center">0.801</td>
<td valign="top" align="left"/><td/>
<td valign="top" align="left"/>
<td valign="top" align="left"/></tr>
<tr>
<td valign="top" align="left">Trust in sellers -competence (TSELLC)</td>
<td/>
<td/>
<td valign="top" align="left">0.811</td>
<td valign="top" align="center">0.816</td>
<td valign="top" align="left">0.889</td>
<td valign="top" align="left">0.727</td>
</tr>
<tr>
<td valign="top" align="left"/>
<td valign="top" align="center">TSELLC1</td>
<td valign="top" align="center">0.879</td>
<td valign="top" align="left"/><td/>
<td valign="top" align="left"/>
<td valign="top" align="left"/></tr>
<tr>
<td valign="top" align="left"/>
<td valign="top" align="center">TSELLC2</td>
<td valign="top" align="center">0.891</td>
<td valign="top" align="left"/><td/>
<td valign="top" align="left"/>
<td valign="top" align="left"/></tr>
<tr>
<td valign="top" align="left"/>
<td valign="top" align="center">TSELLC3</td>
<td valign="top" align="center">0.785</td>
<td valign="top" align="left"/><td/>
<td valign="top" align="left"/>
<td valign="top" align="left"/></tr>
<tr>
<td valign="top" align="left">Trust in sellers- integrity (TSELLI)</td>
<td/>
<td/>
<td valign="top" align="left">0.829</td>
<td valign="top" align="center">0.835</td>
<td valign="top" align="left">0.898</td>
<td valign="top" align="left">0.746</td>
</tr>
<tr>
<td valign="top" align="left"/>
<td valign="top" align="center">TSELLI1</td>
<td valign="top" align="center">0.815</td>
<td valign="top" align="left"/><td/>
<td valign="top" align="left"/>
<td valign="top" align="left"/></tr>
<tr>
<td valign="top" align="left"/>
<td valign="top" align="center">TSELLI2</td>
<td valign="top" align="center">0.904</td>
<td valign="top" align="left"/><td/>
<td valign="top" align="left"/>
<td valign="top" align="left"/></tr>
<tr>
<td valign="top" align="left"/>
<td valign="top" align="center">TSELLI3</td>
<td valign="top" align="center">0.870</td>
<td valign="top" align="left"/><td/>
<td valign="top" align="left"/>
<td valign="top" align="left"/></tr>
</tbody>
</table>
</table-wrap>
<table-wrap position="float" id="T3">
<label>TABLE 3</label>
<caption><p>Constructs correlation and square roots of AVE values.</p></caption>
<table cellspacing="5" cellpadding="5" frame="hsides" rules="groups">
<thead>
<tr>
<td valign="top" align="left"></td>
<td valign="top" align="center">BI</td>
<td valign="top" align="center">CTOP</td>
<td valign="top" align="center">SA</td>
<td valign="top" align="center">SCT</td>
<td valign="top" align="center">TSCC</td>
<td valign="top" align="center">TSCPB</td>
<td valign="top" align="center">TSCPC</td>
<td valign="top" align="center">TSCPI</td>
<td valign="top" align="center">TSELLB</td>
<td valign="top" align="center">TSELLC</td>
<td valign="top" align="center">TSELLI</td>
</tr>
</thead>
<tbody>
<tr>
<td valign="top" align="left">BI</td>
<td valign="top" align="center"><bold>0.783</bold></td>
<td/>
<td/>
<td/>
<td/>
<td/>
<td/>
<td/>
<td/>
<td/>
<td/>
</tr>
<tr>
<td valign="top" align="left">CTOP</td>
<td valign="top" align="center">0.686</td>
<td valign="top" align="center"><bold>0.884</bold></td>
<td/>
<td/>
<td/>
<td/>
<td/>
<td/>
<td/>
<td/>
<td/>
</tr>
<tr>
<td valign="top" align="left">SA</td>
<td valign="top" align="center">0.738</td>
<td valign="top" align="center">0.679</td>
<td valign="top" align="center"><bold>0.871</bold></td>
<td/>
<td/>
<td/>
<td/>
<td/>
<td/>
<td/>
<td/>
</tr>
<tr>
<td valign="top" align="left">SCT</td>
<td valign="top" align="center">0.660</td>
<td valign="top" align="center">0.728</td>
<td valign="top" align="center">0.650</td>
<td valign="top" align="center"><bold>0.846</bold></td>
<td/>
<td/>
<td/>
<td/>
<td/>
<td/>
<td/>
</tr>
<tr>
<td valign="top" align="left">TSCC</td>
<td valign="top" align="center">0.676</td>
<td valign="top" align="center">0.683</td>
<td valign="top" align="center">0.711</td>
<td valign="top" align="center">0.698</td>
<td valign="top" align="center"><bold>0.846</bold></td>
<td/>
<td/>
<td/>
<td/>
<td/>
<td/>
</tr>
<tr>
<td valign="top" align="left">TSCPB</td>
<td valign="top" align="center">0.708</td>
<td valign="top" align="center">0.669</td>
<td valign="top" align="center">0.665</td>
<td valign="top" align="center">0.672</td>
<td valign="top" align="center">0.678</td>
<td valign="top" align="center"><bold>0.797</bold></td>
<td/>
<td/>
<td/>
<td/>
<td/>
</tr>
<tr>
<td valign="top" align="left">TSCPC</td>
<td valign="top" align="center">0.725</td>
<td valign="top" align="center">0.792</td>
<td valign="top" align="center">0.671</td>
<td valign="top" align="center">0.680</td>
<td valign="top" align="center">0.664</td>
<td valign="top" align="center">0.716</td>
<td valign="top" align="center"><bold>0.846</bold></td>
<td/>
<td/>
<td/>
<td/>
</tr>
<tr>
<td valign="top" align="left">TSCPI</td>
<td valign="top" align="center">0.653</td>
<td valign="top" align="center">0.599</td>
<td valign="top" align="center">0.666</td>
<td valign="top" align="center">0.657</td>
<td valign="top" align="center">0.687</td>
<td valign="top" align="center">0.619</td>
<td valign="top" align="center">0.626</td>
<td valign="top" align="center"><bold>0.864</bold></td>
<td/>
<td/>
<td/>
</tr>
<tr>
<td valign="top" align="left">TSELLB</td>
<td valign="top" align="center">0.654</td>
<td valign="top" align="center">0.736</td>
<td valign="top" align="center">0.661</td>
<td valign="top" align="center">0.678</td>
<td valign="top" align="center">0.679</td>
<td valign="top" align="center">0.728</td>
<td valign="top" align="center">0.731</td>
<td valign="top" align="center">0.629</td>
<td valign="top" align="center"><bold>0.829</bold></td>
<td/>
<td/>
</tr>
<tr>
<td valign="top" align="left">TSELLC</td>
<td valign="top" align="center">0.691</td>
<td valign="top" align="center">0.764</td>
<td valign="top" align="center">0.700</td>
<td valign="top" align="center">0.708</td>
<td valign="top" align="center">0.703</td>
<td valign="top" align="center">0.672</td>
<td valign="top" align="center">0.836</td>
<td valign="top" align="center">0.669</td>
<td valign="top" align="center">0.732</td>
<td valign="top" align="center"><bold>0.853</bold></td>
<td/>
</tr>
<tr>
<td valign="top" align="left">TSELLI</td>
<td valign="top" align="center">0.716</td>
<td valign="top" align="center">0.669</td>
<td valign="top" align="center">0.659</td>
<td valign="top" align="center">0.654</td>
<td valign="top" align="center">0.700</td>
<td valign="top" align="center">0.687</td>
<td valign="top" align="center">0.701</td>
<td valign="top" align="center">0.757</td>
<td valign="top" align="center">0.651</td>
<td valign="top" align="center">0.676</td>
<td valign="top" align="center"><bold>0.864</bold></td>
</tr>
</tbody>
</table>
<table-wrap-foot>
<fn id="tfn1"><p><italic>BI, behavioral intention; CTOP, trust in online payment; SA, structural assurance; SCT, social commerce trust; TSCC, trust in SC community; TSCPB, trust in SC platform (benevolence); TSCPC, trust in SC platform (competence); TSCPI, trust in SC platform (Integrity); TSELLB, trust in sellers (benevolence); TSELLC, trust in sellers (competence); and TSELLI, trust sellers (Integrity).</italic></p></fn>
<fn id="tfn2"><p><italic>The bold numbers are the square roots of the AVE values.</italic></p></fn>
</table-wrap-foot>
</table-wrap>
<p>In addition, a heterotrait-monotrait (HTMT) criterion test was assessed to test the discriminant validity (<xref ref-type="bibr" rid="B32">Hair et al., 2020</xref>). As presented in <xref ref-type="table" rid="T4">Table 4</xref>, all values are significantly less than 0.90, demonstrating that discriminant validity is established (<xref ref-type="bibr" rid="B32">Hair et al., 2020</xref>). Therefore, it can be argued that discriminant validity has been confirmed.</p>
<table-wrap position="float" id="T4">
<label>TABLE 4</label>
<caption><p>Heterotrait-monotrait (HTMT) criterion.</p></caption>
<table cellspacing="5" cellpadding="5" frame="hsides" rules="groups">
<thead>
<tr>
<td valign="top" align="left"></td>
<td valign="top" align="center">BI</td>
<td valign="top" align="center">CTOP</td>
<td valign="top" align="center">SA</td>
<td valign="top" align="center">SCT</td>
<td valign="top" align="center">TSCC</td>
<td valign="top" align="center">TSCPB</td>
<td valign="top" align="center">TSCPC</td>
<td valign="top" align="center">TSCPI</td>
<td valign="top" align="center">TSELLB</td>
<td valign="top" align="center">TSELLC</td>
</tr>
</thead>
<tbody>
<tr>
<td valign="top" align="left">CTOP</td>
<td valign="top" align="center">0.797</td>
<td/>
<td/>
<td/>
<td/>
<td/>
<td/>
<td/>
<td/>
<td/>
</tr>
<tr>
<td valign="top" align="left">SA</td>
<td valign="top" align="center">0.873</td>
<td valign="top" align="center">0.796</td>
<td/>
<td/>
<td/>
<td/>
<td/>
<td/>
<td/>
<td/>
</tr>
<tr>
<td valign="top" align="left">SCT</td>
<td valign="top" align="center">0.790</td>
<td valign="top" align="center">0.872</td>
<td valign="top" align="center">0.789</td>
<td/>
<td/>
<td/>
<td/>
<td/>
<td/>
<td/>
</tr>
<tr>
<td valign="top" align="left">TSCC</td>
<td valign="top" align="center">0.818</td>
<td valign="top" align="center">0.820</td>
<td valign="top" align="center">0.863</td>
<td valign="top" align="center">0.861</td>
<td/>
<td/>
<td/>
<td/>
<td/>
<td/>
</tr>
<tr>
<td valign="top" align="left">TSCPB</td>
<td valign="top" align="center">0.901</td>
<td valign="top" align="center">0.858</td>
<td valign="top" align="center">0.867</td>
<td valign="top" align="center">0.890</td>
<td valign="top" align="center">0.899</td>
<td/>
<td/>
<td/>
<td/>
<td/>
</tr>
<tr>
<td valign="top" align="left">TSCPC</td>
<td valign="top" align="center">0.866</td>
<td valign="top" align="center">0.849</td>
<td valign="top" align="center">0.816</td>
<td valign="top" align="center">0.848</td>
<td valign="top" align="center">0.822</td>
<td valign="top" align="center">0.852</td>
<td/>
<td/>
<td/>
<td/>
</tr>
<tr>
<td valign="top" align="left">TSCPI</td>
<td valign="top" align="center">0.780</td>
<td valign="top" align="center">0.708</td>
<td valign="top" align="center">0.798</td>
<td valign="top" align="center">0.804</td>
<td valign="top" align="center">0.841</td>
<td valign="top" align="center">0.809</td>
<td valign="top" align="center">0.769</td>
<td/>
<td/>
<td/>
</tr>
<tr>
<td valign="top" align="left">TSELLB</td>
<td valign="top" align="center">0.806</td>
<td valign="top" align="center">0.806</td>
<td valign="top" align="center">0.825</td>
<td valign="top" align="center">0.865</td>
<td valign="top" align="center">0.861</td>
<td valign="top" align="center">0.886</td>
<td valign="top" align="center">0.833</td>
<td valign="top" align="center">0.790</td>
<td/>
<td/>
</tr>
<tr>
<td valign="top" align="left">TSELLC</td>
<td valign="top" align="center">0.818</td>
<td valign="top" align="center">0.811</td>
<td valign="top" align="center">0.847</td>
<td valign="top" align="center">0.878</td>
<td valign="top" align="center">0.866</td>
<td valign="top" align="center">0.887</td>
<td valign="top" align="center">0.891</td>
<td valign="top" align="center">0.817</td>
<td valign="top" align="center">0.827</td>
<td/>
</tr>
<tr>
<td valign="top" align="left">TSELLI</td>
<td valign="top" align="center">0.854</td>
<td valign="top" align="center">0.790</td>
<td valign="top" align="center">0.791</td>
<td valign="top" align="center">0.799</td>
<td valign="top" align="center">0.858</td>
<td valign="top" align="center">0.898</td>
<td valign="top" align="center">0.858</td>
<td valign="top" align="center">0.904</td>
<td valign="top" align="center">0.809</td>
<td valign="top" align="center">0.821</td>
</tr>
</tbody>
</table>
</table-wrap>
</sec>
<sec id="S5.SS2.SSS2">
<title>Higher-Order Constructs</title>
<p>This study estimated the measurement of higher-order constructs, that is, the second-order trust in the SC platform and trust in sellers. This study followed the repeated indicator approach to test the measurement proprieties of higher-order constructs [it has also been familiarised by a term called hierarchical component model (HCM)] (<xref ref-type="bibr" rid="B60">Lohmoller, 2013</xref>; <xref ref-type="bibr" rid="B82">Sarstedt et al., 2019</xref>). Its usage lies in the assessment of higher-order constructs. In PLS, HCM is deployed to compute a higher-order construct. For this sake, the score of lower-order construct is being utilised (<xref ref-type="bibr" rid="B98">Wetzels et al., 2009</xref>; <xref ref-type="bibr" rid="B60">Lohmoller, 2013</xref>; <xref ref-type="bibr" rid="B82">Sarstedt et al., 2019</xref>). Demonstrated variable indicators are usually exploited in this technique. Such variable quantities enable a researcher to acquire the results of lower-order constructs to incorporate them to achieve the high-end model design (<xref ref-type="bibr" rid="B98">Wetzels et al., 2009</xref>). Through the utilisation of this technique, the indicators are repeatedly availed. In the very beginning stage, the first-order latent development is done through the indicators to procreate the basic loadings, and then they are expanded to find out the second-order latent constructs (i.e., trust in SC platform and trust in sellers) for the sake of peripheral loadings (<xref ref-type="bibr" rid="B98">Wetzels et al., 2009</xref>; <xref ref-type="bibr" rid="B82">Sarstedt et al., 2019</xref>).</p>
<p>This study assesses the correlations between the second-order variables and their first-order constructs (<xref ref-type="bibr" rid="B63">MacKenzie et al., 2011</xref>; <xref ref-type="bibr" rid="B82">Sarstedt et al., 2019</xref>). <xref ref-type="table" rid="T5">Table 5</xref> and <xref ref-type="fig" rid="F4">Figure 4</xref> show that all path coefficients from the second-order factors to first-order constructs were significant at <italic>p</italic> &#x003C; 0.001. The study confirmed that all loadings of the first-order latent factors on the second-order constructs (trust in SC platform and trust in Sellers) were above 0.70 (see <xref ref-type="table" rid="T5">Table 5</xref> and <xref ref-type="fig" rid="F3">Figure 3</xref>). Moreover, the study confirmed that Cronbach&#x2019;s alpha, CRs, and AVEs were greater than 0.90 and 0.50, respectively, as shown in <xref ref-type="table" rid="T3">Table 3 (Henseler et al., 2016</xref>; <xref ref-type="bibr" rid="B32">Hair et al., 2020</xref>). Therefore, the reliability and validity of the higher-order constructs in the research model were supported.</p>
<table-wrap position="float" id="T5">
<label>TABLE 5</label>
<caption><p>High-order construct descriptive.</p></caption>
<table cellspacing="5" cellpadding="5" frame="hsides" rules="groups">
<thead>
<tr>
<td valign="top" align="left">Construct</td>
<td valign="top" align="center">Items</td>
<td valign="top" align="center">Loading</td>
<td valign="top" align="center"><italic>T</italic>-value</td>
<td valign="top" align="left">No of Items</td>
<td valign="top" align="left">Cronbach&#x2019;s Alpha</td>
<td valign="top" align="left">rho_A</td>
<td valign="top" align="left">Composite Reliability</td>
<td valign="top" align="left">Average Variance Extracted (AVE)</td>
</tr>
</thead>
<tbody>
<tr>
<td valign="top" align="left">Trust in SC platform (TSCP)</td>
<td/>
<td/>
<td/>
<td valign="top" align="left">9</td>
<td valign="top" align="left">0.892</td>
<td valign="top" align="left">0.893</td>
<td valign="top" align="left">0.912</td>
<td valign="top" align="left">0.537</td>
</tr>
<tr>
<td valign="top" align="left"/>
<td valign="top" align="center">TSCPB</td>
<td valign="top" align="center">0.876</td>
<td valign="top" align="center">67.470</td>
<td valign="top" align="left"/>
<td valign="top" align="left"/>
<td valign="top" align="left"/>
<td valign="top" align="left"/>
<td valign="top" align="left"/></tr>
<tr>
<td valign="top" align="left"/>
<td valign="top" align="center">TSCPC</td>
<td valign="top" align="center">0.896</td>
<td valign="top" align="center">94.552</td>
<td valign="top" align="left"/>
<td valign="top" align="left"/>
<td valign="top" align="left"/>
<td valign="top" align="left"/>
<td valign="top" align="left"/></tr>
<tr>
<td valign="top" align="left"/>
<td valign="top" align="center">TSCPI</td>
<td valign="top" align="center">0.822</td>
<td valign="top" align="center">63.663</td>
<td valign="top" align="left"/>
<td valign="top" align="left"/>
<td valign="top" align="left"/>
<td valign="top" align="left"/>
<td valign="top" align="left"/></tr>
<tr>
<td valign="top" align="left">Trust in sellers (TSELL)</td>
<td/>
<td/>
<td/>
<td valign="top" align="left">9</td>
<td valign="top" align="left">0.905</td>
<td valign="top" align="left">0.906</td>
<td valign="top" align="left">0.922</td>
<td valign="top" align="left">0.569</td>
</tr>
<tr>
<td valign="top" align="left"/>
<td valign="top" align="center">TSELLB</td>
<td valign="top" align="center">0.887</td>
<td valign="top" align="center">74.981</td>
<td valign="top" align="left"/>
<td valign="top" align="left"/>
<td valign="top" align="left"/>
<td valign="top" align="left"/>
<td valign="top" align="left"/></tr>
<tr>
<td valign="top" align="left"/>
<td valign="top" align="center">TSELLC</td>
<td valign="top" align="center">0.905</td>
<td valign="top" align="center">100.261</td>
<td valign="top" align="left"/>
<td valign="top" align="left"/>
<td valign="top" align="left"/>
<td valign="top" align="left"/>
<td valign="top" align="left"/></tr>
<tr>
<td valign="top" align="left"/>
<td valign="top" align="center">TSELLI</td>
<td valign="top" align="center">0.875</td>
<td valign="top" align="center">71.028</td>
<td valign="top" align="left"/>
<td valign="top" align="left"/>
<td valign="top" align="left"/>
<td valign="top" align="left"/>
<td valign="top" align="left"/></tr>
</tbody>
</table>
</table-wrap>
<fig id="F4" position="float">
<label>FIGURE 4</label>
<caption><p>High constructs results.</p></caption>
<graphic mimetype="image" mime-subtype="tiff" xlink:href="fpsyg-12-789863-g004.tif"/>
</fig>
<p>Furthermore, in <xref ref-type="fig" rid="F4">Figure 4</xref>, the degree of explained variance of trust in the SC platform was reflected in terms of benevolence (77%), competence (80%), and integrity (74%). Similarly, trust in sellers was reflected in benevolence (79%), competence (82%), and integrity (77%). These findings supported our conceptualisation of the trust in the SC platform and trust in sellers as a higher-order structure.</p>
</sec>
</sec>
<sec id="S5.SS3">
<title>Hypothesis Testing</title>
<p>The results of the path analysis and hypothesis testing are presented in <xref ref-type="table" rid="T6">Table 6</xref>. The results show that among the 13 directly hypothesised relationships in the research model, two were non-significant.</p>
<table-wrap position="float" id="T6">
<label>TABLE 6</label>
<caption><p>Hypotheses testing results.</p></caption>
<table cellspacing="5" cellpadding="5" frame="hsides" rules="groups">
<thead>
<tr>
<td valign="top" align="left">Hypotheses</td>
<td valign="top" align="center">Association</td>
<td valign="top" align="center">Mean (M)</td>
<td valign="top" align="center">Standard Deviation (STDEV)</td>
<td valign="top" align="center">Path</td>
<td valign="top" align="center">T Statistics</td>
<td valign="top" align="center"><italic>P</italic> Values</td>
<td valign="top" align="center">Supported</td>
</tr>
<tr>
<td/>
<td/>
<td/>
<td/>
<td valign="top" align="center">Coefficient</td>
<td/>
<td/>
<td/>
</tr>
</thead>
<tbody>
<tr>
<td valign="top" align="left">H1</td>
<td valign="top" align="center">SA &#x2192; SCT</td>
<td valign="top" align="center">0.029</td>
<td valign="top" align="center">0.057</td>
<td valign="top" align="center">0.031</td>
<td valign="top" align="center">0.546</td>
<td valign="top" align="center">0.585</td>
<td valign="top" align="center">No</td>
</tr>
<tr>
<td valign="top" align="left">H2</td>
<td valign="top" align="center">SA &#x2192; TSCP</td>
<td valign="top" align="center">0.747</td>
<td valign="top" align="center">0.029</td>
<td valign="top" align="center">0.747&#x002A;&#x002A;&#x002A;</td>
<td valign="top" align="center">26.043</td>
<td valign="top" align="center">0000</td>
<td valign="top" align="center">Yes</td>
</tr>
<tr>
<td valign="top" align="left">H3</td>
<td valign="top" align="center">TSCP &#x2192; SCT</td>
<td valign="top" align="center">0.259</td>
<td valign="top" align="center">0.084</td>
<td valign="top" align="center">0.255<xref ref-type="table-fn" rid="tfn3">&#x002A;&#x002A;</xref></td>
<td valign="top" align="center">3.019</td>
<td valign="top" align="center">0.003</td>
<td valign="top" align="center">Yes</td>
</tr>
<tr>
<td valign="top" align="left">H4</td>
<td valign="top" align="center">SA &#x2192; TSELL</td>
<td valign="top" align="center">0.132</td>
<td valign="top" align="center">0.033</td>
<td valign="top" align="center">0.132&#x002A;&#x002A;&#x002A;</td>
<td valign="top" align="center">4.056</td>
<td valign="top" align="center">0000</td>
<td valign="top" align="center">Yes</td>
</tr>
<tr>
<td valign="top" align="left">H5</td>
<td valign="top" align="center">SA &#x2192; TSCC</td>
<td valign="top" align="center">0.296</td>
<td valign="top" align="center">0.061</td>
<td valign="top" align="center">0.297&#x002A;&#x002A;&#x002A;</td>
<td valign="top" align="center">4.871</td>
<td valign="top" align="center">0000</td>
<td valign="top" align="center">Yes</td>
</tr>
<tr>
<td valign="top" align="left">H6</td>
<td valign="top" align="center">SA &#x2192; CTOP</td>
<td valign="top" align="center">0.197</td>
<td valign="top" align="center">0.062</td>
<td valign="top" align="center">0.198<xref ref-type="table-fn" rid="tfn3">&#x002A;&#x002A;</xref></td>
<td valign="top" align="center">3.217</td>
<td valign="top" align="center">0.001</td>
<td valign="top" align="center">Yes</td>
</tr>
<tr>
<td valign="top" align="left">H7</td>
<td valign="top" align="center">TSCP &#x2192; TSELL</td>
<td valign="top" align="center">0.822</td>
<td valign="top" align="center">0.029</td>
<td valign="top" align="center">0.822&#x002A;&#x002A;&#x002A;</td>
<td valign="top" align="center">28.332</td>
<td valign="top" align="center">0000</td>
<td valign="top" align="center">Yes</td>
</tr>
<tr>
<td valign="top" align="left">H8</td>
<td valign="top" align="center">TSCP &#x2192; TSCC</td>
<td valign="top" align="center">0.526</td>
<td valign="top" align="center">0.058</td>
<td valign="top" align="center">0.525&#x002A;&#x002A;&#x002A;</td>
<td valign="top" align="center">8.978</td>
<td valign="top" align="center">0000</td>
<td valign="top" align="center">Yes</td>
</tr>
<tr>
<td valign="top" align="left">H9</td>
<td valign="top" align="center">TSCP &#x2192; CTOP</td>
<td valign="top" align="center">0.644</td>
<td valign="top" align="center">0.058</td>
<td valign="top" align="center">0.642&#x002A;&#x002A;&#x002A;</td>
<td valign="top" align="center">11.136</td>
<td valign="top" align="center">0000</td>
<td valign="top" align="center">Yes</td>
</tr>
<tr>
<td valign="top" align="left">H10</td>
<td valign="top" align="center">TSELL &#x2192; SCT</td>
<td valign="top" align="center">0.169</td>
<td valign="top" align="center">0.100</td>
<td valign="top" align="center">0.16</td>
<td valign="top" align="center">1.598</td>
<td valign="top" align="center">0.11</td>
<td valign="top" align="center">No</td>
</tr>
<tr>
<td valign="top" align="left">H11</td>
<td valign="top" align="center">TSCC &#x2192; SCT</td>
<td valign="top" align="center">0.185</td>
<td valign="top" align="center">0.060</td>
<td valign="top" align="center">0.191<xref ref-type="table-fn" rid="tfn3">&#x002A;&#x002A;</xref></td>
<td valign="top" align="center">3.152</td>
<td valign="top" align="center">0.002</td>
<td valign="top" align="center">Yes</td>
</tr>
<tr>
<td valign="top" align="left">H12</td>
<td valign="top" align="center">CTOP &#x2192; SCT</td>
<td valign="top" align="center">0.25</td>
<td valign="top" align="center">0.059</td>
<td valign="top" align="center">0.256&#x002A;&#x002A;&#x002A;</td>
<td valign="top" align="center">4.322</td>
<td valign="top" align="center">0000</td>
<td valign="top" align="center">Yes</td>
</tr>
<tr>
<td valign="top" align="left">H13</td>
<td valign="top" align="center">SCT &#x2192; BI</td>
<td valign="top" align="center">0.63</td>
<td valign="top" align="center">0.036</td>
<td valign="top" align="center">0.628&#x002A;&#x002A;&#x002A;</td>
<td valign="top" align="center">17.595</td>
<td valign="top" align="center">0000</td>
<td valign="top" align="center">Yes</td>
</tr>
</tbody>
</table>
<table-wrap-foot>
<fn id="tfn3"><p><italic>&#x002A;&#x002A;p &#x003C; 0.01; &#x002A;&#x002A;&#x002A;p &#x003C; 0.001.</italic></p></fn>
</table-wrap-foot>
</table-wrap>
<p>Our findings suggest that the institution-based trust, SA (&#x03B2; = 0.031), has no influence on SC trust, whereas trust in SC platform (&#x03B2; = 0.255, <italic>p</italic> &#x003C; 0.01) has a positive impact on SC trust. Therefore, H1 was not supported while H3 was supported. In addition, the proposed influence of SA on the trust in SC platform (H2) (&#x03B2; = 0.747, <italic>p</italic> &#x003C; 0.001) was significant. SA was positively related to trust in sellers (&#x03B2; = 0.132, <italic>p</italic> &#x003C; 0.001), trust in SC community members (&#x03B2; = 0.297, <italic>p</italic> &#x003C; 0.001), and online payment (&#x03B2; = 0.198, <italic>p</italic> &#x003C; 0.01) (H4, H5, and H6, respectively). Moreover, H7, H8, and H9 were all supported with the positive relationships found to be significant between trust in SC platform and trust in sellers (&#x03B2; = 0.822, <italic>p</italic> &#x003C; 0.001), trust in community members (&#x03B2; = 0.525, <italic>p</italic> &#x003C; 0.001), and online payment (&#x03B2; = 0.642, <italic>p</italic> &#x003C; 0.001). The positive associations between trust in SC community (&#x03B2; = 0.191, <italic>p</italic> &#x003C; 0.01) and online payment (&#x03B2; = 0.256, <italic>p</italic> &#x003C; 0.001), and SC trust were significant, whereas the relationships between trust in sellers and SC trust (&#x03B2; = 0.16) were not significant. Thus H11 and H12 were supported, whereas H10 was not accepted. Finally, the hypothesised relationships related to the effect of SC trust on behavioural intention (H13) (&#x03B2; = 0.628, <italic>p</italic> &#x003C; 0.001) were supported.</p>
<sec id="S5.SS3.SSS1">
<title>The Mediating Effects</title>
<p>The mediation effect of SC trust on the relationship between the dimensions of identified trust dimensions and behavioural intention was also tested. As this study does not approve of direct correlations between trust dimensions and behavioural intention, examining the mediating and indirect effects is appropriate (<xref ref-type="bibr" rid="B93">Tuncer, 2021</xref>). As shown in <xref ref-type="table" rid="T7">Table 7</xref>, trust in SC mediates the effect of SA (<italic>t</italic> value = 11.495, <italic>p</italic> &#x003C; 0.05), Trust in SC platform (TSCP) (<italic>t</italic> value = 8.721, <italic>p</italic> &#x003C; 0.001), Trust in SC community (TSCC) (<italic>t</italic> value = 3.308, <italic>p</italic> &#x003C; 0.05), and Trust in online Payment (CTOP) (<italic>t</italic> value 4.288 = 0.03, <italic>p</italic> &#x003C; 0.05) on behavioural intention. Nevertheless, TSC does not mediate the trust in the seller on behavioural intention. Therefore, these findings indicate that whereas trust has an indirect effect on behavioural intention through most of its dimensions, it has no indirect impact through other factors.</p>
<table-wrap position="float" id="T7">
<label>TABLE 7</label>
<caption><p>The mediating effects.</p></caption>
<table cellspacing="5" cellpadding="5" frame="hsides" rules="groups">
<thead>
<tr>
<td valign="top" align="left">Indirect correlation</td>
<td valign="top" align="center">Mediating</td>
<td valign="top" align="center">Standard Deviation (STDEV)</td>
<td valign="top" align="center"><italic>T</italic> values</td>
<td valign="top" align="center"><italic>P</italic> Values</td>
<td valign="top" align="center">Mediating effect</td>
</tr>
</thead>
<tbody>
<tr>
<td valign="top" align="left">SA &#x2192; BI</td>
<td valign="top" align="center">SCT</td>
<td valign="top" align="center">0.035</td>
<td valign="top" align="center">11.495</td>
<td valign="top" align="center">0.000</td>
<td valign="top" align="center">Yes</td>
</tr>
<tr>
<td valign="top" align="left">CTOP &#x2192; BI</td>
<td valign="top" align="center">SCT</td>
<td valign="top" align="center">0.038</td>
<td valign="top" align="center">4.288</td>
<td valign="top" align="center">0.000</td>
<td valign="top" align="center">Yes</td>
</tr>
<tr>
<td valign="top" align="left">TSCC &#x2192; BI</td>
<td valign="top" align="center">SCT</td>
<td valign="top" align="center">0.036</td>
<td valign="top" align="center">3.308</td>
<td valign="top" align="center">0.001</td>
<td valign="top" align="center">Yes</td>
</tr>
<tr>
<td valign="top" align="left">TSCP &#x2192; BI</td>
<td valign="top" align="center">SCT</td>
<td valign="top" align="center">0.047</td>
<td valign="top" align="center">8.721</td>
<td valign="top" align="center">0.000</td>
<td valign="top" align="center">Yes</td>
</tr>
<tr>
<td valign="top" align="left">TSELL &#x2192; BI</td>
<td valign="top" align="center">SCT</td>
<td valign="top" align="center">0.064</td>
<td valign="top" align="center">1.571</td>
<td valign="top" align="center">0.116</td>
<td valign="top" align="center">No</td>
</tr>
</tbody>
</table>
</table-wrap>
</sec>
</sec>
<sec id="S5.SS4">
<title>Accessing the Structural Model</title>
<p>This study relied on Explained Variance <italic>(R2)</italic> to confirm whether the model achieved acceptable goodness of fit as illustrated; there was no other overall parametric criterion in PLS (<xref ref-type="bibr" rid="B34">Hair et al., 2019</xref>). The overall variance explained by the research model in terms of R2 was 0.463 for behavioural intention, 0.597 for SC trust, 0.638 for online payment, 0.637 for trust in SC community, 0.612 for trust in SC platform, and 0.849 for trust in sellers, as shown in <xref ref-type="table" rid="T8">Table 8</xref>.</p>
<table-wrap position="float" id="T8">
<label>TABLE 8</label>
<caption><p>Explained variance and predictive relevance.</p></caption>
<table cellspacing="5" cellpadding="5" frame="hsides" rules="groups">
<thead>
<tr>
<td valign="top" align="left"></td>
<td valign="top" align="center">R Square</td>
<td valign="top" align="center">Q<sup>2</sup></td>
</tr>
</thead>
<tbody>
<tr>
<td valign="top" align="left">BI</td>
<td valign="top" align="center">0.463</td>
<td valign="top" align="center">0.274</td>
</tr>
<tr>
<td valign="top" align="left">CTOP</td>
<td valign="top" align="center">0.638</td>
<td valign="top" align="center">0.490</td>
</tr>
<tr>
<td valign="top" align="left">SA</td>
<td valign="top" align="center">0.063</td>
<td valign="top" align="center">0.044</td>
</tr>
<tr>
<td valign="top" align="left">SCT</td>
<td valign="top" align="center">0.597</td>
<td valign="top" align="center">0.456</td>
</tr>
<tr>
<td valign="top" align="left">TSCC</td>
<td valign="top" align="center">0.637</td>
<td valign="top" align="center">0.447</td>
</tr>
<tr>
<td valign="top" align="left">TSCP</td>
<td valign="top" align="center">0.612</td>
<td valign="top" align="center">0.326</td>
</tr>
<tr>
<td valign="top" align="left">TSELL</td>
<td valign="top" align="center">0.849</td>
<td valign="top" align="center">0.479</td>
</tr>
</tbody>
</table>
</table-wrap>
<p>This study also adopts <xref ref-type="bibr" rid="B21">Cohen&#x2019;s (1988)</xref> effect size (<italic>f2</italic>) test for first-order constructs in the model. The sizes of effects are small, medium, and large with <italic>f</italic>2 values of 0.02, 0.15, and 0.35, respectively (<xref ref-type="bibr" rid="B21">Cohen, 1988</xref>; <xref ref-type="bibr" rid="B83">Sarstedt et al., 2017</xref>; <xref ref-type="bibr" rid="B34">Hair et al., 2019</xref>). The effect of size for SC trust on behavioural intention was high (0.702). Also, it was a large (1.34) adequate size for SA on trust in the SC platform. The effect size on the endogenous variable SC trust was highest for trust in the online payment (0.060), lowest for trust in the SC platform (0.26), and both indicated medium effects. The <italic>f</italic>2 effect size on the trust in seller was largest for trust in SC platform (1.73) and lowest for SA (0.046), indicating high and medium effects, respectively. Similarly, the effect size on the online payment was largest for trust in the SC platform (0.442) and lowest for SA (0.043), indicating high and medium effects, respectively. Moreover, the <italic>f</italic>2 effect size on the trust in the SC community was largest for trust in the SC platform (0.296) and lowest for SA (0.098), indicating medium and small effects, respectively.</p>
<p>This study evaluated further testation in this regard and rigorously determined the implications of predictive relevance (Q2). The predictive relevance, or the predictive sample reuse technique, is vital for testing the predictive validity of a complex model. It also helps measure how well-examined values are replicated by the model (<xref ref-type="bibr" rid="B83">Sarstedt et al., 2017</xref>). A blindfolding procedure was used with the omission distance of 7 to calculate Q2. This study obtains a cross-validated redundancy Q2 of all the focal variables, as shown in <xref ref-type="table" rid="T8">Table 8</xref>. The result of Q2 values exceeded zero (Q2 &#x003E; 0), which revealed a highly predictive model (<xref ref-type="bibr" rid="B83">Sarstedt et al., 2017</xref>; <xref ref-type="bibr" rid="B33">Hair et al., 2021</xref>).</p>
<p>Furthermore, the PLS predicted algorithm was assessed to measure the predictive power (<xref ref-type="bibr" rid="B84">Shmueli et al., 2019</xref>). The predictive significance of the model was determined by comparing the mean absolute error (MAE), root mean square error (RMSE), and Q2 predict values for the PLS-SEM model against the naive benchmark model (LM) (<xref ref-type="bibr" rid="B34">Hair et al., 2019</xref>; <xref ref-type="bibr" rid="B84">Shmueli et al., 2019</xref>). Most indicators of the endogenous variables had positive Q2 values except BI1, COPT3, TSA1, TSCPC3, and TSELLC3. Moreover, the majority of indicators scored lower on the MAE in the PLS-SEM than the LM as shown in <xref ref-type="supplementary-material" rid="TS2">Supplementary Appendix B</xref>. This indicated that the structural model of this study shows a medium predictive power.</p>
</sec>
<sec id="S5.SS5">
<title>Impact of Control Variables</title>
<p>This study has linked the control variables to all the endogenous variables in the model as recommended by <xref ref-type="bibr" rid="B6">Atinc et al. (2012)</xref> and <xref ref-type="bibr" rid="B14">Carlson and Wu (2012)</xref>, with testing the impact of control variables. We assumed the path coefficient and <italic>t</italic>-value for endogenous variables, as shown in <xref ref-type="table" rid="T9">Table 9</xref>. The results yielded that five of 18 relationships (3 covariates&#x002A; 6 dependent variables) were significant.</p>
<table-wrap position="float" id="T9">
<label>TABLE 9</label>
<caption><p>Impact of control variables.</p></caption>
<table cellspacing="5" cellpadding="5" frame="hsides" rules="groups">
<thead>
<tr>
<td valign="top" align="left">Control variable</td>
<td/>
<td valign="top" align="center">BI</td>
<td valign="top" align="center">TSC</td>
<td valign="top" align="center">TSELL</td>
<td valign="top" align="center">TSCC</td>
<td valign="top" align="center">CTOP</td>
<td valign="top" align="center">TSCP</td>
</tr>
</thead>
<tbody>
<tr>
<td valign="top" align="left">Age</td>
<td valign="top" align="center"><italic>P</italic> value</td>
<td valign="top" align="center">0.671</td>
<td valign="top" align="center">0.949</td>
<td valign="top" align="center">0.171</td>
<td valign="top" align="center">0.726</td>
<td valign="top" align="center">0.466</td>
<td valign="top" align="center">0.001&#x002A;&#x002A;&#x002A;</td>
</tr>
<tr>
<td/>
<td valign="top" align="center"><italic>T</italic> value</td>
<td valign="top" align="center">0.425</td>
<td valign="top" align="center">0.065</td>
<td valign="top" align="center">1.368</td>
<td valign="top" align="center">0.350</td>
<td valign="top" align="center">0.729</td>
<td valign="top" align="center">3.435</td>
</tr>
<tr>
<td valign="top" align="left">Gender</td>
<td valign="top" align="center"><italic>P</italic> value</td>
<td valign="top" align="center">0.021<xref ref-type="table-fn" rid="tfn4">&#x002A;</xref></td>
<td valign="top" align="center">0.177</td>
<td valign="top" align="center">0.473</td>
<td valign="top" align="center">0.615</td>
<td valign="top" align="center">0.065</td>
<td valign="top" align="center">0.207</td>
</tr>
<tr>
<td/>
<td valign="top" align="center"><italic>T</italic> value</td>
<td valign="top" align="center">2.306</td>
<td valign="top" align="center">1.350</td>
<td valign="top" align="center">0.717</td>
<td valign="top" align="center">0.504</td>
<td valign="top" align="center">1.848</td>
<td valign="top" align="center">1.263</td>
</tr>
<tr>
<td valign="top" align="left">Education</td>
<td valign="top" align="center"><italic>P</italic> value</td>
<td valign="top" align="center">0.005&#x002A;&#x002A;</td>
<td valign="top" align="center">0.848</td>
<td valign="top" align="center">0.111</td>
<td valign="top" align="center">0.015<xref ref-type="table-fn" rid="tfn4">&#x002A;</xref></td>
<td valign="top" align="center">0.086</td>
<td valign="top" align="center">0.000&#x002A;&#x002A;&#x002A;</td>
</tr>
<tr>
<td/>
<td valign="top" align="center"><italic>T</italic> value</td>
<td valign="top" align="center">2.810</td>
<td valign="top" align="center">0.191</td>
<td valign="top" align="center">1.594</td>
<td valign="top" align="center">2.422</td>
<td valign="top" align="center">1.714</td>
<td valign="top" align="center">3.810</td>
</tr>
</tbody>
</table>
<table-wrap-foot>
<fn id="tfn4"><p><italic>&#x002A;p &#x003C; 0.05; &#x002A;&#x002A;p &#x003C; 0.01; &#x002A;&#x002A;&#x002A;p &#x003C; 0.001.</italic></p></fn>
</table-wrap-foot>
</table-wrap>
</sec>
</sec>
<sec sec-type="discussion" id="S6">
<title>Discussion</title>
<p>Previous research argues that the online environment is always impregnated with a sense of risk for users to opt for online activities and transactions (<xref ref-type="bibr" rid="B24">Featherman and Hajli, 2016</xref>; <xref ref-type="bibr" rid="B99">Williams, 2021</xref>). Risk is an essential factor affecting SC usage and behaviour (<xref ref-type="bibr" rid="B71">Mou and Benyoucef, 2021</xref>). Therefore, this study examines the role and the antecedents of trust in SC to manage the risk concerns. In doing so, it is aimed to understand the relationship between SC trust and its antecedents and behavioural intention. Based on social-technical theory and trust lens, we develop and test a research model.</p>
<p>The results confirmed that trust in SC was a significant determining factor for social commerce. It explained 46% of the variance in behavioural intention. This finding aligns with SC studies that revealed the critical role and effect of trust in SC (<xref ref-type="bibr" rid="B58">Lin et al., 2019</xref>; <xref ref-type="bibr" rid="B37">Hajli, 2020</xref>; <xref ref-type="bibr" rid="B71">Mou and Benyoucef, 2021</xref>; <xref ref-type="bibr" rid="B93">Tuncer, 2021</xref>). The results also showed that institution-based trust, i.e., trust in the SC platform, trust in the SC community members, and trust in online payment, had a significant effect on SC trust. These latent factors together explained 64% of the variance in trust in SC.</p>
<p>To confirm the reliability of an employing institution on SC, this study revealed that institution-based trust, i.e., SA and trust in the SC platform, is a salient antecedent to SC trust. Remarkably, there is no significant relationship between SA and SC trust. This result contradicts the findings of previous studies (<xref ref-type="bibr" rid="B106">Zhou, 2012</xref>; <xref ref-type="bibr" rid="B73">Oliveira et al., 2014</xref>; <xref ref-type="bibr" rid="B81">Sarkar et al., 2020</xref>). The possible explanation for the insignificant effect on the SC trust is that users may have a relatively clear knowledge about the soundness of the Internet as a platform and may have formed more specific risk or trust beliefs through which different transactions can be made. Another possible explanation was that consumers do not need to adopt SC infrastructure themselves because it is a task for the online platform that provides the SC service (<xref ref-type="bibr" rid="B50">Kong et al., 2020</xref>). This study has also found that SA impacted the trusting beliefs (trust in sellers, trust in SC community, and online payment). Our findings agree with previous studies that confirmed the relationships between SA and trusting beliefs (<xref ref-type="bibr" rid="B67">McKnight et al., 2002</xref>; <xref ref-type="bibr" rid="B54">Li et al., 2008</xref>; <xref ref-type="bibr" rid="B45">Khan et al., 2021</xref>).</p>
<p>This study showed that the second-order trust in the SC platform was reflected by the benevolence (&#x03B2; = 0.876), competence (&#x03B2; = 0.896), and integrity (&#x03B2; = 0.822) of the SC platform which explained 61% of the variance in trust in SC platform. The significant loadings of the three perceptions indicate that all of them hold capacity for trust in the SC platform. The results found out that trust in the SC platform has a highly significant effect on SC trust. This finding is consistent with recent studies in which trust in the SC platforms, such as social media and e-commerce sites, had played a direct role in SC (<xref ref-type="bibr" rid="B58">Lin et al., 2019</xref>; <xref ref-type="bibr" rid="B37">Hajli, 2020</xref>; <xref ref-type="bibr" rid="B71">Mou and Benyoucef, 2021</xref>; <xref ref-type="bibr" rid="B93">Tuncer, 2021</xref>). In addition, the analysis showed that trust in the SC platform had a high impact on trust in the seller, trust in the SC community, and trust in online payment. This finding complies with previously identified studies that SC platforms can optimise trust in sellers (<xref ref-type="bibr" rid="B37">Hajli, 2020</xref>; <xref ref-type="bibr" rid="B93">Tuncer, 2021</xref>), online communities (<xref ref-type="bibr" rid="B35">Hajli, 2013</xref>; <xref ref-type="bibr" rid="B38">Hajli and Sims, 2015</xref>; <xref ref-type="bibr" rid="B18">Cheng et al., 2019</xref>), and payment transactions (<xref ref-type="bibr" rid="B29">Gong et al., 2020</xref>; <xref ref-type="bibr" rid="B53">Leong et al., 2021</xref>; <xref ref-type="bibr" rid="B99">Williams, 2021</xref>). This study suggests that trust in SC platforms stemming from these important facets can significantly increase the total trust of potential consumers, enhancing positive behavioural intentions to adopt SC.</p>
<p>The second-order trust in seller analysis indicated that the trust in seller factor had three significant facets: benevolence (&#x03B2; = 0.815), competence (&#x03B2; = 0.904), and integrity (&#x03B2; = 0.870). Surprisingly, trust in sellers was not found to have an effect on SC trust. This discovery leads to a conflict with previous studies that shaped the trust of the consumer in online sellers (<xref ref-type="bibr" rid="B62">Luo et al., 2010</xref>; <xref ref-type="bibr" rid="B47">Kim and Park, 2013</xref>; <xref ref-type="bibr" rid="B100">Wongkitrungrueng and Assarut, 2020</xref>; <xref ref-type="bibr" rid="B93">Tuncer, 2021</xref>). This finding possibly reflects the perceptions of uncertainty and the shopping experience of consumers. Social commerce tenets permit the buyers to get connected with the seller. With such convenience, the buyer can get to know the seller, his/her proposed items, the quality and quantity, and each and everything can be discussed so that a buyer feels more comfortable carrying out the shopping process online rather than keep on negotiating physically with random sellers. This is how the propensity of social commerce is burgeoning, and more people are getting convinced of the fruitfulness of SC platforms (<xref ref-type="bibr" rid="B100">Wongkitrungrueng and Assarut, 2020</xref>). For example, one of the seller tools, live streaming, enables interaction and social presence, enhances the shopping experience, increases the level of trust that consumers have toward the online seller, and reduces their uncertainty (<xref ref-type="bibr" rid="B36">Hajli, 2015</xref>; <xref ref-type="bibr" rid="B100">Wongkitrungrueng and Assarut, 2020</xref>).</p>
<p>Trust in SC community members was found to be significantly affecting SC trust. This finding supports previous results in the literature (<xref ref-type="bibr" rid="B18">Cheng et al., 2019</xref>; <xref ref-type="bibr" rid="B58">Lin et al., 2019</xref>; <xref ref-type="bibr" rid="B52">Leong et al., 2020</xref>). Moreover, cognitive trust (trust in online payment) significantly impacted the SC trust. This finding agrees with previous empirical studies in suggesting that online payment plays a vital role in electronic commerce and social commerce trust formation and adoption (<xref ref-type="bibr" rid="B29">Gong et al., 2020</xref>; <xref ref-type="bibr" rid="B53">Leong et al., 2021</xref>; <xref ref-type="bibr" rid="B99">Williams, 2021</xref>).</p>
<p>This study confirms that demographic factors are not necessary to establish trust in social commerce. Well-educated gender and age groups were validated to have no confounding effect on trust in SC. This finding has provided a validation of previous research (<xref ref-type="bibr" rid="B52">Leong et al., 2020</xref>). The emergence of diverse social nexus and their technological attributes pertains to a disregard for the control groups. These escalated digital networks have led to the provision of public enlightenment and familiarity with online social commerce programmes. Such vast experience in the field of SC has enabled people to build their reliance on these tenets even though how knowledgeable the particular gender is and what is the age group (<xref ref-type="bibr" rid="B52">Leong et al., 2020</xref>). However, education was positively related to behavioural intention, SA, and trust in the SC platform and community. This indicated that educated subjects reported more trust and risk perceptions linked with the adaptability of SC. The possible explanation for this significant correlation was that our respondents were highly educated as 85.5% had a Bachelor&#x2019;s degree qualification or higher. Therefore, this study confirmed that the education level of the SC users could play a significant role in the trust risk perceptions with different roles inherited with adopting SC (<xref ref-type="bibr" rid="B13">Calabrese et al., 2016</xref>; <xref ref-type="bibr" rid="B24">Featherman and Hajli, 2016</xref>). Finally, age significantly impacted trust in the SC platform, while gender positively influences behavioural intention. The latter finding supports previous studies and confirmed the effect of gender as control variables on user behaviours, in particular, affecting SC adoption (<xref ref-type="bibr" rid="B44">Jiang et al., 2021</xref>).</p>
</sec>
<sec sec-type="conclusion" id="S7">
<title>Conclusion</title>
<sec id="S7.SS1">
<title>Theoretical Contribution and Practical Implication</title>
<sec id="S7.SS1.SSS1">
<title>Theoretical Contribution</title>
<p>This study provides several theoretical contributions and implications. First, this study offers a new conceptualisation of SC trust and demonstrates its significance by investigating trust factors and the relationships between its related antecedents, which has been limited in existing literature (<xref ref-type="bibr" rid="B57">Lin et al., 2017</xref>, <xref ref-type="bibr" rid="B58">2019</xref>; <xref ref-type="bibr" rid="B71">Mou and Benyoucef, 2021</xref>). Our findings confirm the critical role of trust on behavioural intention. This study also identifies that institution-based trust, that is, trust in the SC platform, trusting beliefs in SC community members and features, and cognitive trust in online payment, are key predictors of trust in SC, therefore, confirming the critical role of these trust factors. By exploring and understanding the influencing factors of trust in SC, this study contributes to theoretical development in SC and its business outcome.</p>
<p>Second, this study contributes to and adopts the social-technical theory in the SC context. It also shows that both technological and social facets play essential roles in building trust in SC. A study by <xref ref-type="bibr" rid="B58">Lin et al. (2019)</xref> was the first to offer the implications of social-technical theory in the context of SC. They identified and examined four trust dimensions: trust in electronic commerce sites, trust in social media, consumers, and social commerce features. Their research suggested that future studies should consider an inclusive diversity of dimensions included when developing trust in SC. Accordingly, our study contributes to the literature by identifying various trust dimensions and empirically measuring their effects on SC trust involving trust in the Internet (SA), trust in SC platform, trust in sellers, trust in SC community, and online payment.</p>
<p>Third, this study enhances our understanding of trust formation in SC. Specifically, the direct effects of different trust factors were explored and empirically tested. Different trust factors have been addressed in SC literature (<xref ref-type="bibr" rid="B57">Lin et al., 2017</xref>; <xref ref-type="bibr" rid="B81">Sarkar et al., 2020</xref>; <xref ref-type="bibr" rid="B71">Mou and Benyoucef, 2021</xref>). However, the majority of existing SC studies have investigated trust from the one-dimensional concept. Limited research has addressed the trust in SC from a multi-dimensional viewpoint (<xref ref-type="bibr" rid="B57">Lin et al., 2017</xref>, <xref ref-type="bibr" rid="B58">2019</xref>; <xref ref-type="bibr" rid="B71">Mou and Benyoucef, 2021</xref>). This study examined different trust dimensions, including single (first-order) and high (second-order) constructs, and the results confirmed and validated their conceptualisation. This study is one of the first to examine multi-dimensional trust constructs, exploring the relationship between them and their influence on trust in SC, confirming that trust plays a vital role in SC adoption and usage intention in the future.</p>
<p>Finally, this study does not emphasise a specific SC platform distinct from prior research that focussed on specific SC websites and addressed the limited setting (e.g., <xref ref-type="bibr" rid="B64">Mamonov and Benbunan-Fich, 2017</xref>; <xref ref-type="bibr" rid="B58">Lin et al., 2019</xref>; <xref ref-type="bibr" rid="B37">Hajli, 2020</xref>; <xref ref-type="bibr" rid="B93">Tuncer, 2021</xref>). In addition, it implied three different settings as the data were collected from three different countries. This is important to confirm the generalisability of the findings of the study. Therefore, this study provided a new contribution to the SC context research.</p>
</sec>
<sec id="S7.SS1.SSS2">
<title>Practical Implication</title>
<p>This study provides an essential practical insight on the significance of building institution-based trust, as there is limited SC research on an institution-based trust (<xref ref-type="bibr" rid="B62">Luo et al., 2010</xref>; <xref ref-type="bibr" rid="B37">Hajli, 2020</xref>; <xref ref-type="bibr" rid="B71">Mou and Benyoucef, 2021</xref>; <xref ref-type="bibr" rid="B93">Tuncer, 2021</xref>). Our empirical findings confirm the importance of SA and SC platforms on building trust toward sellers, community members, and their features, and online payments in an SC context. In addition, SA has a significant positive relation with trust in the SC platform. Therefore, SC platform designers and managers should develop common trust models with online policies. They should pay keen attention to the development of benevolence, integrity, and competence elements in SC websites and applications to build reliable and long-term trust relationships with consumers and SC providers where they can interact (<xref ref-type="bibr" rid="B67">McKnight et al., 2002</xref>). Competence could be developed by providing agreement statements, information sharing, and recommendations about products and services. In addition, SC providers could enhance their benevolence by providing the provision of information related to privacy and security risks. Moreover, SC platform designers could develop features and technologies by focussing on identity theft and fraud through intrusion prevention. For example, developing methods to strengthen encryption and designing secure authentication interfaces.</p>
<p>Moreover, our findings show that cognitive trust in online payment significantly influences trust in SC. Therefore, SC platform providers should ensure that SC users feel secure, incorporate payment features, and contribute to the rise of consistency of different payments methods and services to point out the technical faults during the payment transaction processes. Careful investigation and elimination of important related issues, such as offering service warranty and ensuring full refund for incomplete transactions could enhance the trust and reduce the risk of the SC users.</p>
<p>Finally, education level significantly influences behavioural intention and some trust constructs such as trust in the SC platform and community members. Therefore, this study suggests that it is not suitable for SC providers and operators to apply a &#x201C;one size for all&#x201D; strategy to enhance the levels of trust (<xref ref-type="bibr" rid="B53">Leong et al., 2021</xref>). Different well-documented agreements and strategies should be implied to address the individual differences and education levels that exist among people to increase the levels of trust in SC platforms. Therefore, designing more convenient features and ancillary tools should be considered to enhance the trust formation among non-educated, educated, and highly educated consumers. For instance, strengthening the designs of the SC platform about navigation and content, information quality and reputation, experience sharing facility, and increased source credibility could lead the SC operators to successfully evaluate the level of trust in educated customers.</p>
</sec>
</sec>
<sec id="S7.SS2">
<title>Limitation and Future Studies</title>
<p>This study has a number of limitations that could be further addressed in future research. First, trust in the SC platform was conceptualised and was tested through the limited dimensions of SC platforms (e-commerce and social media sites). This study had a shortcoming of differentiating trust issues in various SC platforms. Different SC platforms, such as e-commerce websites, social media platforms, and SC mobile applications, could be tested separately to investigate their effects on SC trust and behavioural intention. Second, trust in sellers was not found to be significant on trust in SC. This possibly reflected the limited assessment of this factor which was only evaluated concerning the integrity and reliability of the sellers. Incorporating and examining more factors toward trust in sellers, such as information technology affordance (<xref ref-type="bibr" rid="B93">Tuncer, 2021</xref>) and symbolic value (<xref ref-type="bibr" rid="B100">Wongkitrungrueng and Assarut, 2020</xref>), could enhance trust in sellers leading to the reliability of SC platforms. This is how purchasing can be made dynamic. Third, the selected subjects were limited to only three English-speaking countries. Therefore, future research could evaluate the model in different settings and countries to confirm the generalisability of the findings as cultural differences exist among countries, which lead to different perceptions and behaviours (<xref ref-type="bibr" rid="B96">Venkatesh et al., 2012</xref>). Fourth, only trust in SC was measures concerning behaviour intention, which yielded 46% of explained variance. Future studies may test the moderation effects and incorporate other variables such as social factors, characteristics of individuals (e.g., interpersonal trust), privacy concerns, and design features into the model. After testing their direct, mediation, and moderation effects on both behavioural intention and trust in SC, new doors to the success of the SC industry can be brought.</p>
<p>Finally, this study evaluated and confirmed the best fit of the research model using a single SEM-PLS analysis method. Future studies may confirm the model validity and predict the performance of the variables using a dual-approach analysis employing machine learning tools such as artificial neural networks (ANN). Dual-approach (PLS_ANN) analysis has been recently suggested in social commerce (<xref ref-type="bibr" rid="B52">Leong et al., 2020</xref>) and information technology adoption research (<xref ref-type="bibr" rid="B4">Alwabel and Zeng, 2021</xref>).</p>
</sec>
<sec id="S7.SS3">
<title>Conclusion Remark</title>
<p>Due to the increased number of social commerce users, existing researches have been conducted to consider the consumer behaviour on different SC websites. However, research paid little attention to the investigation of multi-facets trust attributes in social commerce. Hence, this study developed a research model based on social-technical theory and identified different trust facets to examine the importance of trust dimensions in social commerce. Using online surveys and data (<italic>N</italic> = 406) from three different countries, the empirical results contribute to theory and practice by explaining the relationships identified in the model. The findings of this study enhance our understanding of SC trust and open new debate in social commerce research.</p>
</sec>
</sec>
<sec sec-type="data-availability" id="S8">
<title>Data Availability Statement</title>
<p>The raw data supporting the conclusions of this article will be made available by the authors, without undue reservation.</p>
</sec>
<sec id="S9">
<title>Ethics Statement</title>
<p>The studies involving human participants were reviewed and approved by the Committee of Health Research Ethics, Deanship of Scientific Research, Qassim University. The patients/participants provided their written informed consent to participate in this study.</p>
</sec>
<sec id="S10">
<title>Author Contributions</title>
<p>AA was the principal investigator of the study, conceptualization to the data analysis, and conducted the experiments.</p>
</sec>
<sec id="conf1" sec-type="COI-statement">
<title>Conflict of Interest</title>
<p>The author declares that the research was conducted in the absence of any commercial or financial relationships that could be construed as a potential conflict of interest.</p>
</sec>
<sec id="pudiscl1" sec-type="disclaimer">
<title>Publisher&#x2019;s Note</title>
<p>All claims expressed in this article are solely those of the authors and do not necessarily represent those of their affiliated organizations, or those of the publisher, the editors and the reviewers. Any product that may be evaluated in this article, or claim that may be made by its manufacturer, is not guaranteed or endorsed by the publisher.</p>
</sec>
</body>
<back>
<ack>
<p>The Researcher would like to thank the Deanship of Scientific Research, Qassim University for funding the publication of this project.</p>
</ack>
<sec id="S12" sec-type="supplementary-material">
<title>Supplementary Material</title>
<p>The Supplementary Material for this article can be found online at: <ext-link ext-link-type="uri" xlink:href="https://www.frontiersin.org/articles/10.3389/fpsyg.2021.789863/full#supplementary-material">https://www.frontiersin.org/articles/10.3389/fpsyg.2021.789863/full#supplementary-material</ext-link></p>
<supplementary-material xlink:href="Table_1.pdf" id="TS1" mimetype="application/pdf" xmlns:xlink="http://www.w3.org/1999/xlink"/>
<supplementary-material xlink:href="Table_2.pdf" id="TS2" mimetype="application/pdf" xmlns:xlink="http://www.w3.org/1999/xlink"/>
</sec>
<ref-list>
<title>References</title>
<ref id="B1"><citation citation-type="journal"><person-group person-group-type="author"><name><surname>Abed</surname> <given-names>S.</given-names></name></person-group> (<year>2018</year>). <article-title>An empirical examination of Instagram as AN S-commerce channel.</article-title> <source><italic>J. Adv. Manage. Res.</italic></source> <volume>15</volume> <fpage>146</fpage>&#x2013;<lpage>160</lpage>. <pub-id pub-id-type="doi">10.1108/jamr-05-2017-0057</pub-id></citation></ref>
<ref id="B2"><citation citation-type="journal"><person-group person-group-type="author"><name><surname>Alkhalifah</surname> <given-names>A.</given-names></name> <name><surname>D&#x2019;Ambra</surname> <given-names>J.</given-names></name></person-group> (<year>2013</year>). <article-title>The role of trust in the initial adoption of identity management systems.</article-title> <source><italic>Build. Sustain. Inf. Syst.</italic></source> <fpage>25</fpage>&#x2013;<lpage>39</lpage>. <pub-id pub-id-type="doi">10.1007/978-1-4614-7540-8_2</pub-id></citation></ref>
<ref id="B3"><citation citation-type="journal"><person-group person-group-type="author"><name><surname>Alvarez</surname> <given-names>R. M.</given-names></name> <name><surname>Sherman</surname> <given-names>R. P.</given-names></name> <name><surname>VanBeselaere</surname> <given-names>C.</given-names></name></person-group> (<year>2003</year>). <article-title>Subject acquisition for web-based surveys.</article-title> <source><italic>Polit. Anal.</italic></source> <volume>11</volume> <fpage>23</fpage>&#x2013;<lpage>43</lpage>. <pub-id pub-id-type="doi">10.1093/pan/11.1.23</pub-id></citation></ref>
<ref id="B4"><citation citation-type="journal"><person-group person-group-type="author"><name><surname>Alwabel</surname> <given-names>A. S.</given-names></name> <name><surname>Zeng</surname> <given-names>X.-J.</given-names></name></person-group> (<year>2021</year>). <article-title>Data-driven modeling of technology acceptance: a machine learning perspective.</article-title> <source><italic>Expert. Syst. Appl.</italic></source> <volume>185</volume>:<issue>115584</issue>. <pub-id pub-id-type="doi">10.1016/j.eswa.2021.115584</pub-id></citation></ref>
<ref id="B5"><citation citation-type="journal"><person-group person-group-type="author"><name><surname>Aren</surname> <given-names>S.</given-names></name> <name><surname>G&#x00FC;zel</surname> <given-names>M.</given-names></name> <name><surname>Kabaday&#x0131;</surname> <given-names>E.</given-names></name> <name><surname>Alpkan</surname> <given-names>L.</given-names></name></person-group> (<year>2013</year>). <article-title>Factors affecting repurchase intention to shop at the same website.</article-title> <source><italic>Procedia Soc. Behav. Sci.</italic></source> <volume>99</volume> <fpage>536</fpage>&#x2013;<lpage>544</lpage>. <pub-id pub-id-type="doi">10.1016/j.sbspro.2013.10.523</pub-id></citation></ref>
<ref id="B6"><citation citation-type="journal"><person-group person-group-type="author"><name><surname>Atinc</surname> <given-names>G.</given-names></name> <name><surname>Simmering</surname> <given-names>M. J.</given-names></name> <name><surname>Kroll</surname> <given-names>M. J.</given-names></name></person-group> (<year>2012</year>). <article-title>Control variable use and reporting in macro and micro management research.</article-title> <source><italic>Organ. Res. Methods</italic></source> <volume>15</volume> <fpage>57</fpage>&#x2013;<lpage>74</lpage>. <pub-id pub-id-type="doi">10.1177/1094428110397773</pub-id></citation></ref>
<ref id="B7"><citation citation-type="journal"><person-group person-group-type="author"><name><surname>Bansal</surname> <given-names>G.</given-names></name> <name><surname>Zahedi</surname> <given-names>F. M.</given-names></name> <name><surname>Gefen</surname> <given-names>D.</given-names></name></person-group> (<year>2010</year>). <article-title>The impact of personal dispositions on information sensitivity, privacy concern and trust in disclosing health information online.</article-title> <source><italic>Decis. Support Syst.</italic></source> <volume>49</volume> <fpage>138</fpage>&#x2013;<lpage>150</lpage>. <pub-id pub-id-type="doi">10.1016/j.dss.2010.01.010</pub-id></citation></ref>
<ref id="B8"><citation citation-type="journal"><person-group person-group-type="author"><name><surname>Barlette</surname> <given-names>Y.</given-names></name> <name><surname>Jaouen</surname> <given-names>A.</given-names></name> <name><surname>Baillette</surname> <given-names>P.</given-names></name></person-group> (<year>2021</year>). <article-title>Bring your own device (BYOD) as reversed it adoption: insights into managers&#x2019; coping strategies.</article-title> <source><italic>Int. J. Inf. Manage.</italic></source> <volume>56</volume>:<issue>102212</issue>. <pub-id pub-id-type="doi">10.1016/j.ijinfomgt.2020.102212</pub-id> <pub-id pub-id-type="pmid">32934432</pub-id></citation></ref>
<ref id="B9"><citation citation-type="journal"><person-group person-group-type="author"><name><surname>Bhattacherjee</surname> <given-names>A.</given-names></name> <name><surname>Premkumar</surname> <given-names>G.</given-names></name></person-group> (<year>2004</year>). <article-title>Understanding changes in belief and attitude toward information technology usage: a theoretical model and longitudinal test.</article-title> <source><italic>MIS Q.</italic></source> <volume>28</volume> <fpage>229</fpage>&#x2013;<lpage>254</lpage>. <pub-id pub-id-type="doi">10.2307/25148634</pub-id></citation></ref>
<ref id="B10"><citation citation-type="journal"><person-group person-group-type="author"><name><surname>Booth</surname> <given-names>A. L.</given-names></name> <name><surname>Nolen</surname> <given-names>P.</given-names></name></person-group> (<year>2012</year>). <article-title>Gender differences in risk behaviour: Does nurture matter?</article-title> <source><italic>Econ. J.</italic></source> <volume>122</volume> <fpage>F56</fpage>&#x2013;<lpage>F78</lpage>. <pub-id pub-id-type="doi">10.1111/j.1468-0297.2011.02480.x</pub-id></citation></ref>
<ref id="B11"><citation citation-type="journal"><person-group person-group-type="author"><name><surname>Bostrom</surname> <given-names>R. P.</given-names></name> <name><surname>Gupta</surname> <given-names>S.</given-names></name> <name><surname>Thomas</surname> <given-names>D.</given-names></name></person-group> (<year>2009</year>). <article-title>A meta-theory for understanding information systems within sociotechnical systems.</article-title> <source><italic>J. Manage. Inf. Syst.</italic></source> <volume>26</volume> <fpage>17</fpage>&#x2013;<lpage>48</lpage>. <pub-id pub-id-type="doi">10.2753/mis0742-1222260102</pub-id></citation></ref>
<ref id="B12"><citation citation-type="journal"><person-group person-group-type="author"><name><surname>Bostrom</surname> <given-names>R. P.</given-names></name> <name><surname>Heinen</surname> <given-names>J. S.</given-names></name></person-group> (<year>1977</year>). <article-title>MIS problems AND Failures: a socio-technical perspective, Part II: the application of socio-technical theory.</article-title> <source><italic>MIS Q.</italic></source> <volume>1</volume> <fpage>11</fpage>&#x2013;<lpage>28</lpage>. <pub-id pub-id-type="doi">10.2307/249019</pub-id></citation></ref>
<ref id="B13"><citation citation-type="journal"><person-group person-group-type="author"><name><surname>Calabrese</surname> <given-names>A.</given-names></name> <name><surname>Costa</surname> <given-names>R.</given-names></name> <name><surname>Rosati</surname> <given-names>F.</given-names></name></person-group> (<year>2016</year>). <article-title>Gender differences in customer expectations and perceptions of corporate social responsibility.</article-title> <source><italic>J. Clean. Prod.</italic></source> <volume>116</volume> <fpage>135</fpage>&#x2013;<lpage>149</lpage>. <pub-id pub-id-type="doi">10.1016/j.jclepro.2015.12.100</pub-id></citation></ref>
<ref id="B14"><citation citation-type="journal"><person-group person-group-type="author"><name><surname>Carlson</surname> <given-names>K. D.</given-names></name> <name><surname>Wu</surname> <given-names>J.</given-names></name></person-group> (<year>2012</year>). <article-title>The Illusion of statistical control: control variable practice in management research.</article-title> <source><italic>Org. Res. Methods</italic></source> <volume>15</volume> <fpage>413</fpage>&#x2013;<lpage>435</lpage>. <pub-id pub-id-type="doi">10.1177/1094428111428817</pub-id></citation></ref>
<ref id="B15"><citation citation-type="journal"><person-group person-group-type="author"><name><surname>Chen</surname> <given-names>A.</given-names></name> <name><surname>Lu</surname> <given-names>Y.</given-names></name> <name><surname>Wang</surname> <given-names>B.</given-names></name></person-group> (<year>2017</year>). <article-title>Customers&#x2019; purchase decision-making process in social commerce: a social learning perspective.</article-title> <source><italic>Int. J. Inf. Manage.</italic></source> <volume>37</volume> <fpage>627</fpage>&#x2013;<lpage>638</lpage>. <pub-id pub-id-type="doi">10.1016/j.ijinfomgt.2017.05.001</pub-id></citation></ref>
<ref id="B16"><citation citation-type="journal"><person-group person-group-type="author"><name><surname>Chen</surname> <given-names>L.</given-names></name> <name><surname>Wang</surname> <given-names>R.</given-names></name></person-group> (<year>2016</year>). <article-title>Trust development and transfer from electronic commerce to social commerce: an empirical investigation.</article-title> <source><italic>Am. J. Ind. Bus. Manage.</italic></source> <volume>06</volume> <fpage>568</fpage>&#x2013;<lpage>576</lpage>. <pub-id pub-id-type="doi">10.4236/ajibm.2016.65053</pub-id></citation></ref>
<ref id="B17"><citation citation-type="journal"><person-group person-group-type="author"><name><surname>Cheng</surname> <given-names>X.</given-names></name> <name><surname>Gu</surname> <given-names>Y.</given-names></name> <name><surname>Hua</surname> <given-names>Y.</given-names></name> <name><surname>Luo</surname> <given-names>X. R.</given-names></name></person-group> (<year>2021</year>). <article-title>The paradox of word-of-mouth in social commerce: exploring the juxtaposed impacts of source credibility and information quality on Swom spreading.</article-title> <source><italic>Inf. Manage.</italic></source> <volume>58</volume>:<issue>103505</issue>. <pub-id pub-id-type="doi">10.1016/j.im.2021.103505</pub-id></citation></ref>
<ref id="B18"><citation citation-type="journal"><person-group person-group-type="author"><name><surname>Cheng</surname> <given-names>X.</given-names></name> <name><surname>Gu</surname> <given-names>Y.</given-names></name> <name><surname>Shen</surname> <given-names>J.</given-names></name></person-group> (<year>2019</year>). <article-title>An integrated view of particularized trust in social commerce: an empirical investigation.</article-title> <source><italic>Int. J. Inf. Manage.</italic></source> <volume>45</volume> <fpage>1</fpage>&#x2013;<lpage>12</lpage>. <pub-id pub-id-type="doi">10.1016/j.ijinfomgt.2018.10.014</pub-id></citation></ref>
<ref id="B19"><citation citation-type="journal"><person-group person-group-type="author"><name><surname>Cheung</surname> <given-names>M. Y.</given-names></name> <name><surname>Luo</surname> <given-names>C.</given-names></name> <name><surname>Sia</surname> <given-names>C. L.</given-names></name> <name><surname>Chen</surname> <given-names>H.</given-names></name></person-group> (<year>2009</year>). <article-title>Credibility of electronic word-of-mouth: informational and normative determinants of on-line consumer recommendations.</article-title> <source><italic>Int. J. Electron. Commer.</italic></source> <volume>13</volume> <fpage>9</fpage>&#x2013;<lpage>38</lpage>. <pub-id pub-id-type="doi">10.2753/jec1086-4415130402</pub-id></citation></ref>
<ref id="B20"><citation citation-type="journal"><person-group person-group-type="author"><name><surname>Churchill</surname> <given-names>G. A.</given-names></name></person-group> (<year>1979</year>). <article-title>A paradigm for developing better measures of marketing constructs.</article-title> <source><italic>J. Mark. Res.</italic></source> <volume>16</volume> <fpage>64</fpage>&#x2013;<lpage>73</lpage>. <pub-id pub-id-type="doi">10.2307/3150876</pub-id></citation></ref>
<ref id="B21"><citation citation-type="journal"><person-group person-group-type="author"><name><surname>Cohen</surname> <given-names>J.</given-names></name></person-group> (<year>1988</year>). <source><italic>Statistical Power Analysis for the Behavioral Sciences.</italic></source> <publisher-loc>Hillsdale. NJ</publisher-loc>: <publisher-name>Lawrence Erlbaum</publisher-name>. <pub-id pub-id-type="doi">10.4324/9780203771587</pub-id></citation></ref>
<ref id="B22"><citation citation-type="journal"><person-group person-group-type="author"><name><surname>Dwyer</surname> <given-names>C.</given-names></name> <name><surname>Hiltz</surname> <given-names>S.</given-names></name> <name><surname>Passerini</surname> <given-names>K.</given-names></name></person-group> (<year>2007</year>). &#x201C;<article-title>Trust and privacy concern within social networking sites: a comparison of Facebook and MySpace</article-title>,&#x201D; in <source><italic>Proceedings of the Thirtieth Americas Conference on Information Systems(ACIS)</italic></source>, <publisher-loc>Keystone, CO</publisher-loc>.</citation></ref>
<ref id="B23"><citation citation-type="journal"><person-group person-group-type="author"><name><surname>Enberg</surname> <given-names>J.</given-names></name></person-group> (<year>2021</year>). <source><italic>Social Commerce Forecasts 2021 How a Trend &#x2018;Made in China&#x2019; Is Shaping Up in the US. Insider Intellegemce.</italic></source> Available online at: <ext-link ext-link-type="uri" xlink:href="https://www.emarketer.com/content/social-commerce-forecasts-2021">https://www.emarketer.com/content/social-commerce-forecasts-2021</ext-link> <comment>(accessed September 2, 2021)</comment>.</citation></ref>
<ref id="B24"><citation citation-type="journal"><person-group person-group-type="author"><name><surname>Featherman</surname> <given-names>M. S.</given-names></name> <name><surname>Hajli</surname> <given-names>N.</given-names></name></person-group> (<year>2016</year>). <article-title>Self-service technologies and e-services risks in social commerce era.</article-title> <source><italic>J. Bus. Ethics</italic></source> <volume>139</volume> <fpage>251</fpage>&#x2013;<lpage>269</lpage>. <pub-id pub-id-type="doi">10.1007/s10551-015-2614-4</pub-id></citation></ref>
<ref id="B25"><citation citation-type="journal"><person-group person-group-type="author"><name><surname>Field</surname> <given-names>A. P.</given-names></name></person-group> (<year>2009</year>). <source><italic>Discovering Statistics Using Spss.</italic></source> <publisher-loc>London</publisher-loc>: <publisher-name>SAGE</publisher-name>.</citation></ref>
<ref id="B26"><citation citation-type="journal"><person-group person-group-type="author"><name><surname>Fu</surname> <given-names>S.</given-names></name> <name><surname>Yan</surname> <given-names>Q.</given-names></name> <name><surname>Feng</surname> <given-names>G. C.</given-names></name></person-group> (<year>2018</year>). <article-title>Who will attract you? Similarity effect among users on online purchase intention of movie tickets in the social shopping context.</article-title> <source><italic>Int. J. Inf. Manage.</italic></source> <volume>40</volume> <fpage>88</fpage>&#x2013;<lpage>102</lpage>. <pub-id pub-id-type="doi">10.1016/j.ijinfomgt.2018.01.013</pub-id></citation></ref>
<ref id="B27"><citation citation-type="journal"><person-group person-group-type="author"><name><surname>Gefen</surname> <given-names>D.</given-names></name> <name><surname>Karahanna</surname> <given-names>E.</given-names></name> <name><surname>Straub</surname> <given-names>D. W.</given-names></name></person-group> (<year>2003</year>). <article-title>Trust and TAM in online shopping: an integrated model.</article-title> <source><italic>MIS Q.</italic></source> <volume>27</volume> <fpage>51</fpage>&#x2013;<lpage>90</lpage>. <pub-id pub-id-type="doi">10.2307/30036519</pub-id></citation></ref>
<ref id="B28"><citation citation-type="journal"><person-group person-group-type="author"><name><surname>Gefen</surname> <given-names>D.</given-names></name> <name><surname>Rigdon</surname> <given-names>E.</given-names></name> <name><surname>Straub</surname> <given-names>D.</given-names></name></person-group> (<year>2011</year>). <article-title>Editor&#x2019;s comments: an update and extension to SEM guidelines for administrative and social science research.</article-title> <source><italic>MIS Q.</italic></source> <volume>35</volume> <fpage>3</fpage>&#x2013;<lpage>14</lpage>. <pub-id pub-id-type="doi">10.2307/23044042</pub-id></citation></ref>
<ref id="B29"><citation citation-type="journal"><person-group person-group-type="author"><name><surname>Gong</surname> <given-names>X.</given-names></name> <name><surname>Zhang</surname> <given-names>K. Z. K.</given-names></name> <name><surname>Chen</surname> <given-names>C.</given-names></name> <name><surname>Cheung</surname> <given-names>C. M. K.</given-names></name> <name><surname>Lee</surname> <given-names>M. K. O.</given-names></name></person-group> (<year>2020</year>). <article-title>What drives trust transfer from web to mobile payment services? the dual effects of perceived entitativity.</article-title> <source><italic>Inf. Manage.</italic></source> <volume>57</volume>:<issue>103250</issue>. <pub-id pub-id-type="doi">10.1016/j.im.2019.103250</pub-id></citation></ref>
<ref id="B30"><citation citation-type="journal"><person-group person-group-type="author"><name><surname>Goodhue</surname> <given-names>D. L.</given-names></name> <name><surname>Lewis</surname> <given-names>W.</given-names></name> <name><surname>Thompson</surname> <given-names>R.</given-names></name></person-group> (<year>2012</year>). <article-title>Does PLS have advantages for small sample size or non-normal data?</article-title> <source><italic>MIS Q.</italic></source> <volume>36</volume> <fpage>981</fpage>&#x2013;<lpage>1001</lpage>. <pub-id pub-id-type="doi">10.2307/41703490</pub-id></citation></ref>
<ref id="B31"><citation citation-type="journal"><person-group person-group-type="author"><name><surname>Hair</surname> <given-names>J. F.</given-names></name></person-group> (<year>2021</year>). <article-title>Next generation prediction metrics for composite-based PLS-SEM.</article-title> <source><italic>Ind. Manage. Data Syst.</italic></source> <volume>121</volume> <fpage>5</fpage>&#x2013;<lpage>11</lpage>. <pub-id pub-id-type="doi">10.1108/IMDS-08-2020-0505</pub-id></citation></ref>
<ref id="B32"><citation citation-type="journal"><person-group person-group-type="author"><name><surname>Hair</surname> <given-names>J. F.</given-names></name> <name><surname>Howard</surname> <given-names>M.</given-names></name> <name><surname>Nitzl</surname> <given-names>C.</given-names></name></person-group> (<year>2020</year>). <article-title>Assessing measurement model quality in PLS-SEM using confirmatory composite analysis.</article-title> <source><italic>J. Bus. Res.</italic></source> <volume>109</volume> <fpage>101</fpage>&#x2013;<lpage>110</lpage>. <pub-id pub-id-type="doi">10.1016/j.jbusres.2019.11.069</pub-id></citation></ref>
<ref id="B33"><citation citation-type="journal"><person-group person-group-type="author"><name><surname>Hair</surname> <given-names>J. F.</given-names></name> <name><surname>Ringle</surname> <given-names>C. M.</given-names></name> <name><surname>Sarstedt</surname> <given-names>M.</given-names></name></person-group> (<year>2021</year>). <source><italic>A Primer on Partial Least Squares Structural Equation Modeling (Pls-Sem).</italic></source> <publisher-loc>London</publisher-loc>: <publisher-name>SAGE</publisher-name>.</citation></ref>
<ref id="B34"><citation citation-type="journal"><person-group person-group-type="author"><name><surname>Hair</surname> <given-names>J. F.</given-names></name> <name><surname>Risher</surname> <given-names>J. J.</given-names></name> <name><surname>Sarstedt</surname> <given-names>M.</given-names></name> <name><surname>Ringle</surname> <given-names>C. M.</given-names></name></person-group> (<year>2019</year>). <article-title>When to use and how to report the results of PLS-SEM.</article-title> <source><italic>Eur. Bus. Rev.</italic></source> <volume>31</volume> <fpage>2</fpage>&#x2013;<lpage>14</lpage>. <pub-id pub-id-type="doi">10.1108/EBR-11-2018-0203</pub-id></citation></ref>
<ref id="B35"><citation citation-type="journal"><person-group person-group-type="author"><name><surname>Hajli</surname> <given-names>M.</given-names></name></person-group> (<year>2013</year>). <article-title>A research framework for social commerce adoption.</article-title> <source><italic>Inf. Manage. Comput. Secur.</italic></source> <volume>21</volume> <fpage>144</fpage>&#x2013;<lpage>154</lpage>. <pub-id pub-id-type="doi">10.1108/imcs-04-2012-0024</pub-id></citation></ref>
<ref id="B36"><citation citation-type="journal"><person-group person-group-type="author"><name><surname>Hajli</surname> <given-names>N.</given-names></name></person-group> (<year>2015</year>). <article-title>Social commerce constructs and consumer&#x2019;s intention to buy.</article-title> <source><italic>Int. J. Inf. Manage.</italic></source> <volume>35</volume> <fpage>183</fpage>&#x2013;<lpage>191</lpage>. <pub-id pub-id-type="doi">10.1016/j.ijinfomgt.2014.12.005</pub-id></citation></ref>
<ref id="B37"><citation citation-type="journal"><person-group person-group-type="author"><name><surname>Hajli</surname> <given-names>N.</given-names></name></person-group> (<year>2020</year>). <article-title>The impact of positive valence and negative valence on social commerce purchase intention.</article-title> <source><italic>Inf. Technol. People</italic></source> <volume>33</volume> <fpage>774</fpage>&#x2013;<lpage>791</lpage>. <pub-id pub-id-type="doi">10.1108/itp-02-2018-0099</pub-id></citation></ref>
<ref id="B38"><citation citation-type="journal"><person-group person-group-type="author"><name><surname>Hajli</surname> <given-names>N.</given-names></name> <name><surname>Sims</surname> <given-names>J.</given-names></name></person-group> (<year>2015</year>). <article-title>Social commerce: the transfer of power from sellers to buyers.</article-title> <source><italic>Technol. Forecast. Soc. Change</italic></source> <volume>94</volume> <fpage>350</fpage>&#x2013;<lpage>358</lpage>. <pub-id pub-id-type="doi">10.1016/j.techfore.2015.01.012</pub-id></citation></ref>
<ref id="B39"><citation citation-type="journal"><person-group person-group-type="author"><name><surname>Hajli</surname> <given-names>N.</given-names></name> <name><surname>Sims</surname> <given-names>J.</given-names></name> <name><surname>Zadeh</surname> <given-names>A. H.</given-names></name> <name><surname>Richard</surname> <given-names>M.-O.</given-names></name></person-group> (<year>2017</year>). <article-title>A social commerce investigation of the role of trust in a social networking site on purchase intentions.</article-title> <source><italic>J. Bus. Res.</italic></source> <volume>71</volume> <fpage>133</fpage>&#x2013;<lpage>141</lpage>. <pub-id pub-id-type="doi">10.1016/j.jbusres.2016.10.004</pub-id></citation></ref>
<ref id="B40"><citation citation-type="journal"><person-group person-group-type="author"><name><surname>Han</surname> <given-names>H.</given-names></name> <name><surname>Xu</surname> <given-names>H.</given-names></name> <name><surname>Chen</surname> <given-names>H.</given-names></name></person-group> (<year>2018</year>). <article-title>Social commerce: a systematic review and data synthesis.</article-title> <source><italic>Electron. Commer. Res. Appl.</italic></source> <volume>30</volume> <fpage>38</fpage>&#x2013;<lpage>50</lpage>. <pub-id pub-id-type="doi">10.1016/j.elerap.2018.05.005</pub-id></citation></ref>
<ref id="B41"><citation citation-type="journal"><person-group person-group-type="author"><name><surname>Henseler</surname> <given-names>J.</given-names></name> <name><surname>Hubona</surname> <given-names>G.</given-names></name> <name><surname>Ray</surname> <given-names>P. A.</given-names></name></person-group> (<year>2016</year>). <article-title>Using PLS path modeling in new technology research: updated guidelines.</article-title> <source><italic>Ind. Manage. Data Syst.</italic></source> <volume>116</volume> <fpage>2</fpage>&#x2013;<lpage>20</lpage>. <pub-id pub-id-type="doi">10.1108/imds-09-2015-0382</pub-id></citation></ref>
<ref id="B42"><citation citation-type="journal"><person-group person-group-type="author"><name><surname>Hinkin</surname> <given-names>T. R.</given-names></name></person-group> (<year>1998</year>). <article-title>A brief tutorial on the development of measures for use in survey questionnaires.</article-title> <source><italic>Org. Res. Methods</italic></source> <volume>1</volume> <fpage>104</fpage>&#x2013;<lpage>121</lpage>. <pub-id pub-id-type="doi">10.1177/109442819800100106</pub-id></citation></ref>
<ref id="B43"><citation citation-type="journal"><person-group person-group-type="author"><name><surname>Huang</surname> <given-names>Z.</given-names></name> <name><surname>Benyoucef</surname> <given-names>M.</given-names></name></person-group> (<year>2013</year>). <article-title>From e-commerce to social commerce: a close look at design features.</article-title> <source><italic>Electron. Commer. Res. Appl.</italic></source> <volume>12</volume> <fpage>246</fpage>&#x2013;<lpage>259</lpage>. <pub-id pub-id-type="doi">10.1016/j.elerap.2012.12.003</pub-id></citation></ref>
<ref id="B44"><citation citation-type="journal"><person-group person-group-type="author"><name><surname>Jiang</surname> <given-names>G.</given-names></name> <name><surname>Liu</surname> <given-names>F.</given-names></name> <name><surname>Liu</surname> <given-names>W.</given-names></name> <name><surname>Liu</surname> <given-names>S.</given-names></name> <name><surname>Chen</surname> <given-names>Y.</given-names></name> <name><surname>Xu</surname> <given-names>D.</given-names></name></person-group> (<year>2021</year>). <article-title>Effects of information quality on information adoption on social media review platforms: moderating role of perceived risk.</article-title> <source><italic>Data Sci. Manage.</italic></source> <volume>1</volume> <fpage>13</fpage>&#x2013;<lpage>22</lpage>. <pub-id pub-id-type="doi">10.1016/j.dsm.2021.02.004</pub-id></citation></ref>
<ref id="B45"><citation citation-type="journal"><person-group person-group-type="author"><name><surname>Khan</surname> <given-names>S.</given-names></name> <name><surname>Umer</surname> <given-names>R.</given-names></name> <name><surname>Umer</surname> <given-names>S.</given-names></name> <name><surname>Naqvi</surname> <given-names>S.</given-names></name></person-group> (<year>2021</year>). <article-title>Antecedents of trust in using social media for E-GOVERNMENT services: an empirical study in pakistan.</article-title> <source><italic>Technol. Soc.</italic></source> <volume>64</volume>:<issue>101400</issue>. <pub-id pub-id-type="doi">10.1016/j.techsoc.2020.101400</pub-id></citation></ref>
<ref id="B46"><citation citation-type="journal"><person-group person-group-type="author"><name><surname>Kim</surname> <given-names>D. J.</given-names></name> <name><surname>Song</surname> <given-names>Y. I.</given-names></name> <name><surname>Braynov</surname> <given-names>S. B.</given-names></name> <name><surname>Rao</surname> <given-names>H. R.</given-names></name></person-group> (<year>2005</year>). <article-title>A multidimensional trust formation model in b-to-c e-commerce: a conceptual framework and content analyses of academia/practitioner perspectives.</article-title> <source><italic>Decis. Support Syst.</italic></source> <volume>40</volume> <fpage>143</fpage>&#x2013;<lpage>165</lpage>. <pub-id pub-id-type="doi">10.1016/j.dss.2004.01.006</pub-id></citation></ref>
<ref id="B47"><citation citation-type="journal"><person-group person-group-type="author"><name><surname>Kim</surname> <given-names>S.</given-names></name> <name><surname>Park</surname> <given-names>H.</given-names></name></person-group> (<year>2013</year>). <article-title>Effects of various characteristics of social commerce (s-commerce) on consumers&#x2019; trust and trust performance.</article-title> <source><italic>Int. J. Inf. Manage.</italic></source> <volume>33</volume> <fpage>318</fpage>&#x2013;<lpage>332</lpage>. <pub-id pub-id-type="doi">10.1016/j.ijinfomgt.2012.11.006</pub-id></citation></ref>
<ref id="B48"><citation citation-type="journal"><person-group person-group-type="author"><name><surname>Kim</surname> <given-names>Y.</given-names></name> <name><surname>Peterson</surname> <given-names>R. A.</given-names></name></person-group> (<year>2017</year>). <article-title>A meta-analysis of online trust relationships in e-commerce.</article-title> <source><italic>J. Interact. Mark.</italic></source> <volume>38</volume> <fpage>44</fpage>&#x2013;<lpage>54</lpage>. <pub-id pub-id-type="doi">10.1016/j.intmar.2017.01.001</pub-id></citation></ref>
<ref id="B49"><citation citation-type="journal"><person-group person-group-type="author"><name><surname>Komiak</surname> <given-names>S. Y. X.</given-names></name> <name><surname>Benbasat</surname> <given-names>I.</given-names></name></person-group> (<year>2006</year>). <article-title>The effects of personalization and familiarity on trust and adoption of recommendation agents.</article-title> <source><italic>MIS Q.</italic></source> <volume>30</volume> <fpage>941</fpage>&#x2013;<lpage>960</lpage>. <pub-id pub-id-type="doi">10.2307/25148760</pub-id></citation></ref>
<ref id="B50"><citation citation-type="journal"><person-group person-group-type="author"><name><surname>Kong</surname> <given-names>Y.</given-names></name> <name><surname>Wang</surname> <given-names>Y.</given-names></name> <name><surname>Hajli</surname> <given-names>S.</given-names></name> <name><surname>Featherman</surname> <given-names>M.</given-names></name></person-group> (<year>2020</year>). <article-title>In sharing economy we trust: examining the effect of social and technical enablers on millennials&#x2019; trust in sharing commerce.</article-title> <source><italic>Comput. Hum. Behav.</italic></source> <volume>108</volume>:<issue>105993</issue>. <pub-id pub-id-type="doi">10.1016/j.chb.2019.04.017</pub-id></citation></ref>
<ref id="B51"><citation citation-type="journal"><person-group person-group-type="author"><name><surname>L&#x00E3;z&#x00E3;roiu</surname> <given-names>G.</given-names></name> <name><surname>Neguri&#x0163;&#x00E3;</surname> <given-names>O.</given-names></name> <name><surname>Grecu</surname> <given-names>I.</given-names></name> <name><surname>Grecu</surname> <given-names>G.</given-names></name> <name><surname>Mitran</surname> <given-names>P. C.</given-names></name></person-group> (<year>2020</year>). <article-title>Consumers&#x2019; decision-making process on social commerce platforms: online trust, perceived risk, and purchase intentions.</article-title> <source><italic>Front. Psychol.</italic></source> <volume>11</volume>:<issue>890</issue>. <pub-id pub-id-type="doi">10.3389/fpsyg.2020.00890</pub-id> <pub-id pub-id-type="pmid">32499740</pub-id></citation></ref>
<ref id="B52"><citation citation-type="journal"><person-group person-group-type="author"><name><surname>Leong</surname> <given-names>L.-Y.</given-names></name> <name><surname>Hew</surname> <given-names>T.-S.</given-names></name> <name><surname>Ooi</surname> <given-names>K.-B.</given-names></name> <name><surname>Chong</surname> <given-names>A. Y.-L.</given-names></name></person-group> (<year>2020</year>). <article-title>Predicting the antecedents of trust in social commerce &#x2013; a hybrid structural equation modeling with neural network approach.</article-title> <source><italic>J. Bus. Res.</italic></source> <volume>110</volume> <fpage>24</fpage>&#x2013;<lpage>40</lpage>. <pub-id pub-id-type="doi">10.1016/j.jbusres.2019.11.056</pub-id></citation></ref>
<ref id="B53"><citation citation-type="journal"><person-group person-group-type="author"><name><surname>Leong</surname> <given-names>L.-Y.</given-names></name> <name><surname>Hew</surname> <given-names>T.-S.</given-names></name> <name><surname>Ooi</surname> <given-names>K.-B.</given-names></name> <name><surname>Chong</surname> <given-names>A. Y.</given-names></name> <name><surname>Lee</surname> <given-names>V.-H.</given-names></name></person-group> (<year>2021</year>). <article-title>Understanding trust in ms-commerce: the roles of reported experience, linguistic style, profile photo, emotional, and cognitive trust.</article-title> <source><italic>Inf. Manage.</italic></source> <volume>58</volume>:<issue>103416</issue>. <pub-id pub-id-type="doi">10.1016/j.im.2020.103416</pub-id></citation></ref>
<ref id="B54"><citation citation-type="journal"><person-group person-group-type="author"><name><surname>Li</surname> <given-names>X.</given-names></name> <name><surname>Hess</surname> <given-names>T. J.</given-names></name> <name><surname>Valacich</surname> <given-names>J. S.</given-names></name></person-group> (<year>2008</year>). <article-title>Why do we trust new technology? A study of initial trust formation with organizational information systems.</article-title> <source><italic>J. Strateg. Inf. Syst.</italic></source> <volume>17</volume> <fpage>39</fpage>&#x2013;<lpage>71</lpage>. <pub-id pub-id-type="doi">10.1016/j.jsis.2008.01.001</pub-id></citation></ref>
<ref id="B55"><citation citation-type="journal"><person-group person-group-type="author"><name><surname>Liang</surname> <given-names>T.-P.</given-names></name> <name><surname>Ho</surname> <given-names>Y.-T.</given-names></name> <name><surname>Li</surname> <given-names>Y.-W.</given-names></name> <name><surname>Turban</surname> <given-names>E.</given-names></name></person-group> (<year>2011</year>). <article-title>What drives social commerce: the role of social support and relationship quality.</article-title> <source><italic>Int. J. Electron. Commer.</italic></source> <volume>16</volume> <fpage>69</fpage>&#x2013;<lpage>90</lpage>. <pub-id pub-id-type="doi">10.2753/jec1086-4415160204</pub-id></citation></ref>
<ref id="B56"><citation citation-type="journal"><person-group person-group-type="author"><name><surname>Lin</surname> <given-names>J.</given-names></name> <name><surname>Lu</surname> <given-names>Y.</given-names></name> <name><surname>Wang</surname> <given-names>B.</given-names></name> <name><surname>Wei</surname> <given-names>K. K.</given-names></name></person-group> (<year>2011</year>). <article-title>The role of inter-channel trust transfer in establishing mobile commerce trust.</article-title> <source><italic>Electron. Commer. Res. Appl.</italic></source> <volume>10</volume> <fpage>615</fpage>&#x2013;<lpage>625</lpage>. <pub-id pub-id-type="doi">10.1016/j.elerap.2011.07.008</pub-id></citation></ref>
<ref id="B57"><citation citation-type="journal"><person-group person-group-type="author"><name><surname>Lin</surname> <given-names>X.</given-names></name> <name><surname>Li</surname> <given-names>Y.</given-names></name> <name><surname>Wang</surname> <given-names>X.</given-names></name></person-group> (<year>2017</year>). <article-title>Social commerce research: definition, research themes and the trends.</article-title> <source><italic>Int. J. Inf. Manage.</italic></source> <volume>37</volume> <fpage>190</fpage>&#x2013;<lpage>201</lpage>. <pub-id pub-id-type="doi">10.1016/j.ijinfomgt.2016.06.006</pub-id></citation></ref>
<ref id="B58"><citation citation-type="journal"><person-group person-group-type="author"><name><surname>Lin</surname> <given-names>X.</given-names></name> <name><surname>Wang</surname> <given-names>X.</given-names></name> <name><surname>Hajli</surname> <given-names>N.</given-names></name></person-group> (<year>2019</year>). <article-title>Building e-commerce satisfaction and boosting sales: the role of social commerce trust and its antecedents.</article-title> <source><italic>Int. J. Electron. Commer.</italic></source> <volume>23</volume> <fpage>328</fpage>&#x2013;<lpage>363</lpage>. <pub-id pub-id-type="doi">10.1080/10864415.2019.1619907</pub-id></citation></ref>
<ref id="B59"><citation citation-type="journal"><person-group person-group-type="author"><name><surname>Lipsman</surname> <given-names>A.</given-names></name></person-group> (<year>2021</year>). <source><italic>Social Commerce 2021 - Media and Commerce Convergence Creates Growth Opportunity for Brands.</italic></source> Available online at: <ext-link ext-link-type="uri" xlink:href="https://www.emarketer.com/content/social-commerce-2021">https://www.emarketer.com/content/social-commerce-2021</ext-link> <comment>(accessed September 2, 2021)</comment>.</citation></ref>
<ref id="B60"><citation citation-type="journal"><person-group person-group-type="author"><name><surname>Lohmoller</surname> <given-names>J.-B.</given-names></name></person-group> (<year>2013</year>). <source><italic>Latent Variable Path Modeling with partial Least Squares.</italic></source> <publisher-loc>Berlin</publisher-loc>: <publisher-name>Springer-Verlag</publisher-name>.</citation></ref>
<ref id="B61"><citation citation-type="journal"><person-group person-group-type="author"><name><surname>Lu</surname> <given-names>B.</given-names></name> <name><surname>Fan</surname> <given-names>W.</given-names></name> <name><surname>Zhou</surname> <given-names>M.</given-names></name></person-group> (<year>2016</year>). <article-title>Social presence, trust, and social commerce purchase intention: an empirical research.</article-title> <source><italic>Comput. Hum. Behav.</italic></source> <volume>56</volume> <fpage>225</fpage>&#x2013;<lpage>237</lpage>. <pub-id pub-id-type="doi">10.1016/j.chb.2015.11.057</pub-id></citation></ref>
<ref id="B62"><citation citation-type="journal"><person-group person-group-type="author"><name><surname>Luo</surname> <given-names>X.</given-names></name> <name><surname>Li</surname> <given-names>H.</given-names></name> <name><surname>Zhang</surname> <given-names>J.</given-names></name> <name><surname>Shim</surname> <given-names>J. P.</given-names></name></person-group> (<year>2010</year>). <article-title>Examining multi-dimensional trust and multi-faceted risk in initial acceptance of emerging technologies: an empirical study of mobile banking services.</article-title> <source><italic>Decis. Support Syst.</italic></source> <volume>49</volume> <fpage>222</fpage>&#x2013;<lpage>234</lpage>. <pub-id pub-id-type="doi">10.1016/j.dss.2010.02.008</pub-id></citation></ref>
<ref id="B63"><citation citation-type="journal"><person-group person-group-type="author"><name><surname>MacKenzie</surname> <given-names>S. B.</given-names></name> <name><surname>Podsakoff</surname> <given-names>P. M.</given-names></name> <name><surname>Podsakoff</surname> <given-names>N. P.</given-names></name></person-group> (<year>2011</year>). <article-title>Construct measurement and validation procedures in MIS and behavioral research: integrating new and existing techniques.</article-title> <source><italic>MIS Q.</italic></source> <volume>35</volume> <fpage>293</fpage>&#x2013;<lpage>334</lpage>. <pub-id pub-id-type="doi">10.2307/23044045</pub-id></citation></ref>
<ref id="B64"><citation citation-type="journal"><person-group person-group-type="author"><name><surname>Mamonov</surname> <given-names>S.</given-names></name> <name><surname>Benbunan-Fich</surname> <given-names>R.</given-names></name></person-group> (<year>2017</year>). <article-title>Exploring factors affecting social e-commerce service adoption: the case of facebook gifts.</article-title> <source><italic>Int. J. Inf. Manage.</italic></source> <volume>37</volume> <fpage>590</fpage>&#x2013;<lpage>600</lpage>. <pub-id pub-id-type="doi">10.1016/j.ijinfomgt.2017.05.005</pub-id></citation></ref>
<ref id="B65"><citation citation-type="journal"><person-group person-group-type="author"><name><surname>Mayer</surname> <given-names>R. C.</given-names></name> <name><surname>Davis</surname> <given-names>J. H.</given-names></name> <name><surname>Schoorman</surname> <given-names>F. D.</given-names></name></person-group> (<year>1995</year>). <article-title>An integrative model of organizational trust.</article-title> <source><italic>Acad. Manage. Rev.</italic></source> <volume>20</volume> <fpage>709</fpage>&#x2013;<lpage>734</lpage>. <pub-id pub-id-type="doi">10.2307/258792</pub-id></citation></ref>
<ref id="B66"><citation citation-type="journal"><person-group person-group-type="author"><name><surname>McKnight</surname> <given-names>D. H.</given-names></name></person-group> (<year>2005</year>). &#x201C;<article-title>Trust in information technology</article-title>,&#x201D; in <source><italic>The Blackwell Encyclopedia Management information System</italic></source>, <volume>Vol. 7</volume> <role>ed.</role> <person-group person-group-type="editor"><name><surname>Davis</surname> <given-names>G. B.</given-names></name></person-group> (<publisher-loc>Malden, MA</publisher-loc>: <publisher-name>Blackwell</publisher-name>), <fpage>329</fpage>&#x2013;<lpage>331</lpage>.</citation></ref>
<ref id="B67"><citation citation-type="journal"><person-group person-group-type="author"><name><surname>McKnight</surname> <given-names>D. H.</given-names></name> <name><surname>Choudhury</surname> <given-names>V.</given-names></name> <name><surname>Kacmar</surname> <given-names>C.</given-names></name></person-group> (<year>2002</year>). <article-title>Developing and validating trust measures for e-commerce: an integrative typology.</article-title> <source><italic>Inf. Syst. Res.</italic></source> <volume>13</volume> <fpage>334</fpage>&#x2013;<lpage>359</lpage>. <pub-id pub-id-type="doi">10.1287/isre.13.3.334.81</pub-id> <pub-id pub-id-type="pmid">19642375</pub-id></citation></ref>
<ref id="B68"><citation citation-type="journal"><person-group person-group-type="author"><name><surname>McKnight</surname> <given-names>D. H.</given-names></name> <name><surname>Cummings</surname> <given-names>L. L.</given-names></name> <name><surname>Chervany</surname> <given-names>N. L.</given-names></name></person-group> (<year>1998</year>). <article-title>Initial trust formation in new organizational relationships.</article-title> <source><italic>Acad. Manage. Rev.</italic></source> <volume>23</volume> <fpage>473</fpage>&#x2013;<lpage>490</lpage>. <pub-id pub-id-type="doi">10.2307/259290</pub-id></citation></ref>
<ref id="B69"><citation citation-type="journal"><person-group person-group-type="author"><name><surname>Meilatinova</surname> <given-names>N.</given-names></name></person-group> (<year>2021</year>). <article-title>Social commerce: factors affecting customer repurchase and word-of-mouth intentions.</article-title> <source><italic>Int. J. Inf. Manage.</italic></source> <volume>57</volume>:<issue>102300</issue>. <pub-id pub-id-type="doi">10.1016/j.ijinfomgt.2020.102300</pub-id></citation></ref>
<ref id="B70"><citation citation-type="journal"><person-group person-group-type="author"><name><surname>Molinillo</surname> <given-names>S.</given-names></name> <name><surname>Aguilar-Illescas</surname> <given-names>R.</given-names></name> <name><surname>Anaya-S&#x00E1;nchez</surname> <given-names>R.</given-names></name> <name><surname>Li&#x00E9;bana-Cabanillas</surname> <given-names>F.</given-names></name></person-group> (<year>2021</year>). <article-title>Social commerce website design, perceived value and loyalty behavior intentions: the moderating roles of gender, age and frequency of use.</article-title> <source><italic>J. Retail. Consum. Serv.</italic></source> <volume>63</volume>:<issue>102404</issue>. <pub-id pub-id-type="doi">10.1016/j.jretconser.2020.102404</pub-id></citation></ref>
<ref id="B71"><citation citation-type="journal"><person-group person-group-type="author"><name><surname>Mou</surname> <given-names>J.</given-names></name> <name><surname>Benyoucef</surname> <given-names>M.</given-names></name></person-group> (<year>2021</year>). <article-title>Consumer behavior in social commerce: results from a meta-analysis.</article-title> <source><italic>Technol. Forecast. Soc. Change</italic></source> <volume>167</volume>:<issue>120734</issue>. <pub-id pub-id-type="doi">10.1016/j.techfore.2021.120734</pub-id></citation></ref>
<ref id="B72"><citation citation-type="journal"><person-group person-group-type="author"><name><surname>Ng</surname> <given-names>C. S.-P.</given-names></name></person-group> (<year>2013</year>). <article-title>Intention to purchase on social commerce websites across cultures: a cross-regional study.</article-title> <source><italic>Inf. Manage.</italic></source> <volume>50</volume> <fpage>609</fpage>&#x2013;<lpage>620</lpage>. <pub-id pub-id-type="doi">10.1016/j.im.2013.08.002</pub-id></citation></ref>
<ref id="B73"><citation citation-type="journal"><person-group person-group-type="author"><name><surname>Oliveira</surname> <given-names>T.</given-names></name> <name><surname>Faria</surname> <given-names>M.</given-names></name> <name><surname>Thomas</surname> <given-names>M. A.</given-names></name> <name><surname>Popovi&#x010D;</surname> <given-names>A.</given-names></name></person-group> (<year>2014</year>). <article-title>Extending the understanding of mobile banking Adoption: When UTAUT MEETS TTF AND ITM.</article-title> <source><italic>Int. J. Inf. Manage.</italic></source> <volume>34</volume> <fpage>689</fpage>&#x2013;<lpage>703</lpage>. <pub-id pub-id-type="doi">10.1016/j.ijinfomgt.2014.06.004</pub-id></citation></ref>
<ref id="B74"><citation citation-type="journal"><person-group person-group-type="author"><name><surname>O&#x2019;Shea</surname> <given-names>D.</given-names></name></person-group> (<year>2018</year>). <source><italic>Social Commerce on the Rise as More Brands Adopt Shoppable Content.</italic></source> Available online at: <ext-link ext-link-type="uri" xlink:href="https://www.retaildive.com/news/social-commerce-on-the-rise-as-more-brands-adopt-shoppable-content/527299/">https://www.retaildive.com/news/social-commerce-on-the-rise-as-more-brands-adopt-shoppable-content/527299/</ext-link> <comment>(accessed August 20, 2021)</comment>.</citation></ref>
<ref id="B75"><citation citation-type="journal"><person-group person-group-type="author"><name><surname>Pak</surname> <given-names>R.</given-names></name> <name><surname>McLaughlin</surname> <given-names>A. C.</given-names></name> <name><surname>Bass</surname> <given-names>B.</given-names></name></person-group> (<year>2014</year>). <article-title>A multi-level analysis of the effects of age and gender stereotypes on trust in anthropomorphic technology by younger and older adults.</article-title> <source><italic>Ergonomics</italic></source> <volume>57</volume> <fpage>1277</fpage>&#x2013;<lpage>1289</lpage>. <pub-id pub-id-type="doi">10.1080/00140139.2014.928750</pub-id> <pub-id pub-id-type="pmid">24935771</pub-id></citation></ref>
<ref id="B76"><citation citation-type="journal"><person-group person-group-type="author"><name><surname>Pavlou</surname> <given-names>P. A.</given-names></name> <name><surname>Gefen</surname> <given-names>D.</given-names></name></person-group> (<year>2004</year>). <article-title>Building effective online marketplaces with institution-based trust.</article-title> <source><italic>Inf. Syst. Res.</italic></source> <volume>15</volume> <fpage>37</fpage>&#x2013;<lpage>59</lpage>. <pub-id pub-id-type="doi">10.1287/isre.1040.0015</pub-id> <pub-id pub-id-type="pmid">19642375</pub-id></citation></ref>
<ref id="B77"><citation citation-type="journal"><person-group person-group-type="author"><name><surname>Podsakoff</surname> <given-names>P. M.</given-names></name> <name><surname>MacKenzie</surname> <given-names>S. B.</given-names></name> <name><surname>Lee</surname> <given-names>J.-Y.</given-names></name> <name><surname>Podsakoff</surname> <given-names>N. P.</given-names></name></person-group> (<year>2003</year>). <article-title>Common method biases in behavioral research: a critical review of the literature and recommended remedies.</article-title> <source><italic>J. Appl. Psychol.</italic></source> <volume>88</volume> <fpage>879</fpage>&#x2013;<lpage>903</lpage>. <pub-id pub-id-type="doi">10.1037/0021-9010.88.5.879</pub-id> <pub-id pub-id-type="pmid">14516251</pub-id></citation></ref>
<ref id="B78"><citation citation-type="journal"><person-group person-group-type="author"><name><surname>Podsakoff</surname> <given-names>P. M.</given-names></name> <name><surname>MacKenzie</surname> <given-names>S. B.</given-names></name> <name><surname>Podsakoff</surname> <given-names>N. P.</given-names></name></person-group> (<year>2012</year>). <article-title>Sources of method bias in social science research and recommendations on how to control it.</article-title> <source><italic>Annu. Rev. Psychol.</italic></source> <volume>63</volume> <fpage>539</fpage>&#x2013;<lpage>569</lpage>. <pub-id pub-id-type="doi">10.1146/annurev-psych-120710-100452</pub-id> <pub-id pub-id-type="pmid">21838546</pub-id></citation></ref>
<ref id="B79"><citation citation-type="journal"><person-group person-group-type="author"><name><surname>Rahman</surname> <given-names>T.</given-names></name> <name><surname>Kim</surname> <given-names>Y. S.</given-names></name> <name><surname>Noh</surname> <given-names>M.</given-names></name> <name><surname>Lee</surname> <given-names>C. K.</given-names></name></person-group> (<year>2020</year>). <article-title>Determinants of social commerce adoption in an emerging economy.</article-title> <source><italic>Serv. Bus.</italic></source> <volume>14</volume> <fpage>479</fpage>&#x2013;<lpage>502</lpage>. <pub-id pub-id-type="doi">10.1007/s11628-020-00427-4</pub-id></citation></ref>
<ref id="B80"><citation citation-type="journal"><person-group person-group-type="author"><name><surname>Ringle</surname> <given-names>C. M.</given-names></name> <name><surname>Wende</surname> <given-names>S.</given-names></name> <name><surname>Becker</surname> <given-names>J.-M.</given-names></name></person-group> (<year>2015</year>). <source><italic>SmartPLS 3.</italic></source> <publisher-loc>Boenningstedt</publisher-loc>: <publisher-name>SmartPLS GmbH</publisher-name>.</citation></ref>
<ref id="B81"><citation citation-type="journal"><person-group person-group-type="author"><name><surname>Sarkar</surname> <given-names>S.</given-names></name> <name><surname>Chauhan</surname> <given-names>S.</given-names></name> <name><surname>Khare</surname> <given-names>A.</given-names></name></person-group> (<year>2020</year>). <article-title>A meta-analysis of antecedents and consequences of trust in mobile commerce.</article-title> <source><italic>Int. J. Inf. Manage.</italic></source> <volume>50</volume> <fpage>286</fpage>&#x2013;<lpage>301</lpage>. <pub-id pub-id-type="doi">10.1016/j.ijinfomgt.2019.08.008</pub-id></citation></ref>
<ref id="B82"><citation citation-type="journal"><person-group person-group-type="author"><name><surname>Sarstedt</surname> <given-names>M.</given-names></name> <name><surname>Hair</surname> <given-names>J. F.</given-names></name> <name><surname>Cheah</surname> <given-names>J.-H.</given-names></name> <name><surname>Becker</surname> <given-names>J.-M.</given-names></name> <name><surname>Ringle</surname> <given-names>C. M.</given-names></name></person-group> (<year>2019</year>). <article-title>How to specify, estimate, and validate higher-order constructs in PLS-SEM.</article-title> <source><italic>Australas. Mark. J.</italic></source> <volume>27</volume> <fpage>197</fpage>&#x2013;<lpage>211</lpage>. <pub-id pub-id-type="doi">10.1016/j.ausmj.2019.05.003</pub-id></citation></ref>
<ref id="B83"><citation citation-type="journal"><person-group person-group-type="author"><name><surname>Sarstedt</surname> <given-names>M.</given-names></name> <name><surname>Ringle</surname> <given-names>C. M.</given-names></name> <name><surname>Hair</surname> <given-names>J. F.</given-names></name></person-group> (<year>2017</year>). &#x201C;<article-title>Partial least squares structural equation modeling</article-title>,&#x201D; in <source><italic>Handbook of Market Research</italic></source>, <role>eds</role> <person-group person-group-type="editor"><name><surname>Homburg</surname> <given-names>C.</given-names></name> <name><surname>Klarmann</surname> <given-names>M.</given-names></name> <name><surname>Vomberg</surname> <given-names>A.</given-names></name></person-group> (<publisher-loc>Berlin</publisher-loc>: <publisher-name>Springer</publisher-name>), <fpage>1</fpage>&#x2013;<lpage>40</lpage>. <pub-id pub-id-type="doi">10.1007/978-3-319-05542-8_15-1</pub-id></citation></ref>
<ref id="B84"><citation citation-type="journal"><person-group person-group-type="author"><name><surname>Shmueli</surname> <given-names>G.</given-names></name> <name><surname>Sarstedt</surname> <given-names>M.</given-names></name> <name><surname>Hair</surname> <given-names>J. F.</given-names></name> <name><surname>Cheah</surname> <given-names>J. H.</given-names></name> <name><surname>Ting</surname> <given-names>H.</given-names></name> <name><surname>Vaithilingam</surname> <given-names>S.</given-names></name><etal/></person-group> (<year>2019</year>). <article-title>Predictive model assessment in PLS-SEM: guidelines for using PLSpredict.</article-title> <source><italic>Eur. J. Mark.</italic></source> <volume>53</volume> <fpage>2322</fpage>&#x2013;<lpage>2347</lpage>. <pub-id pub-id-type="doi">10.1108/EJM-02-2019-0189</pub-id></citation></ref>
<ref id="B85"><citation citation-type="journal"><person-group person-group-type="author"><name><surname>Sibona</surname> <given-names>C.</given-names></name> <name><surname>Walczak</surname> <given-names>S.</given-names></name></person-group> (<year>2012</year>). &#x201C;<article-title>Purposive sampling on twitter: a case study</article-title>,&#x201D; in <source><italic>Proceedings of the 2012 45th International Conference on System Sciences</italic></source>, <publisher-loc>Maui, HI</publisher-loc>. <pub-id pub-id-type="doi">10.1109/hicss.2012.493</pub-id></citation></ref>
<ref id="B86"><citation citation-type="journal"><person-group person-group-type="author"><name><surname>Sohn</surname> <given-names>J. W.</given-names></name> <name><surname>Kim</surname> <given-names>J. K.</given-names></name></person-group> (<year>2020</year>). <article-title>Factors that influence purchase intentions in social commerce.</article-title> <source><italic>Technol. Soc.</italic></source> <volume>63</volume>:<issue>101365</issue>. <pub-id pub-id-type="doi">10.1016/j.techsoc.2020.101365</pub-id></citation></ref>
<ref id="B87"><citation citation-type="journal"><collab>Statista</collab> (<year>2021a</year>). <source><italic>Leading Countries Based on Instagram Audience Size as of July 2021.</italic></source> Available online at: <ext-link ext-link-type="uri" xlink:href="https://www.statista.com/statistics/578364/countries-with-most-instagram-users/">https://www.statista.com/statistics/578364/countries-with-most-instagram-users/</ext-link> <comment>(accessed September 10, 2021)</comment>.</citation></ref>
<ref id="B88"><citation citation-type="journal"><collab>Statista</collab> (<year>2021b</year>). <source><italic>Leading Countries Based on Facebook Audience Size as of July 2021.</italic></source> Available online at: <ext-link ext-link-type="uri" xlink:href="https://www.statista.com/statistics/268136/top-15-countries-based-on-number-of-facebook-users/">https://www.statista.com/statistics/268136/top-15-countries-based-on-number-of-facebook-users/</ext-link> <comment>(accessed September 10, 2021)</comment>.</citation></ref>
<ref id="B89"><citation citation-type="journal"><person-group person-group-type="author"><name><surname>Stephen</surname> <given-names>A. T.</given-names></name> <name><surname>Toubia</surname> <given-names>O.</given-names></name></person-group> (<year>2010</year>). <article-title>Deriving value from social commerce networks.</article-title> <source><italic>J. Mark. Res.</italic></source> <volume>47</volume> <fpage>215</fpage>&#x2013;<lpage>228</lpage>. <pub-id pub-id-type="doi">10.1509/jmkr.47.2.215</pub-id> <pub-id pub-id-type="pmid">11670861</pub-id></citation></ref>
<ref id="B90"><citation citation-type="journal"><person-group person-group-type="author"><name><surname>Streukens</surname> <given-names>S.</given-names></name> <name><surname>Leroi-Werelds</surname> <given-names>S.</given-names></name></person-group> (<year>2016</year>). <article-title>Bootstrapping and PLS-SEM: a step-by-step guide to get more out of your bootstrap results.</article-title> <source><italic>Eur. Manage. J.</italic></source> <volume>34</volume> <fpage>618</fpage>&#x2013;<lpage>632</lpage>. <pub-id pub-id-type="doi">10.1016/j.emj.2016.06.003</pub-id></citation></ref>
<ref id="B91"><citation citation-type="journal"><person-group person-group-type="author"><name><surname>Tajvidi</surname> <given-names>M.</given-names></name> <name><surname>Wang</surname> <given-names>Y.</given-names></name> <name><surname>Hajli</surname> <given-names>N.</given-names></name> <name><surname>Love</surname> <given-names>P. E. D.</given-names></name></person-group> (<year>2021</year>). <article-title>Brand value co-creation in social commerce: the role of interactivity, social support, and relationship quality.</article-title> <source><italic>Comput. Hum. Behav.</italic></source> <volume>115</volume>:<issue>105238</issue>. <pub-id pub-id-type="doi">10.1016/j.chb.2017.11.006</pub-id></citation></ref>
<ref id="B92"><citation citation-type="journal"><person-group person-group-type="author"><name><surname>Tsai</surname> <given-names>J. C.-A.</given-names></name> <name><surname>Hung</surname> <given-names>S.-Y.</given-names></name></person-group> (<year>2019</year>). <article-title>Examination of community identification and interpersonal trust on continuous use intention: evidence from experienced online community members.</article-title> <source><italic>Inf. Manage.</italic></source> <volume>56</volume> <fpage>552</fpage>&#x2013;<lpage>569</lpage>. <pub-id pub-id-type="doi">10.1016/j.im.2018.09.014</pub-id></citation></ref>
<ref id="B93"><citation citation-type="journal"><person-group person-group-type="author"><name><surname>Tuncer</surname> <given-names>I.</given-names></name></person-group> (<year>2021</year>). <article-title>The relationship between it affordance, flow experience, trust, and social commerce intention: an exploration using the s-o-r paradigm.</article-title> <source><italic>Technol. Soc.</italic></source> <volume>65</volume>:<issue>101567</issue>. <pub-id pub-id-type="doi">10.1016/j.techsoc.2021.101567</pub-id></citation></ref>
<ref id="B94"><citation citation-type="journal"><person-group person-group-type="author"><name><surname>Van de Vijver</surname> <given-names>F. J. R.</given-names></name> <name><surname>Chasiotis</surname> <given-names>A.</given-names></name></person-group> (<year>2010</year>). &#x201C;<article-title>&#x2018;Making methods meet: mixed designs in crosscultural research</article-title>,&#x201D; in <source><italic>Survey Methods in Multinational Multiregional, and Multicultural Contexts</italic></source>, <role>eds</role> <person-group person-group-type="editor"><name><surname>Harkness</surname> <given-names>J. A.</given-names></name> <name><surname>Braun</surname> <given-names>M.</given-names></name> <name><surname>Edwards</surname> <given-names>B.</given-names></name> <name><surname>Johnson</surname> <given-names>T. P.</given-names></name> <name><surname>Lyberg</surname> <given-names>L.</given-names></name> <name><surname>Mohler</surname> <given-names>P.</given-names></name><etal/></person-group> (<publisher-loc>Hoboken, NJ</publisher-loc>: <publisher-name>John Wiley and Sons</publisher-name>), <fpage>455</fpage>&#x2013;<lpage>473</lpage>.</citation></ref>
<ref id="B95"><citation citation-type="journal"><person-group person-group-type="author"><name><surname>Venkatesh</surname> <given-names>V.</given-names></name> <name><surname>Sykes</surname> <given-names>T. A.</given-names></name> <name><surname>Venkatraman</surname> <given-names>S.</given-names></name></person-group> (<year>2013</year>). <article-title>Understanding e-government PORTAL use in rural India: role of demographic and personality characteristics.</article-title> <source><italic>Inf. Syst. J.</italic></source> <volume>24</volume> <fpage>249</fpage>&#x2013;<lpage>269</lpage>. <pub-id pub-id-type="doi">10.1111/isj.12008</pub-id></citation></ref>
<ref id="B96"><citation citation-type="journal"><person-group person-group-type="author"><name><surname>Venkatesh</surname> <given-names>V.</given-names></name> <name><surname>Thong</surname> <given-names>J. Y. L.</given-names></name> <name><surname>Xu</surname> <given-names>X.</given-names></name></person-group> (<year>2012</year>). <article-title>Consumer acceptance and use of information technology: extending the unified theory of acceptance and use of technology.</article-title> <source><italic>MIS Q.</italic></source> <volume>36</volume> <fpage>157</fpage>&#x2013;<lpage>178</lpage>. <pub-id pub-id-type="doi">10.2307/41410412</pub-id></citation></ref>
<ref id="B97"><citation citation-type="journal"><person-group person-group-type="author"><name><surname>Wang</surname> <given-names>C.</given-names></name> <name><surname>Zhang</surname> <given-names>P.</given-names></name></person-group> (<year>2012</year>). <article-title>The evolution of Social Commerce: the people, management, technology, and information dimensions.</article-title> <source><italic>Commun. Assoc. Inf. Syst.</italic></source> <volume>31</volume> <fpage>105</fpage>&#x2013;<lpage>127</lpage>. <pub-id pub-id-type="doi">10.17705/1cais.03105</pub-id></citation></ref>
<ref id="B98"><citation citation-type="journal"><person-group person-group-type="author"><name><surname>Wetzels</surname> <given-names>M.</given-names></name> <name><surname>Odekerken-Schr&#x00F6;der</surname> <given-names>G.</given-names></name> <name><surname>van Oppen</surname> <given-names>C.</given-names></name></person-group> (<year>2009</year>). <article-title>Using PLS PATH modeling for assessing hierarchical construct models: guidelines and empirical illustration.</article-title> <source><italic>MIS Q.</italic></source> <volume>33</volume> <fpage>177</fpage>&#x2013;<lpage>95</lpage>. <pub-id pub-id-type="doi">10.2307/20650284</pub-id></citation></ref>
<ref id="B99"><citation citation-type="journal"><person-group person-group-type="author"><name><surname>Williams</surname> <given-names>M. D.</given-names></name></person-group> (<year>2021</year>). <article-title>Social commerce and the mobile platform: payment and security perceptions of potential users.</article-title> <source><italic>Comput. Human Behav.</italic></source> <volume>115</volume>:<issue>105557</issue>. <pub-id pub-id-type="doi">10.1016/j.chb.2018.06.005</pub-id></citation></ref>
<ref id="B100"><citation citation-type="journal"><person-group person-group-type="author"><name><surname>Wongkitrungrueng</surname> <given-names>A.</given-names></name> <name><surname>Assarut</surname> <given-names>N.</given-names></name></person-group> (<year>2020</year>). <article-title>The role of live streaming in building consumer trust and engagement with social commerce sellers.</article-title> <source><italic>J. Bus. Res.</italic></source> <volume>117</volume> <fpage>543</fpage>&#x2013;<lpage>556</lpage>. <pub-id pub-id-type="doi">10.1016/j.jbusres.2018.08.032</pub-id></citation></ref>
<ref id="B101"><citation citation-type="journal"><person-group person-group-type="author"><name><surname>Xiao</surname> <given-names>B.</given-names></name> <name><surname>Huang</surname> <given-names>M.</given-names></name> <name><surname>Barnes</surname> <given-names>A. J.</given-names></name></person-group> (<year>2015</year>). <article-title>Network closure among sellers and buyers in social commerce community.</article-title> <source><italic>Electron. Commer. Res. Appl.</italic></source> <volume>14</volume> <fpage>641</fpage>&#x2013;<lpage>653</lpage>. <pub-id pub-id-type="doi">10.1016/j.elerap.2015.10.001</pub-id></citation></ref>
<ref id="B102"><citation citation-type="journal"><person-group person-group-type="author"><name><surname>Yang</surname> <given-names>X.</given-names></name></person-group> (<year>2021</year>). <article-title>Exchanging social support in social commerce: the role of peer relations.</article-title> <source><italic>Comput. Hum. Behav.</italic></source> <volume>124</volume>:<issue>106911</issue>. <pub-id pub-id-type="doi">10.1016/j.chb.2021.106911</pub-id></citation></ref>
<ref id="B103"><citation citation-type="journal"><person-group person-group-type="author"><name><surname>Yang</surname> <given-names>Y.</given-names></name> <name><surname>Tang</surname> <given-names>Y.</given-names></name> <name><surname>Zhang</surname> <given-names>Y.</given-names></name> <name><surname>Yang</surname> <given-names>R.</given-names></name></person-group> (<year>2021</year>). <article-title>Exploring the relationship between visual aesthetics and social commerce through visual information adoption unimodel.</article-title> <source><italic>Front. Psychol.</italic></source> <volume>12</volume>:<issue>700180</issue>. <pub-id pub-id-type="doi">10.3389/fpsyg.2021.700180</pub-id> <pub-id pub-id-type="pmid">34552529</pub-id></citation></ref>
<ref id="B104"><citation citation-type="journal"><person-group person-group-type="author"><name><surname>Yeon</surname> <given-names>J.</given-names></name> <name><surname>Park</surname> <given-names>I.</given-names></name> <name><surname>Lee</surname> <given-names>D.</given-names></name></person-group> (<year>2019</year>). <article-title>What creates trust and who gets loyalty in social commerce?</article-title> <source><italic>J. Retail. Consum. Serv.</italic></source> <volume>50</volume> <fpage>138</fpage>&#x2013;<lpage>144</lpage>. <pub-id pub-id-type="doi">10.1016/j.jretconser.2019.05.009</pub-id></citation></ref>
<ref id="B105"><citation citation-type="journal"><person-group person-group-type="author"><name><surname>Zhang</surname> <given-names>K. Z. K.</given-names></name> <name><surname>Benyoucef</surname> <given-names>M.</given-names></name></person-group> (<year>2016</year>). <article-title>Consumer behavior in social commerce: a literature review.</article-title> <source><italic>Decis. Support Syst.</italic></source> <volume>86</volume> <fpage>95</fpage>&#x2013;<lpage>108</lpage>. <pub-id pub-id-type="doi">10.1016/j.dss.2016.04.001</pub-id></citation></ref>
<ref id="B106"><citation citation-type="journal"><person-group person-group-type="author"><name><surname>Zhou</surname> <given-names>T.</given-names></name></person-group> (<year>2012</year>). <article-title>Understanding users&#x2019; initial trust in mobile banking: an elaboration likelihood perspective.</article-title> <source><italic>Comput. Hum., Behav.</italic></source> <volume>28</volume> <fpage>1518</fpage>&#x2013;<lpage>1525</lpage>. <pub-id pub-id-type="doi">10.1016/j.chb.2012.03.021</pub-id></citation></ref>
</ref-list>
</back>
</article>