AUTHOR=Dawood Mohsina , Haq Zia ul 
  
TITLE=Risks vs. benefits: a case of digital banking applications' usage in India
  
JOURNAL=Frontiers in Human Dynamics
  
VOLUME=Volume 7 - 2025
  
YEAR=2026
  
URL=https://www.frontiersin.org/journals/human-dynamics/articles/10.3389/fhumd.2025.1721277
  
DOI=10.3389/fhumd.2025.1721277
  
ISSN=2673-2726